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All Journal El-kahfi : Journal of Islamic economics
Asrinaldi
Stes Manna Wa salwa
Economics, Econometrics & Finance Social Sciences

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Pengelolaan Alokasi Dana Desa Pada Anggaran Pendapatan Dan Belanja Nagari Tahun 2021 Asrinaldi
El-Kahfi | Jurnal Ekonomi Islam Vol 3 No 02 (2022): Journal of Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Syariah (STES) Manna wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12345/elkahfi.v4i01.113

Abstract

In this research, the main issue is regarding the Effectiveness of Managing Village Fund Allocations in Nagari Pagaruyung's Revenue and Expenditure Budget. management of village fund allocations in the 2021 Nagari Revenue and Expenditure Budget. The method used is descriptive with a qualitative approach. The data collection technique used in this study was through direct interviews with Nagari Pagaruyung and documentation. Descriptive results through measurement or criteria of effectiveness that the authors apply to the real conditions that occur in the field. The research show that Nagari Pagaruyung has carried out the tasks as planned in Nagari Pagaruyung's Revenue and Expenditure Budget, and in the planning and preparation of the village fund allocation management program in Nagari Pagaruyung's Revenue and Expenditure Budget it has been effective in accordance with Permendagri Number 20 of 2018. And in managing the allocation of village funds, there are several inhibiting factors that affect the effectiveness and inefficiency of managing village fund allocations in the Nagari Pagaruyung Revenue and Expenditure Budget, namely delays in disbursing funds from the local government community participation in managing village funds in Nagari Pagaruyung.
Upaya BPRS Haji Miskin dalam Mengantisipasi Ketergantungan Pedagang Kecil Terhadap Rentenir Asrinaldi; Vira Qutranada
El-Kahfi | Jurnal Ekonomi Islam Vol 3 No 02 (2022): Journal of Islamic Economic
Publisher : Sekolah Tinggi Ekonomi Syariah (STES) Manna wa Salwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12345/elkahfi.v3i02.118

Abstract

This study aims to describe the perceptions of small traders towards moneylenders in Lima Kaum District and explain the efforts of PT. BPRS Haji Miskin in anticipating the dependence of small traders on loan sharks in Lima Kaum District. The type of research that the author uses is a type of field research with a qualitative descriptive approach. Data collection techniques with interviews and documentation. The data analysis technique uses the Miles and Hubemen technique, namely data reduction, data presentation, and drawing conclusions. Based on the results of the research conducted by the authors, the authors state that many traders in the sub-district of the Five People still use the services of moneylenders because the loan method is easy, fast and without collateral. Efforts made by BPRS Haji Miskin in reducing the dependence of small traders on moneylenders, namely conducting direct outreach to traders, providing education, distributing brochures to make it easier for prospective customers to find out about weekly products available at BPRS Haji Miskin and carrying out weekly financing realization, with ceilings ranging from 500,000 to 3,000,000 without collateral for 10 weeks of installments.
Co-Authors Vira Qutranada