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Pengaruh Financial Threat terhadap Willingness to Change Financial Behavior, dan Psychological Distress Rasyidi Faiz Akbar; Fiona Niska Dinda Nadia; Eka Bambang Gusminto; Susilowati Susilowati
Nomicpedia: Journal of Economics and Business Innovation Vol. 3 No. 1 (2023): March
Publisher : Inspirasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (314.475 KB)

Financial threats are defined as fearful uncertainties regarding current and future financial situations. The purpose of this research is to test the theoretical model of the relationship between financial threats to psychological distress and individual willingness to change their financial behavior. Consistent across samples, SEM-PLS modeling revealed that the data fit the model and supported all four hypotheses. Positive financial threat with willingness to change, job search, and psychological stress. The practical implications of the findings are discussed.

MINIMIZE WASTE MOTION IN THE PRODUCTION PROCESS LAYOUT Fenza Gusti Naufal Paleva; Eka Bambang Gusminto; Fiona Niska Dinda Nadia; Ariwan Joko Nusbantoro; Rasyidi Faiz Akbar
Airlangga Development Journal Vol. 7 No. 2 (2023): AIRLANGGA DEVELOPMENT JOURNAL
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/adj.v7i2.36677

This study aims to determine the factors that cause waste motion and provide a proposed improvement and improvement design to minimize the factors that cause waste motion in the production process of UD Putera Sroedji Jember. UD Putera Sroedji is a medium-scale company in the field of rice production in the Jember area. The problems found at UD Putera Sroedji are the production flow that is not suitable in general and the distance between departments is quite far. These two things are one of the causes of the company's waste motion. The data was obtained by making observations to observe the flow of the production process as well as measuring distance and time. Data analysis used ARC, ARD and Kaizen methods. The results show that the efficiency level given from the two production process lines, namely the proposed layout will be estimated to be able to reduce the production distance of line 1 along 31.25 meters or more efficiently by 30.65% with time savings of 2.828.75 seconds. 2 along 45.4 m or more efficient by 38.07% with a time saving of 3,980.15 seconds.

Parental financial socialization on emerging adulthood: A dual perspective study Akbar, Rasyidi Faiz; Kautsar, Achmad; Kusumawati, Nunik Dwi; Nihaya, Ina Uswatun; Putra, Syaifurrizal Wijaya; Ramadhani, Bima Yatna Anugerah; Nadia, Fiona Niska Dinda
INTERNATIONAL JOURNAL OF ECONOMICS, MANAGEMENT, BUSINESS, AND SOCIAL SCIENCE (IJEMBIS) Vol. 4 No. 2 (2024): May 2024
Publisher : CV ODIS

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59889/ijembis.v4i2.428

This study investigates the impact of parental financial socialization on the financial behaviors and attitudes of emerging adults, considering both parental and child perspectives. It examines direct teaching, role modeling, and the quality of financial relationships in shaping financial outcomes. Using a quantitative purposive sampling method, data were collected from 524 participants through structured questionnaires assessing parental financial teaching, attitudes, and behaviors. Structural equation modeling was used to analyze these relationships. Findings reveal that parental direct teaching and role modeling significantly influence emerging adults' financial attitudes and behaviors. A positive financial relationship between parents and children enhances financial socialization practices. Emerging adults reporting higher levels of parental guidance and role modeling exhibit better financial behaviors and more responsible attitudes. The study also identifies significant mediating effects of financial attitudes on the relationship between parental socialization practices and behaviors. This research highlights the dual influence of parental teaching and role modeling on young adults' financial outcomes and underscores the importance of supportive financial relationships. It offers insights into the mechanisms through which parental behaviors shape financial competence, providing a foundation for targeted financial education programs and policies.

Tracer Study of Faculty of Economics and Business Alumni : To What Extent Are Graduates Categorized as Qualified? Nadia Asandimitra Haryono; Febrika Yogie Hermanto; Cahya, Septyan Budy; Ladi Wajuba Perdini Fisabilillah; Khusnul Fikriyah; Vivi Pratiwi; Insyirah Putikadea; Amirusholihin Amirusholihin; Veni Rafida; Rasyidi Faiz Akbar; Fresha Kharisma
International Journal of Educational Research Vol. 2 No. 1 (2025): International Journal of Educational Research
Publisher : Asosiasi Riset Ilmu Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijer.v2i1.125

Tracer study of Surabaya State University has been conducted in each study program in order to fulfill accreditation needs. Instrument development is still carried out independently at the study program and faculty levels so that the disparity of instruments in each faculty is very high. This study will later aim to create an effective alumni tracing model in achieving a response rate. Because in several universities throughout Indonesia, a superior model has not been found and detailed properly. The type of research used is descriptive qualitative. The population in this study were graduates of the Faculty of Economics and Business, Universitas Negeri Surabaya who had obtained diplomas throughout 2022. The sample used was a saturated sample considering that this study aims to explore graduate data related to careers. The results showed that the response rate reached 100%, with more than 67.8% of graduates getting jobs in less than six months with an income of at least 1.2 times the UMP, exceeding the institution's target. This tracer study plays an important role in evaluating the quality of graduates and the relevance of education to the world of work. These findings provide a basis for improving the curriculum and quality of education at Universitas Negeri Surabaya.

