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All Journal Jurnal Manajemen Universitas Bung Hatta Jurnal Ekonomi e-Jurnal Apresiasi Ekonomi Jurnal Ilmiah Bisnis dan Ekonomi Asia (Jibeka) Multidisciplinary Indonesian Center Journal
Mia Muchia Desda
Institut Teknologi dan Ilmu Sosial Khatulistiwa
Religion Humanities Decision Sciences, Operations Research & Management Earth & Planetary Sciences Economics, Econometrics & Finance Education Other

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THE INFLUENCE OF STOCK TRADING VOLUME AND COMPANY SIZE ON STOCK PRICE VOLATILITY IN IDX80 BANKING COMPANIES DURING THE COVID-19 PANDEMIC Eko Putra; Mahdahleni Mahdahleni; Mia Muchia Desda
Jurnal Ekonomi Vol. 11 No. 03 (2022): Jurnal Ekonomi, 2022 Periode Desember
Publisher : SEAN Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study was conducted to determine the effect of stock trading volume and company size on stock price volatility in IDX80 Banking Companies during the Covid-19 Pandemic. The place and time of the author's research was carried out on banks listed on the Indonesia Stock Exchange starting from 2020 to 2021. The population of this study was a banking company listed on the IDX in 2020 and 2021. The sample in this study used the sampling technique, namely Purposive Sampling. The results of the study found that the results of the analysis with panel data regression, namely Y = 17.49811 + 0.552606 - 0.853274 showed that the Stock Trading Volume had a positive effect of 0.552606 and not significant at 0.6997 > 0.05. The technique used is panel data regression. The results showed that: (1) Stock trading volume had a positive and insignificant effect on stock price volatility. (2) Firm size has a negative and significant effect on stock price volatility. (3) Stock trading volume and firm size have a positive and significant effect on stock price volatility.
FINANCIAL TECHNOLOGY LENDING AND CREDIT RISK MANAGEMENT IN SMES: A SYSTEMATIC LITERATURE REVIEW Mia Muchia Desda; Rahmi Fahmi
Jurnal Apresiasi Ekonomi Vol 14, No 1 (2026)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v14i1.1031

Abstract

This study aims to systematically synthesize the literature on Financial Technology (FinTech) lending and credit risk management in Small and Medium Enterprises (SMEs). The method used is a Systematic Literature Review (SLR) with the PRISMA 2020 approach, using data sources from the Scopus database. The literature selection process resulted in 14 included articles published between 2021 and 2025. The results of the analysis show that FinTech lending plays an important role in increasing SME access to financing through the use of alternative data and machine learning-based analytical approaches, which can reduce information asymmetry and improve the accuracy of credit risk predictions. However, the literature also identifies significant challenges in the form of model risk, algorithmic unfairness, limited transparency of credit decisions, and governance and regulatory issues. Thematic synthesis reveals six main themes, namely SME information asymmetry, alternative data usage, machine learning application, explainability and fairness, unbalanced data challenges, and FinTech lending governance and sustainability. This study concludes that the potential of FinTech lending in supporting SME financing can only be realized sustainably if it is balanced with strengthened credit risk management, algorithm transparency, and an adaptive regulatory framework. These findings provide conceptual and practical contributions to policy development, risk models, and future research agendas in the field of SME FinTech lending.
SERVICE LEARNING IN DATARAN MERDEKA AND LEARN THE HERITAGE OF KUALA LUMPUR, MALAYSIA Satriadi Satriadi; Shahril Budiman; Junriana Junriana; Raja Abumanshur Matridi; Elvi Lastriani; Mia Muchia Desda
Multidisciplinary Indonesian Center Journal (MICJO) Vol. 3 No. 3 (2026): Vol. 03 No. 3 Edisi Juli 2026
Publisher : PT. Jurnal Center Indonesia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62567/micjo.v3i3.2563

Abstract

Dataran Merdeka holds profound national and historical value as the site where Malaya’s independence was proclaimed in 1957, yet tourists’ understanding of its historical and architectural significance remains superficial. This community service activity aims to enhance the historical literacy of visitors and foster the involvement of local stakeholders in heritage conservation through educational media and participatory mentoring tailored to community needs. The implementation stages include observation to identify tourists’ information needs and the role of local actors, the development of contextually appropriate historical educational materials, direct engagement with visitors, and capacity-building for local vendors and guides as independent cultural informants. Results indicate increased tourist interest in historical narratives, observable shifts in visitor behavior toward greater cultural appreciation, and active participation of local business actors in disseminating heritage information. This program is expected to contribute to enriching tourism experiences, strengthening community capacity, and supporting sustainable heritage preservation through collaboration among visitors, local enterprises, and educational institutions.
Intercultural Dialogue as a Tool for Leadership Development: A Qualitative Single-Case Study of a Multilingual Marketing Team Endarwita; Jufrizen; Mia Muchia Desda; Mai Yuliza; Efri Andini; Eka Putri Wardani
Jurnal Manajemen Universitas Bung Hatta Vol. 21 No. 2 (2026): Jurnal Manajemen Universitas Bung Hatta
Publisher : Management Department, Faculty of Economics and Business, Universitas Bung Hatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37301/jmubh.v21i2.30008

