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Journal : Jurnal Ilmiah Ekonomi Islam

Pengaruh Fee Based Income Gadai Emas Terhadap Profitabilitas Bank Syariah Mandiri Kcp Cimahi Baros Siti Komariah; Anastasya Aqilla Susanto; Dewi Rahmi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.5192

Abstract

Gold pawn is one of the Islamic bank financing products that contribute to bank income in the form of fee-based income. This study aims to determine the effect of gold pawn fee-based income on the profitability of Islamic banks at PT Bank Syariah Mandiri KCP Cimahi Baros. Based on the estimation results using the regression model, it was found that the gold pawn fee-based income had a significant effect on profitability with a coefficient value of 1.260, meaning that for every 1% addition to the value of fee-based income, the profitability value increased by 1.260%.
Efektivitas Peran Baitul Maal Wat Tamwil dalam Mengatasi Praktik Rentenir pada BMT Itqan Kota Bandung Nisa Srimulyani; Alda Salsa Achiri Pebriani; Dewi Rahmi
Jurnal Ilmiah Ekonomi Islam Vol 8, No 2 (2022): JIEI
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i2.4773

Abstract

This research was conducted to find out and discuss more deeply about the effectiveness of the role of BMT Itqan in Bandung in overcoming the practice of moneylenders, the effectiveness here is seen from the level of success or failure of the role of BMT Itqan in Bandung in overcoming the practice of moneylenders is shown by indicators, namely (1) Target Accuracy, (2) Member Perception, and (3) Program Socialization. The research method used is to distribute questionnaires to 100 active members of BMT Itqan Bandung. The results of the questionnaire obtained were then tested for validity through validity and reliability tests using the IBM SPSS Statistics Version 26. The data analysis technique used in this study was descriptive statistical techniques. The results showed that all indicators that determine the effectiveness of the role of Itqan BMT in overcoming the practice of moneylenders are stated in the very effective category. These indicators are (1) Targeting Accuracy with a percentage of 81.56% which is included in the very effective category, (2) Member Perceptions with a percentage of 82.42% which is included in the very effective category, (3) Program Socialization with a percentage of 82 .16% which is included in the very effective category.