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All Journal Experimental Student Experiences
Risdani Mu'arif
Universitas Islam Negeri Sumatera Utara
Arts Humanities Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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The Effect of Interest Rates on Distribution and Banking Credit Loans Risdani Mu'arif; Arfigo Yahya; Chairina
Experimental Student Experiences Vol. 1 No. 2 (2022): February
Publisher : LPPM Institut Studi Islam Sunan Doe

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (289.476 KB) | DOI: 10.58330/ese.v1i2.155

Abstract

The purpose of this essay is to outline the implications of interest rate vulnerability on bank credit terms and conditions. The data collection method used is a qualitative case study model. It can be concluded from the literature used as the basis of this study that the impact of interest rates on bank loan default rates is very significant. This situation is in line with the rules of the lending process, specifically that a credit crunch will make it difficult for people to obtain credit. It is hoped that the findings of this investigation will assist the bank's management team and community groups wishing to carry out further investigations. In general, every research has drawbacks and problems; as a result, researchers can continue their work by modifying their variables or samples.
Co-Authors Arfigo Yahya Chairina