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All Journal Islaminomics: Journal of Islamic Economics, Business and Finance Jurnal Ekonomi Trisakti
Raden Ajeng Entaresmen
Unknown Affiliation
Economics, Econometrics & Finance

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Strategi Penerapan Restrukturisasi Pembiayaan Mikro Syariah terhadap Dampak pandemi Covid-19 (Studi Kasus: Bank X) Raden Ajeng Entaresmen; Lydia Rosintan Simanjutak; Azizah Wayulinaini
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

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Abstract

Problem formulation: 1). How to apply the restructuring of sharia microfinance to the impact of the Covid-19 pandemic (Case Study: Bank X); 2). What is the strategy in terms of strengths, weaknesses, opportunities and threats in implementing the restructuring of sharia microfinance against the impact of the COVID-19 pandemic (Case Study: Bank X). Research objectives: 1). To find out the implementation of sharia microfinance restructuring on the impact of the covid 19 pandemic (case study: Bank X); 2). To find out the strategy on the strengths, weaknesses, opportunities and threats in the implementation of the restructuring of sharia microfinance against the impact of the covid-19 pandemic (Case study: Bank X). The method used in this research is descriptive qualitative using SWOT analysis. The results of this study indicate that the implementation of the sharia microfinance restructuring mechanism at Bank X, (1) the customer submits / makes a letter of application for installment relief / installments, (2) the bank makes a proposal as a reference containing income before the COVID-19 pandemic and after the occurrence of the COVID-19 pandemic. the covid-19 pandemic, (3) the bank submits a proposal to the head office, (4) if it is approved by the head office, the service office bank makes a new contract. Strengths, weaknesses, opportunities and threats in the implementation of sharia microfinance restructuring, namely: (1) strengths, namely; support economic growth stimulus; manage financial performance; managing liquidity and capital; and provide opportunities for business actors; (2) weaknesses namely; occurrence of default; not all customers can restructure; and the bank's income is very small; (3) opportunities namely; digitization and customer survival; (4) threats namely; decreased customer business; and manipulate income reports.   
PENGARUH KEBIJAKAN FISKAL DAN MONETER TERHADAP INFLASI PRIODE 2018-2022 Azizah Amelia Eka Susanti; Raden Ajeng Entaresmen
Jurnal Ekonomi Trisakti Vol. 5 No. 1 (2025): April 2025
Publisher : Lembaga Penerbit Fakultas EKonomi dan Bisnis 

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25105/v5i1.20855

Abstract

Kebijakan moneter dan kebijakan Fiskal memainkan peran penting dalam pengendalian inflasi. Inflasi, yang merupakan kenaikan umum dan berkelanjutan dalam harga-harga, dapat menimbulkan dampak negatif pada perekonomian suatu negara. Tujuan untuk menyelidiki dampak variabel kebijakan fiskal yang diwakili oleh pengeluaran pemerintah, Cukai, dan belanja pemerintah serta variabel kebijakan moneter yang dalam penelitian ini menggunakan proxy Jumlah uang beredar dan Suku bunga BI 7DRate terhadap inflasi di Indonesia dalam kurun waktu periode 2018-2022. Hasil yang diperoleh dalam Penelitian ini Variabel pajak dalam jangka panjang memiliki pengaruh negatif terhadap inflasi, namun dalam jangka pendek memiliki pengaruh positif. Variabel subsidi memiliki pengaruh positif dalam jangka panjang namun negatif dalam jangka pendek terhadap inflasi. Terdapat tiga variabel yaitu Jumlah Uang Beredar, Suku Bunga, Tranfer daerah yang baik dalam jangka pendek maupun jangka panjang memiliki pengaruh yang positif terhadap inflasi.
Co-Authors Azizah Amelia Eka Susanti Azizah Wayulinaini Lydia Rosintan Simanjuntak