Putri Oktavia Rusadi
Gunadarma University

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DIGITALIZATION OF (ZIS) ZAKAT INFAQ AND SHADAQAH THROUGH THE USE OF QRIS (CASE STUDY: GENERATION Z) Ahmad Zikry Fadillah; Putri Oktavia Rusadi; Asih Karsinih
Airlangga International Journal of Islamic Economics and Finance Vol. 5 No. 02 (2022): JULY-DECEMBER 2022
Publisher : Universitas Airlangga

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Zakat, infaq and shadaqah (ZIS) as social financial instruments in Islam has a role in improving the social economy of society. Research research results The BAZNAS strategy as of December 2021 notes that the total potential for zakat on in 2020 it has reached IDR 327.6 trillion. This potential is supported by the level of generosity of the Indonesian people is high because of the majority Muslim. Charities Aid Foundation (CAF) World Giving Index in 2021 places Indonesia in first place as the country with the most philanthropist in the world. Based on BAZNAS data in 2021, collection ZIS funds have seen an increase of 33% over 2020 in total collected Rp. 513.3 billion or an increase from the initial target. But amount the accumulated ZISWAF funds are not comparable to their potential reached IDR 327.6 trillion. In today's digital era, financial transactions on the ZIS instrument is an alternative solution so that the collection of ZIS funds can be more maximum. Survey conducted by the Association of Internet Service Providers Indonesia (APJII) in 2021, noted that internet users in Indonesia an increase of 11% from the previous year, namely from 175.4 million to 202.6 million user. This has implications for the development of e-lifestyle (lifestyle digital) in the era of society 5.0. This research aims to offer a solution utilization of the use of QRIS in raising ZIS funds in Indonesia. The Deputy Governor of Bank Indonesia stated that throughout 2021 transactions carried out using QRIS reached IDR 27.7 trillion or grew 237% (yoy). This study uses the critical literature review method, with review and analyze literature relevant to the research topic. Data used are primary data from surveys on generation Z and secondary data. The results of the study show that the collection of ZIS funds is through the use of QRIS has an impact on increasing ZIS fundraising. So funds ZIS can have a more significant impact in supporting poverty alleviation listed in the Sustainable Development Goals (SDGs).
SAFANA (Sharia Fashion Navigator): Muslim Fashion Marketplace as a Catalyst of the Indonesian Economy through Penta Helix Method Abdullah Haidar; Putri Oktavia Rusadi
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

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Reviewing the number of Muslim population in Indonesia which ranks first in the world and the current trend of halal lifestyle has become a paradigm for the Muslim community. In fact, halal lifestyle is one of the sub-sectors of the creative economy, where the fashion industry contributes to the growth of Indonesia's second-ranked Gross Domestic Product (GDP). Based on Focus Economy Outlook 2020 data, the creative economy contributed IDR 1,100 trillion to Indonesia's Gross Domestic Product (GDP) throughout 2020. The availability of halal lifestyle products has the potential to accelerate the growth of Muslim fashion by utilizing the potential of MSMEs in the textile sector such as convection, manufacturers fabrics, tailors, and designers through room discussion projects to produce products that are able to compete competitively in national and international markets. Based on this potential, digital innovation and creativity are needed to accelerate the growth of the creative economy. Therefore, SAFANA was designed and initiated as a marketplace platform in Indonesia to collect domestically produced Muslim fashion products to meet consumer needs for Muslim fashion products and become a catalyst for creative economic growth. The purpose of this research is to offer a marketplace-based platform that functions as a Muslim fashion navigator to accelerate the Indonesian economy through the utilization of the potential of local MSMEs, designers, communities related to Muslim fashion and various Muslim fashion brands that have become markets in the national and international arena. The use of the pentahelix method is a reference for the development of the SAFANA application to create synergies from several parties, namely ABCGM which includes A (Academic), B (Business), C (Community), G (Government) and M (Media). The opportunity from SAFANA is that the government through the Ministry of Industry is expanding the Muslim fashion export market. The methodology of this paper is a qualitative method using secondary data. The data collection technique in this study is to use a critical literature review. The data analysis technique used consisted of collection, reduction, presentation, conclusion drawing and verification. It is hoped that the presence of SAFANA will be able to increase the competitiveness of Indonesian Muslim fashion products in the national and international arena as a catalyst for the Indonesian economy.
SAFANA (Sharia Fashion Navigator): Muslim Fashion Marketplace as a Catalyst of the Indonesian Economy through Penta Helix Method Abdullah Haidar; Putri Oktavia Rusadi
Proceedings of Femfest International Conference on Economics, Management, and Business Vol. 1 (2023): Proceedings of Femfest International Conference on Economics, Management, and Busines
Publisher : Universitas Darussalam Gontor

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Reviewing the number of Muslim population in Indonesia which ranks first in the world and the current trend of halal lifestyle has become a paradigm for the Muslim community. In fact, halal lifestyle is one of the sub-sectors of the creative economy, where the fashion industry contributes to the growth of Indonesia's second-ranked Gross Domestic Product (GDP). Based on Focus Economy Outlook 2020 data, the creative economy contributed IDR 1,100 trillion to Indonesia's Gross Domestic Product (GDP) throughout 2020. The availability of halal lifestyle products has the potential to accelerate the growth of Muslim fashion by utilizing the potential of MSMEs in the textile sector such as convection, manufacturers fabrics, tailors, and designers through room discussion projects to produce products that are able to compete competitively in national and international markets. Based on this potential, digital innovation and creativity are needed to accelerate the growth of the creative economy. Therefore, SAFANA was designed and initiated as a marketplace platform in Indonesia to collect domestically produced Muslim fashion products to meet consumer needs for Muslim fashion products and become a catalyst for creative economic growth. The purpose of this research is to offer a marketplace-based platform that functions as a Muslim fashion navigator to accelerate the Indonesian economy through the utilization of the potential of local MSMEs, designers, communities related to Muslim fashion and various Muslim fashion brands that have become markets in the national and international arena. The use of the pentahelix method is a reference for the development of the SAFANA application to create synergies from several parties, namely ABCGM which includes A (Academic), B (Business), C (Community), G (Government) and M (Media). The opportunity from SAFANA is that the government through the Ministry of Industry is expanding the Muslim fashion export market. The methodology of this paper is a qualitative method using secondary data. The data collection technique in this study is to use a critical literature review. The data analysis technique used consisted of collection, reduction, presentation, conclusion drawing and verification. It is hoped that the presence of SAFANA will be able to increase the competitiveness of Indonesian Muslim fashion products in the national and international arena as a catalyst for the Indonesian economy.