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All Journal JURNAL RECTUM: Tinjauan Yuridis Penanganan Tindak Pidana JUSTICIA SAINS: Jurnal Ilmu Hukum Aurelia: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia
Okta Anita
Universitas Bandar Lampung
Humanities Computer Science & IT Education Law, Crime, Criminology & Criminal Justice Social Sciences

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Analysis of Verstek's Verdict in Acts of Default on Credit Agreements Made by Debtors Against PT. BANK PAN Indonesia Tbk (Decision Study Number: 16/Pdt.G/2022/PN-Tjk) Baharudin Baharudin; Okta Anita; Fadian Akbar Wisnugraha
AURELIA: Jurnal Penelitian dan Pengabdian Masyarakat Indonesia Vol 2, No 1 (2023): January 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/aurelia.v2i1.274

Abstract

Banks are financial institutions whose main business is providing credit and services in payment traffic and money circulation, while the results of this study are the first factors that can cause defaults at PT. Bank Pan Indonesia Tbk Study Decision Number 16/Pdt.G/2022/PN-Tjk. due to negligence on the part of the debtor due to financial factors, factors of family problems or factors of work problems that make the debtor negligent in paying the credit, and secondly is the basis for the judge's consideration in imposing the Verstek Decision in default on the credit agreement committed by the debtor against PT. Bank Pan Indonesia Tbk Study Decision Number 16/Pdt.G/2022/PN-Tjk is in accordance with the legal sources in force in Indonesia, namely the Civil Code and Regulation voor de Buitengewesten, therefore the judge's consideration is appropriate and correct because it does not conflict with existing laws apply
ANALISIS PUTUSAN VERSTEK DALAM PERBUATAN WANPRESTASI PERJANJIAN KREDIT YANG DILAKUKAN DEBITUR TERHADAP PT. BANK PAN INDONESIA TBK. (Studi Putusan No.16/Pdt.G/2022/PN-Tjk). Fadian Akbar Wisnugraha; Baharudin Baharudin; Okta Anita
JURNAL RECTUM: Tinjauan Yuridis Penanganan Tindak Pidana Vol 5 No 1 (2023): EDISI BULAN JANUARI
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat (LPPM) Universitas Darma Agung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46930/jurnalrectum.v5i1.2763

Abstract

Bank artinya lembaga keuangan aktivitas utamanya merupakan pemberian kredit serta jasa pembayaran serta pengedaran uang, sedangkan hasil penelitian merupakan faktor pertama bisa mengakibatkan gagal bayar pada PT. Keputusan Kajian Bank Pan Indonesia Tbk No.16/Pdt.G/2022/PN-Tjk. Sebab kelalaian pihak debitur sebab faktor keuangan, faktor persoalan keluarga, atau faktor persoalan profesi menyebabkan debitur lalai pada membayar utangnya, serta kedua, dasar pertimbangan hakim pada menjatuhkan putusan Verstek wanprestasi menggunakan perjanjian pinjaman debitur dijanjikan pada PT. Putusan Kajian No.16/Pdt.G/2022/PN-Tjk Bank Pan Indonesia Tbk sesuai dengan sumber hukum berlaku pada Indonesia yaitu KUHPerdata serta Reglement voor de Buitengewesten, maka pertimbangan hakim telah tepat serta benar sebab tak bertentangan menggunakan hukum yang ada.
Analisis Yuridis Terhadap Wanprestasi Dalam Perjanjian Pembiayaan Penjaminan Fidusia Muhammad Jieny Mulyana; Tami Rusli; Okta Anita
JUSTICIA SAINS - Jurnal Ilmu Hukum Vol 8, No 2 (2023): JUSTICIA SAINS: Jurnal Ilmu Hukum
Publisher : Universitas Sang Bumi Ruwa Jurai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24967/jcs.v8i2.2381

Abstract

Even though creditors have a fairly large role in economic performance and guarantees in particular, the legal protection for creditors in fiduciary guarantee agreements is considered to be very weak and limited. This study aims to determine the extent of legal protection for creditors in order to achieve legal certainty in fiduciary guarantee agreements by examining theories, concepts, legal principles, and laws and regulations based on primary legal materials. This study uses normative and empirical legal research methods. Based on the research results, the form of default in the consumer financing agreement with a fiduciary guarantee in Decree Number 12/Pdt.GS/2022/PN Tjk, it was determined that Mr. Iwan Andi Yanuarta has defaulted. The Defendants violated the financing agreement with a fiduciary guarantee by committing an act of default. The judge's considerations in handling default cases in financing agreements with fiduciary guarantees in Decision Number 12/Pdt.GS/2022/PN Tjk are in accordance with the principles of justice. The defendant was proven to have violated Article 1238 of the Civil Code concerning Default and Article 1243 of the Civil Code concerning compensation and costs, resulting in serious legal consequences. The amount of compensation to be paid by the Defendants is Rp. 116,968,300.00.
Co-Authors . Baharudin Fadian Akbar Wisnugraha Muhammad Jieny Mulyana Tami Rusli