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All Journal MUSLIM HERITAGE: JURNAL DIALOG ISLAM DENGAN REALITAS Oeconomicus Journal of Economics Al-Majaalis : Jurnal Dirasat Islamiyah Jurnal Ilmu Perbankan dan Keuangan Syariah Wadiah : Jurnal Perbankan Syariah Al-Muraqabah: Journal of Management and Sharia Business Muslim Heritage Journal of Economics, Law, and Humanities Journal of Shariah Economics
Adin Fadilah, Adin
Unknown Affiliation
Religion Arts Humanities Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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PROBABILITAS IJMA’ DI ERA MODERN (IMPLIKASI PERBEDAAN DEFINISI, SYARAT DAN RUKUN TERHADAP KEMUNGKINAN TERJADINYA IJMA’, KEDUDUKAN DAN HUJJAHNYA) Fadilah, Adin
Al-MAJAALIS Vol 4 No 1 (2016): AL-MAJAALIS: JURNAL DIRASAT ISLAMIYAH
Publisher : Sekolah Tinggi Dirasat Islamiyah Imam Syafi'i Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (408.209 KB)

Abstract

Abstract Ijma 'is one of the arguments of Personality' that has the force of argument under the Koran and Hadith, ijma 'is the first proposition after the al-Quran and Hadith that can be used as guidelines in exploring the laws of Personality'. However there are some Muslim community which does not recognize the existence of ijma 'where they are only based on the Quran and al-Hadith, their diligence in itself likely will not be separated from the two text itself. Variation ijma> 'The dimungkinakan for their differences as well as the definition of halal berkaiatan with ijma' such terms, pillars and so on. From this study we can conclude that: On the issue of ijma 'happen perbeadaan opinion among the scholars. The differences are due to differences in the definition of the ulama ijma '. Selaian, differences in the terms and the pillars of the proposed menajadi importance in understanding ijma '. The most fundamental thing ijmaâ?? is a difference whether the agreement that all or the majority of scholars only. In this case the author is more inclined to the latter opinion. Both now it is not improbable occurrence of Ijma '. Although it uses the most stringent requirements. Due to technological advances, create obstacles distance between the scholars are not a barrier anymore. However, the difficulty is that everyone has a different opinion in accordance with the experience and knowledge he possessed. Ijmaâ?? adalah salah satu dalil syaraâ?? yang memiliki tingkat kekuatan argumentasi di bawah al-Qurâ??an dan Hadits. Ijmaâ?? merupakan dalil pertama setelah al-Qurâ??an dan Hadits yang dapat dijadikan pedoman dalam menggali hukum-hukum syaraâ??. Namun ada beberapa komunitas umat Islam yang tidak mengakui dengan adanya ijmaâ?? yang mana mereka hanya berpedoman pada al-Qurâ??an dan al Hadits, mereka berijtihad dengan sendirinya itupun tidak lepas dari dua teks itu sendiri. Perbedaan penerimaan ijmaâ?? tersebut dimungkinakan karena adanya perbedaan definisi serta halal yang berkaiatan dengan ijmaâ?? seperti syarat, rukun dan sebagainya. Dari penelitian ini dapat ditarik kesimpulan bahwa: Dalam masalah ijmaâ?? terjadi perbeadaan pendapat di kalangan para ulama. Perbedaan tersebut dikarenakan adanya perbedaan ulama dalam memberikan definisi terhadap ijmaâ??. Selaian itu, perbedaan syarat dan rukun yang diajukan menajadi hal penting dalam memahami ijmaâ??. Hal yang paling pokok menurut hemat penulis adalah perbedaan apakah yang bersepakat itu seluruh atau mayoritas ulama saja. Dalam hal ini penulis lebih cenderung kepada pendapat terakhir. Kedua sekarang tidaklah mustahil terjadinya Ijmaâ??. Meskipun hal itu menggunakan persyaratan yang paling ketat. Karena kemajuan teknologi, membuat halangan jarak antara para ulama tidak jadi penghalang lagi. Namun, kesulitannya adalah semua orang memiliki pandangan yang berbeda sesuai dengan pengalaman dan pengetahuan yang ia miliki. Kata kunci: ijmaâ??, hujjah, dalil, modern
Komponen Kebutuhan Hidup Dalam Regulasi Upah Minimum Perspektif Maqasid Al-Shariah Adin Fadilah
Muslim Heritage Vol 1, No 1 (2016): Muslim Heritage
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (498.15 KB) | DOI: 10.21154/muslimheritage.v1i1.380

