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ANALISIS KESEHATAN KOPERASI SYARIAH: STUDI KOMPARATIF KESEHATAN UNIT JASA KEUANGAN SYARIAH JABAL RAHMAH SEBELUM DAN MASA COVID-19 Kasmiati kasmiati
Commodity : Jurnal Perbankan dan Keuangan Islam Vol 1 No 1 (2022): Commodity : Jurnal Perbankan dan Keuangan Islam
Publisher : Fakultas Ekonomi Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (608.247 KB)

Penelitian ini muncul dilatar belakangi pertumbuhan ekonomi Indonesia yang berkontraksi akibat pandemi covid-19 pada tahun 2020. Melambatnya pertumbuhan ekonomi, yang mempengaruhi laju pertumbuhan baik perbankan, maupun lembaga keuangan non bank syariah maupun konvensional. Salah satu lembaga keuangan yang mengalami dampak ini adalah UJKS-KSU Jabal Rahmah yang memiliki tingkat profitabilitas semakin menurun. Oleh karena itu, penelitian ini ditujukan untuk membandingkan kesehatan koperasi UJKS-KSU Jabal Rahmah pra dan masa pandemi covid-19. Penelitian ini merupakan penelitian deskriptif kuantitatif dengan menggunakan data sekunder sebagai data utama dan data promer sebagai pendukung. Teknik pengumpulan data dilakukan dengan observasi, wawancara dan dokumentasi. Adapun pengukuran tingkat kesehatan koperasi menurut Peraturan Deputi Pengawasan Kementerian Koperasi dan Usaha Kecil dan Menengah nomor:06/Per/Dep.6/IV/2016. Hasil penelitian menunjukkan dari segi permodalan dikategorikan sehat dan mengalami kenaikan. Pada aspek kualitas aset yang produktif dinilai kurang sehat dengan ditandai oleh meningkatnya rasio risiko pinjaman. Pada aspek efisiensi masih tergolong cukup efisien tetapi terjadi peningkatan pada rasio biaya. Pada aspek likuiditas sebelum pandemi kas dinilai lebih likuid. Sedangkan pada aspek kemandirian terhadap modal sendiri koperasi mengalami perlambatan dibandingkan sebelum pandemi.

PENDAMPINGAN DIGITAL MARKETING SEBAGAI UPAYA MENGEMBANGKAN USAHA BERBASIS TEKNOLOGI PADA HOME INDUSTRY Kasmiati Kasmiati
ABDINA: Jurnal Sosial dan Pengabdian kepada Masyarakat Vol 1, No 2 (2022)
Publisher : ABDINA: Jurnal Sosial dan Pengabdian kepada Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/abdina.v1i2.846

This community service activity aims to address marketing problems and improve the skills of home-based entrepreneurs in using technological assistance to market their products. Home-based businesses in Karanganyar Village require technology-based business development to be able to compete with their competitors. Observation and interviews were used to identify the use of social media. The methods used in assisting home-based businesses in digital marketing are in two ways, namely, through workshops and direct practice. An introduction to digital marketing, social media, and e-commerce, content marketing, digital management, digital marketing management, digital marketing FGD (forum group discussion), and evaluation are among the materials provided to assist technology-based business development through digital marketing. The results of this service can be seen from the results of the evaluation of participants, who gave very good responses on the grounds that mentoring activities provide insight, knowledge, and skills in marketing that are beneficial to program participants. Almost all of them want to practice digital marketing in their business. Advice that can be given in creating marketing content is to add attractive captions and hashtags that are easy to follow so that products are easy to find.

