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All Journal JIHBIZ :Global Journal of Islamic Banking and Finance.
Ona Suarnidar
Program Studi Perbankan Syariah, FEBI UIN Ar-Raniry Banda Aceh
Economics, Econometrics & Finance

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ANALISIS METODE PENYELESAIAN PEMBIAYAAN MURABAHAH BERMASALAH PADA PT. BANK ACEH SYARIAH KCP LABUHAN HAJI Ona Suarnidar; Nevi Hasnita; yulindawati yulindawati
Jihbiz: Global Journal of Islamic Banking and Finance. Vol 4, No 2 (2022)
Publisher : Prodi Perbankan Syariah FEBI UIN Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jihbiz.v4i2.17087

Abstract

Non-performing financing is one of the major risks faced by banks. The larger the non-performing financing, the worse it will be on the soundness of bank liquidity. This research is a qualitative research. The method used in this study is a descriptive qualitative method of analysis with a field approach through interviews and documentation. The results of the study explain that the factors that cause problematic murabahah financing consist of internal factors, namely bank management errors and external factors, namely mistakes from financing customers. The methods used to resolve problematic murabahah financing are mentoring, financing restructuring, foreclosure of collateral, and execution of guarantees
Co-Authors Hasnita, Nevi Yulindawati Yulindawati