Abstract

Abstract: The provisions of minimum wage in Indonesia have been changing four times in the last few decades in line with the changes in the components of life needs referred. In fact, there are many life needs that previously were considered as trivial but they have now become important and should be referred to in setting the minimum wage. In Islam there are five sectors of human needs as established in the discourse of maqasid al-sharī'ah. Each sector is ranked into three levels, namely ḍarūrīyah, ḥajīyah, and taḥsīnīyah. This study examines how the components of life needs have been referred by the regulation of the minimum wage from the viewpoint of maqasid al-sharī'ah. This study came to the conclusion that the development of life needs used as guidelines in determining minimum wage levels has met the demands of life needs as intended by maqasid al-sharī’ah. Most of the components of decent living (KHL) occupy levels of ḍarūrīyah and ḥajīyah, and very few are classified as taḥsīnīyah. The enhancement of quantity and quality of the components proven the attention to the level of life needs sequentially from ḍarūrīyah level, the ḥajīyah, then the taḥsīnīyah level. These changes indicate the change of law in accordance with the demands of the circumstances.Abstrak: Komponen kebutuhan hidup yang dijadikan acuan dalam penetapan upah minimum  di Indonesia telah mengalami perubahan sebanyak 4 kali. Perubahan ini terjadi karena menyesuaikan perkembangan kebutuhan dahulu dianggap sepele namun kini menjadi penting. Dalam Islam ada 5 unsur pokok kebutuhan manusia yang harus dipenuhi atau yang dikenal dengan istilah maqasid al-sharī’ah. Kelima unsur pokok maqasid al-sharī’ah ini terbagi mejadi 3 kategori yakni ḍarūrīyah, ḥajīyah, dan taḥsīnīyah. Penelitian ini mengkaji bagaimana komponen kebutuhan hidup dalam regulasi upah minimum perspektif maqasid al-sharī’ah. Penelitian ini memberi kesimpulan bahwa perkembangan kebutuhan hidup yang dijadikan pedoman dalam penentuan upah minimum telah memperhatikan tingkatan kebutuhan hidup. Sebagian besar komponen KHL ada pada wilayah ḍarūrīyah dan ḥajīyah, sedikit sekali yang tergolong taḥsīnīyah. Penambahan kuota komponen serta peningkatan kualitas komponen menjadi bukti bahwa adanya perhatian terhadap tingkatan kebutuhan dimulai dari yang ḍarūrīyah dulu baru kemudian yang ḥajīyah baru disusul yang taḥsīnīyah. Perubahan ini menunjukkan adanya perubahan hukum sesuai dengan perkembangan situasi.
PROBABILITAS IJMA’ DI ERA MODERN (IMPLIKASI PERBEDAAN DEFINISI, SYARAT DAN RUKUN TERHADAP KEMUNGKINAN TERJADINYA IJMA’, KEDUDUKAN DAN HUJJAHNYA) Adin Fadilah
Al-Majaalis : Jurnal Dirasat Islamiyah Vol 4 No 1 (2016): AL-MAJAALIS : JURNAL DIRASAT ISLAMIYAH
Publisher : Sekolah Tinggi Dirasat Islamiyah Imam Syafi'i Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37397/almajaalis.v4i1.54

Abstract

Ijma 'is one of the arguments of Personality' that has the force of argument under the Koran and Hadith, ijma 'is the first proposition after the al-Quran and Hadith that can be used as guidelines in exploring the laws of Personality'. However there are some Muslim community which does not recognize the existence of ijma 'where they are only based on the Quran and al-Hadith, their diligence in itself likely will not be separated from the two text itself. Variation ijma> 'The dimungkinakan for their differences as well as the definition of halal berkaiatan with ijma>' such terms, pillars and so on. From this study we can conclude that: On the issue of ijma> 'happen perbeadaan opinion among the scholars. The differences are due to differences in the definition of the ulama ijma> '. Selaian, differences in the terms and the pillars of the proposed menajadi importance in understanding ijma> '. The most fundamental thing ijma’ is a difference whether the agreement that all or the majority of scholars only. In this case the author is more inclined to the latter opinion. Both now it is not improbable occurrence of Ijma> '. Although it uses the most stringent requirements. Due to technological advances, create obstacles distance between the scholars are not a barrier anymore. However, the difficulty is that everyone has a different opinion in accordance with the experience and knowledge he possessed.
Strategi KSPPS BMT Peta Kediri Dalam Meminimalisir Potensi Risiko Pembiayaan Adin Fadilah
WADIAH Vol. 6 No. 2 (2022): Wadiah : Jurnal Perbankan Syariah
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/wadiah.v6i2.217