PENDAMPINGAN DIGITAL MARKETING SEBAGAI UPAYA MENGEMBANGKAN USAHA BERBASIS TEKNOLOGI PADA HOME INDUSTRY Kasmiati Kasmiati
ABDINA: Jurnal Sosial dan Pengabdian kepada Masyarakat Vol 1, No 2 (2022)
Publisher : Universitas Al-Amien Prenduan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28944/abdina.v1i2.846

This community service activity aims to address marketing problems and improve the skills of home-based entrepreneurs in using technological assistance to market their products. Home-based businesses in Karanganyar Village require technology-based business development to be able to compete with their competitors. Observation and interviews were used to identify the use of social media. The methods used in assisting home-based businesses in digital marketing are in two ways, namely, through workshops and direct practice. An introduction to digital marketing, social media, and e-commerce, content marketing, digital management, digital marketing management, digital marketing FGD (forum group discussion), and evaluation are among the materials provided to assist technology-based business development through digital marketing. The results of this service can be seen from the results of the evaluation of participants, who gave very good responses on the grounds that mentoring activities provide insight, knowledge, and skills in marketing that are beneficial to program participants. Almost all of them want to practice digital marketing in their business. Advice that can be given in creating marketing content is to add attractive captions and hashtags that are easy to follow so that products are easy to find.

Pemberdayaan Masyarakat melalui Pemanfaatan Limbah Galon Bekas Berbasis Pupuk MOL untuk Optimalisasi Pekarangan Kasmiati Kasmiati; Kiara Meylani; Alvi Laila Fitriyani; Ardelia Ananta Putri; Ellensya Puri Anggraini; Imam Maimun Almaki; Istighfarin Istighfarin; Muchammad Rasyid Choirul Fahan; Muhammad Harun Arrosyid; Ni’mah Fitrotul Khasanah; Rizqi Rahman Hakim; Fadhilatur Rahmah; Fuad Hasim
Jurnal Penelitian dan Pengabdian Masyarakat Vol. 4 No. 4 (2026): November 2026 In Press
Publisher : Yayasan Pondok Pesantren Sunan Bonang Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61231/5c9a5335

This community service program aimed to describe the community empowerment process through the utilization of discarded plastic gallon containers as productive planting pots and the application of Local Microorganism (MOL) liquid fertilizer to support household food security. The program was implemented using a participatory approach consisting of community socialization, hands-on training in converting used plastic gallons into planting pots through cutting, drainage installation, and decoration, followed by assistance in cultivating crops using MOL liquid fertilizer. The results demonstrated an improvement in participants' knowledge and practical skills in transforming plastic waste into functional planting media. Each participating household successfully produced at least three to five functional planting pots that were utilized for backyard cultivation. The periodic application of MOL liquid fertilizer supported plant growth by providing essential nutrients suitable for the limited planting media.

PREFERENSI GENERASI MUDA TERHADAP PRODUK INVESTASI SYARIAH: DIALETIKA ORIENTASI SPIRITUAL DAN KOMODIFIKASI TREN PASAR Kasmiati Kasmiati
Investama : Jurnal Ekonomi dan Bisnis Vol 12 No 1 (2026): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v12i1.3287

The rapid development of the Islamic financial industry in Indonesia has been accompanied by increasing participation among young people in various Islamic investment products. This phenomenon is influenced not only by spiritual orientation but also by advancements in digital technology and the commodification of Islamic investment through social media. This study aims to examine the preferences of the younger generation toward Islamic investment products by exploring the interaction between spiritual orientation and market commodification. This study employed a qualitative phenomenological approach. The participants consisted of 12 members of Generation Z and early Millennials aged 18–35 who were familiar with or had invested in Islamic financial products. Additional information was obtained from practitioners, academics, and managers of Islamic investment institutions. Data were collected through in-depth interviews, observations, and document analysis and were analyzed using an interactive model consisting of data reduction, data display, and conclusion drawing. The findings reveal that spiritual orientation serves as the primary foundation for young people's preference for Islamic investment products, reflected in their commitment to investing in accordance with Islamic principles and seeking barakah (divine blessings) in wealth management. However, social media, financial influencers, and digital marketing strategies also play a significant role in shaping perceptions and enhancing the attractiveness of Islamic investment as part of a modern lifestyle. The findings further indicate that young people's investment preferences are shaped by the interaction between spiritual values and market commodification. Therefore, the development of the Islamic investment industry should maintain a balance between commercial objectives and Islamic values by strengthening Islamic financial literacy and implementing educational marketing strategies to preserve the integrity of Islamic financial principles in the digital era.

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