Aam Azatil Isma
Program Studi Bisnis Digital, Fakultas Teknologi dan Bisnis, Universitas Muhammadiyah Sinjai

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PRAKTIK BANK SYARIAH DI INDONESIA : TEORI DAN KENYATAANNYA Aam Azatil Isma; Jeffits Khusnu Alif
Ensiklopedia of Journal Vol 5, No 3 (2022): Volume 5 No. 1 Edisi 3 Desember 2022
Publisher : Lembaga Penelitian dan Penerbitan Hasil Penelitian Ensiklopedia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (181.469 KB) | DOI: 10.33559/eoj.v5i3.1597

Abstract

The 1998 monetary crisis that hit Indonesia encouraged people to look for other economic alternatives, namely the sharia economy. However, the practice of Islamic economics in Indonesia is still thick with conventional economic practices, especially those found in Islamic financial institutions or Islamic banking. This study uses a qualitative research method to examine the literature to examine how the practice of Islamic economics in Islamic banking in Indonesia. The resulby sharia economic regulators who misinterpret the implementation of sharia econts show that the practice of sharia sharia economics, namely murabahah, the application of fines, and the use of contracts in Islamic banks in Indonesia is still far from the principles of Islamic law, and is supported omics.Keywords: Sharia Bank, Islamic Economy, Conventional Bank