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All Journal Al-Majaalis : Jurnal Dirasat Islamiyah Jurnal Ilmu Perbankan dan Keuangan Syariah Al-Muraqabah: Journal of Management and Sharia Business
Adin Fadilah, Adin
STAI Al-Fattah, Pacitan
Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences

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PROBABILITAS IJMA’ DI ERA MODERN (IMPLIKASI PERBEDAAN DEFINISI, SYARAT DAN RUKUN TERHADAP KEMUNGKINAN TERJADINYA IJMA’, KEDUDUKAN DAN HUJJAHNYA) Fadilah, Adin
Al-MAJAALIS Vol 4 No 1 (2016): AL-MAJAALIS: JURNAL DIRASAT ISLAMIYAH
Publisher : Sekolah Tinggi Dirasat Islamiyah Imam Syafi'i Jember

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (408.209 KB)

Abstract

Abstract Ijma 'is one of the arguments of Personality' that has the force of argument under the Koran and Hadith, ijma 'is the first proposition after the al-Quran and Hadith that can be used as guidelines in exploring the laws of Personality'. However there are some Muslim community which does not recognize the existence of ijma 'where they are only based on the Quran and al-Hadith, their diligence in itself likely will not be separated from the two text itself. Variation ijma> 'The dimungkinakan for their differences as well as the definition of halal berkaiatan with ijma' such terms, pillars and so on. From this study we can conclude that: On the issue of ijma 'happen perbeadaan opinion among the scholars. The differences are due to differences in the definition of the ulama ijma '. Selaian, differences in the terms and the pillars of the proposed menajadi importance in understanding ijma '. The most fundamental thing ijmaâ?? is a difference whether the agreement that all or the majority of scholars only. In this case the author is more inclined to the latter opinion. Both now it is not improbable occurrence of Ijma '. Although it uses the most stringent requirements. Due to technological advances, create obstacles distance between the scholars are not a barrier anymore. However, the difficulty is that everyone has a different opinion in accordance with the experience and knowledge he possessed. Ijmaâ?? adalah salah satu dalil syaraâ?? yang memiliki tingkat kekuatan argumentasi di bawah al-Qurâ??an dan Hadits. Ijmaâ?? merupakan dalil pertama setelah al-Qurâ??an dan Hadits yang dapat dijadikan pedoman dalam menggali hukum-hukum syaraâ??. Namun ada beberapa komunitas umat Islam yang tidak mengakui dengan adanya ijmaâ?? yang mana mereka hanya berpedoman pada al-Qurâ??an dan al Hadits, mereka berijtihad dengan sendirinya itupun tidak lepas dari dua teks itu sendiri. Perbedaan penerimaan ijmaâ?? tersebut dimungkinakan karena adanya perbedaan definisi serta halal yang berkaiatan dengan ijmaâ?? seperti syarat, rukun dan sebagainya. Dari penelitian ini dapat ditarik kesimpulan bahwa: Dalam masalah ijmaâ?? terjadi perbeadaan pendapat di kalangan para ulama. Perbedaan tersebut dikarenakan adanya perbedaan ulama dalam memberikan definisi terhadap ijmaâ??. Selaian itu, perbedaan syarat dan rukun yang diajukan menajadi hal penting dalam memahami ijmaâ??. Hal yang paling pokok menurut hemat penulis adalah perbedaan apakah yang bersepakat itu seluruh atau mayoritas ulama saja. Dalam hal ini penulis lebih cenderung kepada pendapat terakhir. Kedua sekarang tidaklah mustahil terjadinya Ijmaâ??. Meskipun hal itu menggunakan persyaratan yang paling ketat. Karena kemajuan teknologi, membuat halangan jarak antara para ulama tidak jadi penghalang lagi. Namun, kesulitannya adalah semua orang memiliki pandangan yang berbeda sesuai dengan pengalaman dan pengetahuan yang ia miliki. Kata kunci: ijmaâ??, hujjah, dalil, modern
Gaya Hidup, Persepsi, dan Pengaruhnya Terhadap Keputusan Penggunaan E-Wallet (Studi Pada Mahasiswa Prodi Ekonomi Syariah IAIN Kediri Angkatan 2019-2022) Marbiyanti, Reni; Munif, Achmad; Fadilah, Adin; Utama, Yopi Yudha
Al-Muraqabah: Journal of Management and Sharia Business Vol. 4 No. 1 (2024): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuraqabah.v4i1.1366

Abstract

This study evaluates the influence of lifestyle and perception on the decision to use the electronic wallet ShopeePay among students of Islamic Business 2019-2022 IAIN Kediri. Quantitative methods are used with a population of 642 students. In this study, 215 respondents were selected through purposive sampling. The analysis conducted includes descriptive statistical tests, instrument tests, classical acceptance tests, multiple linear regression analysis and hypothesis tests. The results show that lifestyle has a positive influence of 0.320 on the decision to use the ShopeePay e-wallet. Perceptions also have a positive influence on the decision to use the ShopeePay e-wallet (0.838). The T-test shows that lifestyle has a significant influence on the decision to use the ShopeePay e-wallet, with a t-value of 3.311, which is greater than the t-table of 1.971. In addition, the Pearson correlation value between lifestyle and the decision to use the ShopeePay e-wallet is 0.607. The effect of lifestyle on the use of ShopeePay wallets shows a strong correlation (r = 0.723, t = 9.098> t-table = 1.971). The effect of perception on the decision to use ShopeePay e-wallet is significant (p <0.05) among 2019-2022 Islamic economics students. Based on the determination analysis, lifestyle and perception have a significant influence on the decision to use the ShopeePay e-wallet at 54.6%. The remaining 45.4% is influenced by other variables not investigated in this study.
Factors Causing Problematic murabaha Financing and Its Handling at KSPPS BMW Rahmah and KSSU Harum Dhaha Kediri Fadilah, Adin; Laila Maheswari, Audrey; Tri Puspita Ningrum, Ririn
Jurnal Ilmu Perbankan dan Keuangan Syariah Vol. 6 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah Fakultas Ekonomi dan Bisnis Islam UIN Datokarama Palu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jipsya.v6i2.262.127-248

