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All Journal Salimiya : Jurnal Studi Ilmu Keagamaan Islam
Moch. Uzeir Mustaqfirin
Institut Agama Islam Faqih Asy'ari Kediri
Religion Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Dampak Produk Pembiayaan Setifikasi Guru (SerGur) Terhadap Peningkatan Profit di Bank Pembiayaan Rakyat (BPR) Syariah Tanmiya Artha Kediri Moch. Uzeir Mustaqfirin
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol 3 No 4 (2022): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

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Abstract

This study aims to determine the products provided by BPRS Tanmiya Artha Kediri and the influence of Teacher Certification financing products on increasing the profit of BPRS Tanmiya Artha Kediri. This research method uses a descriptive qualitative approach. The data used are primary data with data collection techniques using interviews, observations, and documentation. The conclusion of this study is that BPRS Tanmiya Artha has banking products including wadiah savings, mudlarabah savings, time deposit savings, murabahah financing (working capital financing, investment, consumption), multi-service financing (school fees, land rent, treatment, circumcision), mudlarabah financing, teacher certificationfinancing, receiving electricity, water, internet and telephone payment services. For teacher certification financing, it is one of the variants of BPRS Tanmiya Artha financing products with educator certificates owned by teacher certification customers as collateral or collateral. And the impact of SerGur financing on the profitability of Tanmiya Artha BPRS can be seen from the ROA, ROE and NPM of Tanmiya Artha BPRS in developing condition and good status. After the existence of new SerGur financing products, the profitability level of BPRS Tanmiya Artha increases every year.
Pengaruh Mutu Pelayanan Dan Mutu Pemasaran Di Toko Fashion Aziziah Pare Terhadap Kepuasan Pembeli Perspektif Etika Bisnis Islam Moch. Uzeir Mustaqfirin
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol 3 No 2 (2022): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

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Abstract

This study aims to determine the effect of service quality and marketing quality on buyer satisfaction at Aziziah Pare fashion store from the perspective of Islamic business ethics, and which is more influential between service quality and marketing quality on buyer satisfaction at Aziziah Pare fashion store from the perspective of Islamic business ethics. The method in this research is a type of survey research with the approach used in this research is descriptive-quantitative. For data analysis techniques using multiple linear regression testing and correlation and the coefficient of determination (R2). Then in data collection techniques using interviews, observation, and questionnaires. The conclusion of this study is that service quality has a significant influence on buyer satisfaction which can be explained by the sig value. 0.004 <0.05. And marketing quality has a big impact on buyer satisfaction which can be explained by the sig value. 0.002 <0.05. For the more dominant variable between service quality and marketing quality on buyer satisfaction. Considering the results of the previous analysis, it is clear that service quality (score 0.004) dominates marketing quality (score 0.002).
ANALISIS PENGARUH LITERASI KEUANGAN SYARI’AH DAN RELIGIUSITAS TERHADAP MINAT BERTRANSAKSI PADA BANK SYARIAH DALAM PERSPEKTIF HUKUM EKONOMI ISLAM Moch. Uzeir Mustaqfirin; Muhamad Ali Tamrin; Muhamad Nuruzzaman
Salimiya: Jurnal Studi Ilmu Keagamaan Islam Vol. 6 No. 2 (2025): Salimiya
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian kepada Masyarakat (LP3M) IAIFA Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58401/salimiya.v6i2.2400

Abstract

This study aims to determine the effect of Islamic financial literacy and religiosity on student interest in transactions in Islamic banks, with a case study of HES study programme students at the IAIFA Kediri campus. Using quantitative methods, this study tests the hypothesis through partial and simultaneous analysis. The results of simultaneous testing show that Islamic financial literacy and religiosity together have a significant effect on interest in transactions in Islamic banks. However, partial analysis reveals that Islamic financial literacy does not have a significant effect on transaction interest. In contrast, religiosity is proven to have a positive and significant effect on transaction interest. But the percentage contribution of the Islamic financial literacy variable shows a very small, almost insignificant contribution to the dependent variable. Only about 0.42% of the variation in the dependent variable can be explained by the Islamic financial literacy variable. Meanwhile, religiosity makes a very large contribution to the dependent variable. About 99.58% of the variation in the dependent variable can be explained by the religiosity variable. Thus it can be concluded that Islamic financial literacy and religiosity simultaneously contribute positively in shaping interest in transactions in Islamic banks. This finding confirms the urgency of Islamic financial institutions in improving sharia literacy education and economic da'wah programmes so that the objectives of Islamic economic law (justice and welfare) are more optimal.
Co-Authors Muhamad Ali Tamrin Muhamad Nuruzzaman