Abstract

KSPPS BMT PETA Kediri merupakan cabang dari KSPPS BMT PETA Tulungangung. Sama halnya dengan lembaga keuangan lainnya fungsi utamanya yaitu menghimpun dan menyalurkan dana dari masyarakat. Fokus utama dari KSPPS BMT PETA Kediri yaitu meningkatkan kemampuan pembiayaan yang disalurkan, juga mengedepankan prinsip kehati-hatian dalam penyaluran pembiayaan. Oleh karena itu penulis tertarik untuk membahas Strategi KSPPS BMT PETA Kediri Dalam Meminimalisir Potensi Risiko Pembiayaan Bermasalah. Penelitian ini menggunakan pendekatan kualitatif. Penelitian kualitatif merupakan penelitian yang digunakan untuk mengungkap suatu gejala secara holistic-konsektual melalui pengumpulan data yang didapatkan dari latar alami dengan memanfaatkan peneliti sebagai instrumen kunci. Strategi yang dilakukan oleh KSPPS BMT PETA Kediri dalam meminimalisir potensi pembiayaan bermasalah menggunakan prinsip 5C saat melakukan survei, prinsip tersebut terdiri dari Character (Karakter), Capacity (Kapasitas), Capital (Modal), Colateral (Agunan) dan Condition (Kondisi). Kelima prinsip di atas adalah pengendalian terhadap risiko juga bisa dilakukan oleh manajemen risiko dalam mengatasi risiko yang mungkin akan terjadi dengan metode penghindara. Kata Kunci: Prinsip 5C, Strategi, Meminimalkan, Risiko, Pembiayaan
Komponen Kebutuhan Hidup Dalam Regulasi Upah Minimum Perspektif Maqasid Al-Shariah Adin Fadilah
Muslim Heritage Vol 1, No 1 (2016): Muslim Heritage
Publisher : IAIN Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (498.15 KB) | DOI: 10.21154/muslimheritage.v1i1.380

Abstract

Abstract: The provisions of minimum wage in Indonesia have been changing four times in the last few decades in line with the changes in the components of life needs referred. In fact, there are many life needs that previously were considered as trivial but they have now become important and should be referred to in setting the minimum wage. In Islam there are five sectors of human needs as established in the discourse of maqasid al-sharī'ah. Each sector is ranked into three levels, namely ḍarūrīyah, ḥajīyah, and taḥsīnīyah. This study examines how the components of life needs have been referred by the regulation of the minimum wage from the viewpoint of maqasid al-sharī'ah. This study came to the conclusion that the development of life needs used as guidelines in determining minimum wage levels has met the demands of life needs as intended by maqasid al-sharī’ah. Most of the components of decent living (KHL) occupy levels of ḍarūrīyah and ḥajīyah, and very few are classified as taḥsīnīyah. The enhancement of quantity and quality of the components proven the attention to the level of life needs sequentially from ḍarūrīyah level, the ḥajīyah, then the taḥsīnīyah level. These changes indicate the change of law in accordance with the demands of the circumstances.Abstrak: Komponen kebutuhan hidup yang dijadikan acuan dalam penetapan upah minimum  di Indonesia telah mengalami perubahan sebanyak 4 kali. Perubahan ini terjadi karena menyesuaikan perkembangan kebutuhan dahulu dianggap sepele namun kini menjadi penting. Dalam Islam ada 5 unsur pokok kebutuhan manusia yang harus dipenuhi atau yang dikenal dengan istilah maqasid al-sharī’ah. Kelima unsur pokok maqasid al-sharī’ah ini terbagi mejadi 3 kategori yakni ḍarūrīyah, ḥajīyah, dan taḥsīnīyah. Penelitian ini mengkaji bagaimana komponen kebutuhan hidup dalam regulasi upah minimum perspektif maqasid al-sharī’ah. Penelitian ini memberi kesimpulan bahwa perkembangan kebutuhan hidup yang dijadikan pedoman dalam penentuan upah minimum telah memperhatikan tingkatan kebutuhan hidup. Sebagian besar komponen KHL ada pada wilayah ḍarūrīyah dan ḥajīyah, sedikit sekali yang tergolong taḥsīnīyah. Penambahan kuota komponen serta peningkatan kualitas komponen menjadi bukti bahwa adanya perhatian terhadap tingkatan kebutuhan dimulai dari yang ḍarūrīyah dulu baru kemudian yang ḥajīyah baru disusul yang taḥsīnīyah. Perubahan ini menunjukkan adanya perubahan hukum sesuai dengan perkembangan situasi.
Strategi Pick Up Service dalam Meningkatkan Minat Menabung Studi Pada KSSU Harum Dhaha Kediri Perspektif Marketing Syariah Isneyni Robi’ul Laila; Adin Fadilah
Al-Muraqabah: Journal of Management and Sharia Business Vol. 3 No. 1 (2023): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuraqabah.v3i1.226