Abstract

KSPPS Bina Mitra Wahana (BMW) Rahmah Jatim and KSSU Harum Dhaha is a Sharia Cooperative located in the Kediri City area, it has a superior financing product, namely murabaha which is in great demand by members, for additional capital for business purposes. The large amount of financing channeled is inseparable from a risk such as non-performing financing. The existence of problematic financing is certainly caused by several factors. This study aims to determine the factors that cause problematic murabaha financing and its handling. This research uses a qualitative approach, and includes a type of comparative research. The results of this study, which are the factors causing the occurrence of non-performing murabaha financing, the majority of which come from external factors, namely the existence of natural disasters or disasters such as the Covid-1 pandemic, members are unable to manage their business properly, decreased purchasing power, increasingly fierce business competition, using financing funds for other purposes, unstable economic conditions, and government policies that can affect the income of business actors. While the internal factors are the analysis that is less thorough when analyzing the condition of the member's business, the lack of a financing supervision system, and also the lack of human resources. The handling of problematic financing carried out is using Rescheduling, and Restructuring. Adjusted to the condition of the member.
Peran Spiritual Capital Dalam Meningkatkan Kinerja Karyawan KSPPS BMT PETA Kediri Jingga, Pretty Dara; Fadilah, Adin; Janah, Sidanatul
Al-Muraqabah: Journal of Management and Sharia Business Vol. 5 No. 1 (2025): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/al-muraqabah.v5i1.2303

Abstract

Kinerja karyawan merupakan faktor kunci dalam kesuksesan organisasi, dan Spiritual Capital adalah modal berbasis nilai-nilai spiritual yang dapat berkontribusi secara signifikan terhadap peningkatan motivasi, etika, dan produktivitas kerja. Penelitian ini dilakukan di KSPPS BMT PETA Kediri, lembaga keuangan syariah yang menerapkan prinsip-prinsip keislaman dalam budaya kerja dan sistem manajemennya. Penelitian ini Menggunakan pendekatan kualitatif melalui wawancara, observasi, dan dokumentasi, data dianalisis menggunakan model Miles dan Huberman serta diuji keabsahannya melalui triangulasi dan ketekunan pengamatan. Fokus penelitian adalah bagaimana nilai-nilai spiritual seperti keikhlasan, etika Islam, dan komitmen terhadap tanggung jawab dapat meningkatkan kinerja karyawan. Hasil penelitian menunjukkan bahwa penerapan Spiritual Capital berdampak positif terhadap kedisiplinan, rasa tanggung jawab, dan komitmen kerja karyawan. Praktik seperti bekerja dengan niat ibadah dan menerapkan etika pelayanan Islam terbukti meningkatkan kepuasan anggota dan loyalitas nasabah. Dampaknya terlihat dari pertumbuhan jumlah anggota dari 689 orang pada 2021 menjadi 1.321 orang pada 2024. Dengan demikian, Spiritual Capital tidak hanya meningkatkan kinerja individu, tetapi juga mendukung pertumbuhan dan daya saing lembaga secara menyeluruh.
Gaya Hidup, Persepsi, dan Pengaruhnya Terhadap Keputusan Penggunaan E-Wallet (Studi Pada Mahasiswa Prodi Ekonomi Syariah IAIN Kediri Angkatan 2019-2022) Marbiyanti, Reni; Munif, Achmad; Fadilah, Adin; Utama, Yopi Yudha
Al-Muraqabah: Journal of Management and Sharia Business Vol. 4 No. 1 (2024): Al-Muraqabah: Journal of Management and Sharia Business
Publisher : Sharia Business Management Study Program, Faculty of Economics and Islamic Business at IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/almuraqabah.v4i1.1366

Abstract

This study evaluates the influence of lifestyle and perception on the decision to use the electronic wallet ShopeePay among students of Islamic Business 2019-2022 IAIN Kediri. Quantitative methods are used with a population of 642 students. In this study, 215 respondents were selected through purposive sampling. The analysis conducted includes descriptive statistical tests, instrument tests, classical acceptance tests, multiple linear regression analysis and hypothesis tests. The results show that lifestyle has a positive influence of 0.320 on the decision to use the ShopeePay e-wallet. Perceptions also have a positive influence on the decision to use the ShopeePay e-wallet (0.838). The T-test shows that lifestyle has a significant influence on the decision to use the ShopeePay e-wallet, with a t-value of 3.311, which is greater than the t-table of 1.971. In addition, the Pearson correlation value between lifestyle and the decision to use the ShopeePay e-wallet is 0.607. The effect of lifestyle on the use of ShopeePay wallets shows a strong correlation (r = 0.723, t = 9.098> t-table = 1.971). The effect of perception on the decision to use ShopeePay e-wallet is significant (p <0.05) among 2019-2022 Islamic economics students. Based on the determination analysis, lifestyle and perception have a significant influence on the decision to use the ShopeePay e-wallet at 54.6%. The remaining 45.4% is influenced by other variables not investigated in this study.
Co-Authors Janah, Sidanatul Jingga, Pretty Dara Laila Maheswari, Audrey Marbiyanti, Reni Munif, Achmad Tri Puspita Ningrum, Ririn Utama, Yopi Yudha