Maximizing Local Potential in Family and Community-Based Village Enterprise Management in Dooro Village, Gresik Rasyidi Faiz Akbar; Anik Lestari Andjarwati; Syaifurrizal Wijaya Putra; Dyandra Armyta Ramadhan
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 8 No. 1 (2025): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/abdimas.v8i1.6171

This community service program aims to empower the BUMDes and Sekoper groups in Dooro Village, Gresik, addressing challenges in entrepreneurship, financial literacy, and digitalisation. The method for this community service is by giving a short training. The program integrates tailored workshops on business management, marketing, financial planning, and e-commerce. Participants engaged in hands-on practices, such as financial record-keeping and digital marketing, to apply acquired skills effectively. Key outcomes include enhanced entrepreneurial knowledge, improved financial management practices, and increased adoption of digital tools. The results can be shown in post-training evaluations, which showed a significant improvement in participants' financial literacy, with 92% achieving high assessment scores. The program also fostered collaboration with local stakeholders, promoting sustainable development. Plans include advanced training, mentoring, and partnerships to enhance market access and strengthen business operations. The conclusion of this initiative demonstrates is this community service can be a replicable model for community empowerment, combining tailored training with strategic collaboration to address local economic challenges and unlock community potential.

Development Of A Roadmap For Sustainable Research And Community Service As An Effort To Improve Quality Kharisma, Fresha; Saputra, Irwan Adimas Ganda; Rahman, Muhammad Fajar Wahyudi; Fahmi, Moh Farih; Restikasari, Wenny; Akbar, Rasyidi Faiz
International Journal Business, Management and Innovation Review Vol. 2 No. 1 (2025): International Journal Business, Management and Innovation Review
Publisher : Universitas Veteran Bangun Nusantara Sukoharjo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62951/ijbmir.v2i1.76

The Faculty of Economics and Business (FEB) has an important responsibility in developing economic and business knowledge and contributing to society and the business world. In an effort to increase its contribution, FEB continues to develop strategies that are relevant to its vision and mission. The development of a research and community service road map is an integral part of this strategy. The goal is to identify relevant and effective research and community service priorities. The problem-solving approach in developing a road map involves situation analysis, stakeholder engagement, priority identification, strategy development, and monitoring and evaluation. These steps help FEB develop a road map that is oriented towards solving problems, relevant to stakeholder needs, and able to provide significant contributions. The state of the art and innovation in road map development include an interdisciplinary approach, the use of digital technology, a focus on sustainability, active community involvement, and increased collaboration with industry. FEB can update its road map by integrating these aspects to ensure relevance, innovation, and significant impact in research and community service.

Pembayaran Dividen Dan Profitabilitas Sektor Pertanian: Apakah Rasio Lancar Penting? Kautsar, Achmad; Nihaya, Ina Uswatun; Kusumawati , Nunik Dwi; Akbar, Rasyidi Faiz
AKUNTANSI 45 Vol. 3 No. 2 (2022): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v3i2.950

Penelitian ini bertujuan untuk mengetahui pengaruh profitabilitas terhadap dividen dengan likuiditas sebagai variabel moderasi pada sektor pertanian karena sektor ini menunjukkan fluktuasi dividend payout ratio yang sangat tajam pada tahun 2015. Hal ini membuat sektor pertanian mengalami fluktuasi paling tajam diantara sektor lainnya. Variabel bebas dalam penelitian ini adalah profitabilitas dengan return on assets (X) sebagai proksi. Variabel dependen dalam penelitian ini adalah dividen dengan proksi dividend payout ratio (Y) dengan variabel moderasi likuiditas dengan proksi current ratio (Z). Penelitian ini menggunakan sampel perusahaan pertanian yang terdaftar di Bursa Efek Indonesia periode 2014-2021. Penelitian ini menggunakan pendekatan kuantitatif dengan metode purposive sampling. Data yang digunakan adalah data sekunder yang diperoleh dari laporan keuangan Osiris Bureau dan Van Dijk. Teknik yang digunakan dalam penelitian ini adalah analisis regresi moderat (MRA). Hasil penelitian ini menunjukkan bahwa profitabilitas berpengaruh signifikan terhadap dividen. Hasil lainnya juga menunjukkan bahwa likuiditas berperan sebagai variabel kuasi moderator pengaruh profitabilitas terhadap dividen pada perusahaan pertanian yang terdaftar di Bursa Efek Indonesia periode 2014-2021.