Abstract

This study explores intercultural dialogue as a strategic approach to leadership development within a bilingual marketing team at PT Danone, West Sumatra, Indonesia. Adopting a qualitative single-case study design, the research investigates how intercultural dialogue is constructed, how cultural identity is negotiated, and how patterns of self-awareness emerge among reflective leaders within a multilingual multinational organization. Data were gathered through in-depth interviews, participatory observations, and document analyses involving ten participants from diverse cultural and linguistic backgrounds. The analysis generated three overarching themes: (1) Dialogue as a Bridge of Meaning, demonstrating how cross-cultural communication expands mutual understanding beyond linguistic boundaries; (2) Negotiation of Cultural Identity, revealing how recruitment leaders and team members redefine their roles through empathy and reflective engagement; and (3) Leadership Through Dialogical Growth, illustrating that effective leadership evolves through collective interaction rather than hierarchical structure. The study contributes theoretically by positioning intercultural dialogue as a mechanism of leadership learning, and practically by offering insights for multinational corporations to develop reflective leadership models that are inclusive and adaptive to cultural diversity.
Intercultural Financial Literacy and Cultural Orientation: Predicting Pay Later Behavior Among University Students in West Sumatra Mia Muchia Desda; Ria Widia sari; Irna Bontor Febyola; Marlinda Saputri; Yuli Ardiany
Jurnal Manajemen Universitas Bung Hatta Vol. 21 No. 2 (2026): Jurnal Manajemen Universitas Bung Hatta
Publisher : Management Department, Faculty of Economics and Business, Universitas Bung Hatta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37301/jmubh.v21i2.30009

Abstract

The development of the digital economy has given rise to the phenomenon of Buy Now, Pay Later (BNPL), which is popular among students but poses risks of consumptive behavior and unhealthy debt management due to low financial literacy and cultural awareness. This study aims to develop and test the Intercultural Financial Literacy (IFL) model as a new construct that combines financial literacy and cross-cultural awareness in explaining Pay Later usage behavior among students in West Sumatra. Using an explanatory quantitative approach with 300 respondents and Structural Equation Modeling-Partial Least Squares (SEM-PLS) analysis, the results show that IFL significantly influences financial attitudes and risk perceptions, which indirectly affect Pay Later behavior, while cultural orientation positively moderates this relationship. The research model explains 61.1% of the variation in digital financial behavior (R²=0.611) with good construct validity and reliability. These findings confirm that cross-cultural financial literacy is an important competency for the younger generation to shape ethical, responsible, and sustainable financial behavior in the pay later economy era.
The Role of Intercultural Understanding in Enhancing International Consumer Trust: Moderated by Multilingual Branding Strategy Mai Yuliza; Mia Muchia Desda; Tissa Aulia Damayanti; Marissa Pusparini; Roky Apriansyah; Satriadi Satriadi; Nadilla Hadring; Sri Karni
Jurnal Ilmiah Bisnis dan Ekonomi Asia Vol 20 No 2 (2026): Jurnal Ilmiah Bisnis dan Ekonomi Asia
Publisher : Institut Teknologi dan Bisnis Asia Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32815/jibeka.v20i2.2449

Abstract

The growth of the digital economy in Indonesia has created significant opportunities for international brands to expand their market share. However, the success of global brands is not only determined by product quality but also by their ability to understand local cultural values and communicate effectively in a multilingual context. This study aims to analyze the influence of intercultural understanding on international consumer trust in Indonesia. The approach used is explanatory quantitative, with a survey method involving 200 respondents who have purchased international brands in Indonesia. The data was analyzed using SEM-PLS. The results indicate that intercultural understanding has a positive and significant effect on international consumer trust. Similarly, a multilingual branding strategy has a positive effect on consumer trust. Furthermore, the moderation results indicate that a multilingual branding strategy strengthens the relationship between intercultural understanding and consumer trust. These findings confirm that a combination of cultural sensitivity and multilingual communication is a key strategy in building consumer trust and loyalty in the Indonesian market. The implications of this research demonstrate the value of cross-cultural adaptation and inclusive communication as the foundation of sustainable global marketing.
Co-Authors Ardiany, Yuli Efri Andini Eka Putri Wardani Eko Putra Elvi Lastriani Endarwita Irna Bontor Febyola Jufrizen Junriana Junriana Mahdahleni Mahdahleni Mai Yuliza Marissa Pusparini Marlinda Saputri Nadilla Hadring Rahmi Fahmi Ria Widia sari Roky Apriansyah Satriadi Satriadi Satriadi Shahril Budiman Sri Karni Tissa Aulia Damayanti