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SEBARAN LOGAM BERAT Pb DAN Cu PADA SEDIMEN MUARA SUNGAI SILUGONGGO KECAMATAN BATANGAN KABUPATEN PATI Sabila, Sarah; Yusuf, Muh.; Saputro, Siddhi
Journal of Oceanography Vol 5, No 2 (2016)
Publisher : Program Studi Oseanografi, Jurusan Ilmu Kelautan, Universitas Diponegoro

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (699.118 KB)

Juwana merupakan salah satu daerah yang terdapat di kota Pati, banyak penduduknya yang bekerja sebagai nelayan dan pengerajin kuningan. Di Juwana juga terdapat pelabuhan dan tempat pelelangan ikan yang cukup besar. Limbah industri galangan kapal dan kuningan tersebut sebagian besar dibuang melalui sungai Silugonggo yang melintasi wilayah Juwana. Salah satu limbah buangan tersebut adalah logam berat. Penelitian ini bertujuan untuk mengetahui konsentrasi dan sebaran logam berat Pb dan Cu pada sedimen di sekitar muara sungai Silugonggo yang dipengaruhi oleh ukuran butir sedimen dan pola arus yang terdapat di perairan tersebut. Data lapangan diambil pada tanggal 28-29 Maret 2015 di sekitar muara sungai Silugonggo kecamatan Batangan, Kabupaten Pati. Analisa konsentrasi Pb dan Cu dilakukan di Balai Besar Teknik Kesehatan Lingkungan dan Pengendalian Penyakit, Yogyakarta dan analisa ukuran butir sedimen dilakukan di Laboratorium Geologi Laut FPIK Universitas Diponegoro. Hasil analisa konsentrasi Pb berkisar antara 2,083-8,840 mg/l, dan konsentrasi Cu berkisar antara 29,635-122,809 mg/l. sebaran Pb dan Cu dipengaruhi oleh pola arus, batimetri perairan serta jalur lalu lintas kapal yang menuju dan keluar sungai.

ANALISIS PELAKSANAAN PRINSIP GOOD CORPORATE GOVERNANCE DALAM PERSPEKTIF ISLAM (STUDI KASUS PADA BANK SUMUT SYARIAH KCP KARYA) Pulungan, Rahmat Rizki; Sabila, Sarah; Ardiah, Inayah; Daulay, M. Iqbal
Jihbiz: Global Journal of Islamic Banking and Finance Vol 6, No 2 (2024)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v6i2.25552

This research is aimed at analyzing the implementation of good corporate governance principles from the perspective of Islamic law. This type of research is field research with a descriptive qualitative approach. This research was conducted at Bank Sumut Syariah KCP Karya. The methods used are interviews and documentation. The results of this research indicate that the implementation of the principles of good corporate governance at Bank Sumut Syariah KCP Karya is in accordance with the perspective of Islamic law. The principle of transparency is in accordance with QS. al-Baqarah verses 188 and 282, the principle of accountability in accordance with QS. al-Baqarah verse 197 and QS. an-Nisa verse 58, the principle of compliance in accordance with QS. al-Mudatsir verse 38, the principle of independence is in accordance with the hadith narrated by Abu Ya'la and authenticated by Albani and the principle of equality is in accordance with the QS. an-Nahl verse 90.

Product Excellence in Islamic Financing at Bank Pembiayaan ‎Rakyat Syariah (BPRS) Al-Washliyah Medan Sabila, Sarah; Syahriza, Rahmi; Harianto, Budi
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.619

