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All Journal INFERENSI JSE: Jurnal Sharia Economica
Ahmad Mifdlol Muthohar
UIN Salatiga
Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

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The Role of Work Ethics in Moderating the Effect of Islamic Business Ethics on the Income of Traders Around Religious Tourism Ahmad Mifdlol Muthohar; Ari Setiawan; Jamaluddin Junaedi
INFERENSI: Jurnal Penelitian Sosial Keagamaan Vol 16, No 2 (2022)
Publisher : State Institute of Islamic Studies (IAIN) Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/infsl3.v16i2.217-240

Abstract

This study aims to identify and analyze the factors that influence the income of traders with the work ethic as a moderating variable, a case study on religious tourism on the island of Java. Traders in the area of the Great Mosque of Demak were given questionnaires as part of the data collection process, the tomb of Sunan Kalijaga and the tomb of Raden Santri. The samples in this study were 40 respondents with a purposive sampling technique. The data were processed using the SPSS analysis tool version 16. The results showed that first, communication style, skills, length of business and business location, each partially, had no significant positive effect on trader income. Second, The income of traders is affected positively and significantly to some extent by business ethics.. Third, the work ethic variable is incapable to moderate the effect of communication style, skill, business length and business location partially on traders’ income. Fourth, the work ethic variable is able to moderate or strengthen the effect of Islamic business ethics on traders’ income.
OPTIMALISASI KEUANGAN SOSIAL ISLAM SEBAGAI INSTRUMEN EKONOMI PEMBANGUNAN MASYARAKAT Sirojul Munawwar; Ahmad Mifdlol Muthohar
JSE: Jurnal Sharia Economica Vol. 5 No. 3 (2026): Juli
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/bvpbax74

Abstract

Islamic social finance is a sharia-based economic instrument that has significant potential to support community development through zakat, infaq, sadaqah, and waqf. This study aims to analyze the role of Islamic social finance in community economic development, identify the challenges in optimizing its management, and formulate development strategies based on Islamic economic principles. The research employs a qualitative approach with a descriptive research type through library research. Data were collected from scientific journals, books, regulations, and other relevant academic sources, and then analyzed using descriptive qualitative techniques. The findings indicate that Islamic social finance plays an important role in poverty alleviation, equitable wealth distribution, and community economic empowerment through the development of productive zakat and productive waqf. The study also reveals that the optimization of Islamic social finance still faces several challenges, including low public literacy, lack of transparency in management, and limited institutional digitalization. Therefore, strengthening institutional governance, implementing digital systems, and enhancing collaboration among stakeholders are essential steps to improve the effectiveness of Islamic social finance in promoting inclusive and sustainable economic development.
Co-Authors Ari Setiawan Jamaluddin Junaedi Sirojul Munawwar