Political Energy Rhetoric and Market Reactions: Event Study of Global Equity, Fossil, and Renewable Assets Akbar, Rasyidi Faiz
Journal of Economics, Business, and Government Challenges Vol. 8 No. 1 (2025): Journal of Economics, Business, and Government Challenges [JoEBGC]
Publisher : Faculty of Economics and Bussiness, UPN "Veteran" Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33005/ebgc.v8i1.1600

This study investigates the market reactions to Donald Trump’s 2024 presidential announcement, focusing on its impact on equity markets, coal, and clean energy assets. Given the limited research on how pro-fossil fuel political rhetoric affects both traditional and emerging energy sectors, this study highlights the spillover effects between fossil and clean energy markets. Using event study methodology, the analysis covers a 10-day window surrounding the announcement (t–5 to t+5), calculating abnormal returns (AR), average abnormal returns (AAR), and cumulative average abnormal returns (CAAR) across various markets. The results show positive abnormal returns in equity markets of Canada, China, and Saudi Arabia, reflecting optimism toward energy and trade policies. However, fossil fuel markets showed mixed reactions, with significant declines in crude oil and natural gas. Renewable energy assets, including Canadian Solar and First Solar, suffered losses, as did the electric vehicle and lithium sectors, particularly companies like Tesla and Tianqi. The findings contribute to the understanding of market sensitivity to political energy signals and offer valuable insights for investors and policymakers, with future research suggesting a need for exploring the long-term impact of policy shifts on market behaviour and stability.

Maximizing Local Potential in Family and Community-Based Village Enterprise Management in Dooro Village, Gresik Akbar, Rasyidi Faiz; Andjarwati, Anik Lestari; Putra, Syaifurrizal Wijaya; Ramadhan, Dyandra Armyta
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 8 No. 1 (2025): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/abdimas.v8i1.6171

This community service program aims to empower the BUMDes and Sekoper groups in Dooro Village, Gresik, addressing challenges in entrepreneurship, financial literacy, and digitalisation. The method for this community service is by giving a short training. The program integrates tailored workshops on business management, marketing, financial planning, and e-commerce. Participants engaged in hands-on practices, such as financial record-keeping and digital marketing, to apply acquired skills effectively. Key outcomes include enhanced entrepreneurial knowledge, improved financial management practices, and increased adoption of digital tools. The results can be shown in post-training evaluations, which showed a significant improvement in participants' financial literacy, with 92% achieving high assessment scores. The program also fostered collaboration with local stakeholders, promoting sustainable development. Plans include advanced training, mentoring, and partnerships to enhance market access and strengthen business operations. The conclusion of this initiative demonstrates is this community service can be a replicable model for community empowerment, combining tailored training with strategic collaboration to address local economic challenges and unlock community potential.

Generasi Emas 2045: Peningkatan Kapabilitas Guru Pendidikan Anak Usia Dini melalui Implementasi Teknologi Artificial Intelligence Nadia, Fiona Niska Dinda; Lestari, Yetty Dwi; Akbar, Rasyidi Faiz; Putra, Syaifurrizal Wijaya; Sholicah, Sinta Fanidatus; Ulya, Zaidatul; Amanda, Sharen Gracia
Abimanyu : Jornal of Community Engagement Vol 6 No `1 (2025): February 2025
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Preschool teachers (kindergartens) encounter challenges in the current era of rapid technological advancement. The constraints imposed by technology-based learning methodologies have resulted in the adoption of disparate educational practices among kindergartens, thereby engendering educational disparities. Indeed, the quality of early childhood education serves as a foundational element in developing exceptional human resources (HR) who will become the nation's future leaders. In this regard, it is imperative for preschool teachers to adopt innovative learning methodologies, given their role in shaping children's cognitive, social, emotional, and linguistic development. In light of these challenges, the present Community Service initiative aims to provide a workshop focusing on variations in learning methods and teaching materials, particularly on technological and Artificial Intelligence (AI) approaches. The community service activity was conducted at Raudhatul Athfal (RA) Nizhamiyah, located in Rejoagung Village, Ploso Sub-district, Jombang Regency, East Java Province. Rejoagung Village is a community with a predominantly lower-middle-class economic profile, with a significant proportion of the workforce engaged in market and factory-related occupations. This underscores the pressing need for the implementation of this community service initiative. This community service activity could contribute to Sustainable Development Goal #4, which focuses on the quality of education. The results of this community service activity have shown an increase in the knowledge and skills of productive economic partners. RA Nizhamiyah teachers participating in the activity have been able to implement artificial intelligence (AI) to create creative and innovative teaching materials, such as interactive quizzes accompanied by visualization and audio, educational children's songs, and PowerPoint presentations. The post-training evaluation revealed that the participating teachers demonstrated a profound comprehension of creating AI-based teaching materials, with a mean score of 94.28 out of 100. Moreover, the evaluation results indicated that 91.42% of the participants expressed a strong intention to incorporate AI in creating more innovative teaching materials.

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