Claim Missing Document
Check
Articles

Found 3 Documents
Search

Laba Bersih, Rasio Hutang Atas Modal, Arus Kas Operasi dan Harga Saham Bank Umum Milik Negara Lusy Rahayu; Mulyadi Mulyadi; Edy Supriyadi
JRAP (Jurnal Riset Akuntansi dan Perpajakan) Vol 8 No 1 (2021)
Publisher : Magister Akuntansi Universitas Pancasila

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35838/jrap.2021.008.01.10

Abstract

ABSTRACT The capital market is one of investment alternative that able to yield optimal advantage for investor. Each investor is requiring of relevant information with transaction development in stock. Net profit, Debt to Equity Ratio and Cash Flow of Operation was one of most important information on company performance. This research aims to examine : (1) The Influence of Net Profit to Price Stock 4 goverment bank in 2009-2016, (2) The Influence of Debt to Equity Ratio to Price Stock 4 government bank in 2009-2016, (3) The Influence of Cash Flow of Operation to Price Stock 4 government bank in 2009-2016, (4) The Influence of Net Profit,Debt to Equity Ratio and Cash Flow of operation Together to Price Stock 4 government bank in 2009-2016. Data in this research is secondary data obtained from the companys annual financial statement in the Indonesia Stock Exchange (IDX). This type of research of causality. This research was conducted by using sample of 4 Government Bank Listed in Indonesia Stock Exchange Periode 2009-2016. The statistic method used are analysis multiple linear regression. This study concluded that Net Profit have a possitive affect on Price stock, Debt to Equity Ratio have a positive influence on price stock, Cash Flow of Operation have a possitive influence on price stock and Net profit, Debt to Equity Ratio, Cash Flow of operation are simultaneosly have a positif influence on price stock 4 Government Bank in 2009-2016. ABSTRAK Pasar modal merupakan salah satu alternatif pilihan investasi yang dapat menghasilkan tingkat keuntungan optimal bagi para investor. Setiap investor sangat membutuhkan informasi yang relevan dengan perkembangan transaksi di bursa. Laba Bersih, Rasio Hutang terhadap Modal dan Arus Kas Operasi merupakan salah satu informasi penting yang dapat digunakan oleh investor untuk menilai kinerja perusahaan. Penelitian ini bertujuan untuk mengetahui: (1) Pengaruh Laba Bersih terhadap Harga Saham 4 Bank BUMN periode 2009-2016, (2) Pengaruh Rasio Hutang Atas Modal terhadap Harga Saham 4 Bank BUMN periode 2009-2016, (3) Pengaruh Arus Kas Operasi terhadap Harga Saham 4 Bank BUMN periode 2009-2016, (4) Pengaruh Laba Bersih,Rasio Hutang Atas Modal dan Arus Kas Operasi secara bersama-sama terhadap Harga Saham 4 Bank BUMN periode 2009-2016. Data-data dalam penelitian ini merupakan data sekunder yang diperoleh dari laporan keuangan tahunan perusahaan yang terdaftar di Bursa Efek Indonesia. Penelitian ini dilakukan dengan menggunakan sampel berjumlah 4 Bank BUMN yang terdaftar di Bursa Efek Indonesia periode 2009-2016. Metode statistik yang digunakan adalah analisis regresi linier berganda. Hasil penelitian menunjukkan bahwa laba bersih berpengaruh terhadap harga saham,rasio hutang terhadap modal berpengaruh terhadap harga saham,arus kas berpengaruh terhadap harga saham dan laba bersih,rasio hutang atas modal,arus kas secara simultan berpengaruh terhadap harga saham 4 Bank BUMN yang terdaftar di Bursa Efek Indonesia Tahun 2009-2016.
The Impact of Fintech on Customer Preferences and Banking Service Choice Decisions Tyahya Whisnu Hendratni; Irma Sari Permata; Mulyadi Mulyadi; Baim Daniel Musyafa; Ismail Jamil; Alifah Andara Putri
Bulletin of Social Studies and Community Development Vol 5, No 3 (2026): Bulletin of Social Studies and Community Development
Publisher : Institute of Multidisciplinary Research and Community Service

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61436/bsscd/v5i3.pp345-361

Abstract

The development of financial technology (fintech) has transformed how people access and use financial services and has become an increasingly important factor in shaping customer preferences and banking service selection decisions. This study analyzes the effect of fintech on customer preferences and banking service selection decisions. This study used a quantitative approach based on a survey of 247 respondents in DKI Jakarta and Central Java. The data were analyzed using descriptive statistics, validity and reliability tests, classical assumption tests, simple linear regression analysis, t-tests, and the coefficient of determination (R²). Cross-tabulation (Crosstab) analysis was also employed to describe the distribution of banking service choices based on respondents’ characteristics. The results indicate that fintech has a positive and significant effect on customer preferences and banking service selection decisions. Convenience, efficiency, security, accessibility, and the perceived benefits of fintech use are key factors shaping individuals’ evaluations and choices of banking services. However, both models' explanatory power remains limited, indicating that factors beyond fintech account for a substantial share of the variation in customer preferences and banking service selection decisions. This study confirms that fintech represents one relevant dimension in individuals’ financial decision-making, but it does not fully explain the complexity of customer preferences and banking service selection decisions. Therefore, future research should consider additional financial, behavioral, service quality, and institutional factors to better understand customer behavior in an increasingly digitalized financial environment. Keywords: Financial technology, Customer preference, Banking choice decision.
Analisis Determinan Nilai Perusahaan dengan Good Corporate Governance sebagai Variabel Moderasi pada Perusahaan Manufaktur yang Terdaftar di BEI Tahun 2021–2024 Fatimah Rahman Borahima; Suratno Suratno; Mulyadi Mulyadi
Journal Economic Excellence Ibnu Sina Vol. 4 No. 1 (2026): Maret : Journal Economic Excellence Ibnu Sina
Publisher : STIKes Ibnu Sina Ajibarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59841/excellence.v4i1.3919

Abstract

This study analyses the influence of Environmental, Social, and Governance (ESG) factors, profitability, and sustainability reports on firm value, with Good Corporate Governance (GCG) acting as a moderating variable, amongst manufacturing companies listed on the Indonesia Stock Exchange for the period 2021–2024. The study employs a quantitative approach using Moderated Regression Analysis (MRA) on 136 observations selected via purposive sampling. Secondary data were obtained from annual reports and sustainability reports. The results indicate that ESG, profitability (proxied by Return on Assets (ROA)), and sustainability reports have a positive and significant effect on firm value. GCG was also found to strengthen the influence of these three variables on firm value. These findings suggest that the implementation of Good Corporate Governance enhances the effectiveness of both financial and non-financial factors in creating firm value. This study is expected to enrich the literature on the determinants of firm value and provide insights for companies seeking to strengthen their sustainability and governance strategies.