The growth of Islamic banking in Indonesia has encouraged the emergence of various ‎financing products with competitive advantages compared to conventional banking. ‎One such example is the Bank Pembiayaan Rakyat Syariah (BPRS) Al-Washliyah Medan, ‎which offers a wide range of products based on Islamic contractual principles (akad ‎syariah). This research stems from the need to understand the distinctive advantages of ‎Islamic financing products offered by the bank and to assess the factors influencing ‎customers’ preferences for specific products. The study employs a qualitative method ‎with a field research approach. Primary data were obtained through interviews with ‎BPRS Al-Washliyah Medan employees, while secondary data were collected from ‎supporting documents and relevant literature. The aim of this study is to analyze the ‎strengths of Islamic financing products at BPRS Al-Washliyah Medan—particularly ‎those based on contracts such as murabahah, mudharabah, musyarakah, ijarah, qardh, ‎salam, and istisna—and to explore the factors shaping customer preferences for these ‎products. The findings reveal that murabahah is the most preferred product due to its ‎installment certainty and simple procedures, while other products such as mudharabah ‎and musyarakah are perceived as more complex. Flexibility, transparency, and spiritual ‎value grounded in Islamic principles have been proven to enhance customer trust. The ‎contribution of this research lies in providing insights for Islamic banking practitioners ‎in developing product strategies and serving as an academic reference to strengthen ‎the literature on customer preferences for Islamic financing products at the local level.‎

Product Excellence in Islamic Financing at Bank Pembiayaan ‎Rakyat Syariah (BPRS) Al-Washliyah Medan Sabila, Sarah; Syahriza, Rahmi; Harianto, Budi
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 4 (2025): Islamic Finance and Management
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i4.619

The growth of Islamic banking in Indonesia has encouraged the emergence of various ‎financing products with competitive advantages compared to conventional banking. ‎One such example is the Bank Pembiayaan Rakyat Syariah (BPRS) Al-Washliyah Medan, ‎which offers a wide range of products based on Islamic contractual principles (akad ‎syariah). This research stems from the need to understand the distinctive advantages of ‎Islamic financing products offered by the bank and to assess the factors influencing ‎customers’ preferences for specific products. The study employs a qualitative method ‎with a field research approach. Primary data were obtained through interviews with ‎BPRS Al-Washliyah Medan employees, while secondary data were collected from ‎supporting documents and relevant literature. The aim of this study is to analyze the ‎strengths of Islamic financing products at BPRS Al-Washliyah Medan—particularly ‎those based on contracts such as murabahah, mudharabah, musyarakah, ijarah, qardh, ‎salam, and istisna—and to explore the factors shaping customer preferences for these ‎products. The findings reveal that murabahah is the most preferred product due to its ‎installment certainty and simple procedures, while other products such as mudharabah ‎and musyarakah are perceived as more complex. Flexibility, transparency, and spiritual ‎value grounded in Islamic principles have been proven to enhance customer trust. The ‎contribution of this research lies in providing insights for Islamic banking practitioners ‎in developing product strategies and serving as an academic reference to strengthen ‎the literature on customer preferences for Islamic financing products at the local level.‎

ANALISIS PELAKSANAAN PRINSIP GOOD CORPORATE GOVERNANCE DALAM PERSPEKTIF ISLAM (STUDI KASUS PADA BANK SUMUT SYARIAH KCP KARYA) Pulungan, Rahmat Rizki; Sabila, Sarah; Ardiah, Inayah; Daulay, M. Iqbal
Jihbiz: Global Journal of Islamic Banking and Finance Vol. 6 No. 2 (2024)
Publisher : Program Studi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v6i2.25552

This research is aimed at analyzing the implementation of good corporate governance principles from the perspective of Islamic law. This type of research is field research with a descriptive qualitative approach. This research was conducted at Bank Sumut Syariah KCP Karya. The methods used are interviews and documentation. The results of this research indicate that the implementation of the principles of good corporate governance at Bank Sumut Syariah KCP Karya is in accordance with the perspective of Islamic law. The principle of transparency is in accordance with QS. al-Baqarah verses 188 and 282, the principle of accountability in accordance with QS. al-Baqarah verse 197 and QS. an-Nisa verse 58, the principle of compliance in accordance with QS. al-Mudatsir verse 38, the principle of independence is in accordance with the hadith narrated by Abu Ya'la and authenticated by Albani and the principle of equality is in accordance with the QS. an-Nahl verse 90.

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