Abstract

Koperasi Syariah Serba Usaha (KSSU) Harum Dhaha Kediri in its operations has financing products and savings products. The changing times have an impact on the behavior of people today who want to save but don't have time because of their busyness. So that KSSU Harum Dhaha Kediri applies Pick Up Service, in order to help busy members keep saving so that member interest can increase. The purpose of this study was to determine the Pick Up Service Strategy in increasing the interest in saving members of KSSU Harum Dhaha Kediri from Sharia Marketing. This research uses a qualitative approach with descriptive research type. Data collection using observation, interview, and documentation methods. The data sources of this research are directors, employees, and members of KSSU Harum Dhaha Kediri. Checking the validity of the data with techniques of extension of participation, persistence of observation, and triangulation. The results of this study indicate in increasing interest in saving members at KSSU Harum Dhaha Kediri using the Pick Up Service strategy, the strategy of convenience in transactions without having to come to the office. This cooperative, using a family approach by applying aspects of the marketing mix to create the characteristics of the services offered. While the Pick Up Service strategy in increasing the interest in saving members at KSSU Harum Dhaha Kediri in terms of Sharia Marketing is appropriate.
Peran Gronjong Wariti dalam Mewujudkan Pemberdayaan Masyarakat Desa Mejono: Sebuah Tinjauan Kualitatif Nanda Alistasari; Adin Fadilah
Journal of Economics, Law, and Humanities Vol. 2 No. 2 (2023): Economics, Law, and Humanities
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/jelhum.v2i2.2522

Abstract

The tourist attraction in Mejono Village is the Gronjong Wariti Tourism, founded by the community in 2017. The existence of this tourist attraction cannot be separated from the role of residents who care about their environment, as well as being committed to inviting residents to make it happen. This research aims to determine the Gronjong Wariti tourist attraction in Mejono Village, Plemahan Subdistrict, Kediri Regency, and the role of the Gronjong Wariti tourist attraction in empowering the people of Mejono Village, Plemahan Subdistrict, Kediri Regency. This research uses a qualitative approach with a descriptive research type. The data collection procedures used were interviews, observation, and documentation. Data analysis is done by reducing data, presenting data, drawing conclusions, and verifying. Checking the validity of the data is carried out by extending observations, persistence of observations, and triangulation. The results of this research are as follows: (1) Gronjong Wariti is a water tourist attraction that utilizes river water flow. Based on the classification of tourist attractions, Gronjong Wariti Tourism is a tourist attraction and special interest attraction because it opens visits to the public who want to visit this tourist attraction. This place has a lot of entertainment, from amusement rides to stalls selling traditional market snacks to a karaoke place. (2) The Gronjong Wariti tourist attraction empowers the community because it involves all the people of Mejono Village, namely at least 75 families in the community around the river. The involvement of all the people of Mejono Village has an impact on realizing the goals of community empowerment, namely institutional improvement, business improvement, income improvement, environmental improvement, life improvement, and community improvement.
Gaya Hidup, Persepsi, dan Pengaruhnya Terhadap Keputusan Penggunaan E-Wallet (Studi Pada Mahasiswa Prodi Ekonomi Syariah IAIN Kediri Angkatan 2019-2022) Marbiyanti, Reni; Munif, Achmad; Fadilah, Adin; Utama, Yopi Yudha
Al-Muraqabah: Journal of Management and Sharia Business Vol. 4 No. 1 (2024): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuraqabah.v4i1.1366

Abstract

This study evaluates the influence of lifestyle and perception on the decision to use the electronic wallet ShopeePay among students of Islamic Business 2019-2022 IAIN Kediri. Quantitative methods are used with a population of 642 students. In this study, 215 respondents were selected through purposive sampling. The analysis conducted includes descriptive statistical tests, instrument tests, classical acceptance tests, multiple linear regression analysis and hypothesis tests. The results show that lifestyle has a positive influence of 0.320 on the decision to use the ShopeePay e-wallet. Perceptions also have a positive influence on the decision to use the ShopeePay e-wallet (0.838). The T-test shows that lifestyle has a significant influence on the decision to use the ShopeePay e-wallet, with a t-value of 3.311, which is greater than the t-table of 1.971. In addition, the Pearson correlation value between lifestyle and the decision to use the ShopeePay e-wallet is 0.607. The effect of lifestyle on the use of ShopeePay wallets shows a strong correlation (r = 0.723, t = 9.098> t-table = 1.971). The effect of perception on the decision to use ShopeePay e-wallet is significant (p <0.05) among 2019-2022 Islamic economics students. Based on the determination analysis, lifestyle and perception have a significant influence on the decision to use the ShopeePay e-wallet at 54.6%. The remaining 45.4% is influenced by other variables not investigated in this study.
Factors Causing Problematic murabaha Financing and Its Handling at KSPPS BMW Rahmah and KSSU Harum Dhaha Kediri Fadilah, Adin; Laila Maheswari, Audrey; Tri Puspita Ningrum, Ririn
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i2.262.127-248

Abstract

KSPPS Bina Mitra Wahana (BMW) Rahmah Jatim and KSSU Harum Dhaha is a Sharia Cooperative located in the Kediri City area, it has a superior financing product, namely murabaha which is in great demand by members, for additional capital for business purposes. The large amount of financing channeled is inseparable from a risk such as non-performing financing. The existence of problematic financing is certainly caused by several factors. This study aims to determine the factors that cause problematic murabaha financing and its handling. This research uses a qualitative approach, and includes a type of comparative research. The results of this study, which are the factors causing the occurrence of non-performing murabaha financing, the majority of which come from external factors, namely the existence of natural disasters or disasters such as the Covid-1 pandemic, members are unable to manage their business properly, decreased purchasing power, increasingly fierce business competition, using financing funds for other purposes, unstable economic conditions, and government policies that can affect the income of business actors. While the internal factors are the analysis that is less thorough when analyzing the condition of the member's business, the lack of a financing supervision system, and also the lack of human resources. The handling of problematic financing carried out is using Rescheduling, and Restructuring. Adjusted to the condition of the member.
Peran Spiritual Capital Dalam Meningkatkan Kinerja Karyawan KSPPS BMT PETA Kediri Jingga, Pretty Dara; Fadilah, Adin; Janah, Sidanatul
Al-Muraqabah: Journal of Management and Sharia Business Vol. 5 No. 1 (2025): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/al-muraqabah.v5i1.2303

Abstract

Kinerja karyawan merupakan faktor kunci dalam kesuksesan organisasi, dan Spiritual Capital adalah modal berbasis nilai-nilai spiritual yang dapat berkontribusi secara signifikan terhadap peningkatan motivasi, etika, dan produktivitas kerja. Penelitian ini dilakukan di KSPPS BMT PETA Kediri, lembaga keuangan syariah yang menerapkan prinsip-prinsip keislaman dalam budaya kerja dan sistem manajemennya. Penelitian ini Menggunakan pendekatan kualitatif melalui wawancara, observasi, dan dokumentasi, data dianalisis menggunakan model Miles dan Huberman serta diuji keabsahannya melalui triangulasi dan ketekunan pengamatan. Fokus penelitian adalah bagaimana nilai-nilai spiritual seperti keikhlasan, etika Islam, dan komitmen terhadap tanggung jawab dapat meningkatkan kinerja karyawan. Hasil penelitian menunjukkan bahwa penerapan Spiritual Capital berdampak positif terhadap kedisiplinan, rasa tanggung jawab, dan komitmen kerja karyawan. Praktik seperti bekerja dengan niat ibadah dan menerapkan etika pelayanan Islam terbukti meningkatkan kepuasan anggota dan loyalitas nasabah. Dampaknya terlihat dari pertumbuhan jumlah anggota dari 689 orang pada 2021 menjadi 1.321 orang pada 2024. Dengan demikian, Spiritual Capital tidak hanya meningkatkan kinerja individu, tetapi juga mendukung pertumbuhan dan daya saing lembaga secara menyeluruh.
Co-Authors Alvido Zakaria, Mochamad Alvido Zakaria Erawati Dwi Lestari Isneyni Robi’ul Laila Janah, Sidanatul Jingga, Pretty Dara Laila Maheswari, Audrey Mahfudhotin Marbiyanti, Reni Mirahayu Mirahayu Mochamad Alvido Zakaria Munif, Achmad Nanda Alistasari Tri Puspita Ningrum, Ririn Utama, Yopi Yudha