<![CDATA[The millennial generation is currently experiencing a shift in behavior in managing finances from saving to investing and they are becoming concerned about their own future. The ease of technology that makes anyone's work easy, this is also a factor for the millennial generation to save by investing. Difficulties in managing finances will affect the way this millennial generation thinks about managing income for their old age. The characteristics possessed by this generation, where feelings of anger, anxiety and fear of something can affect the perspective in making decisions in an investment instrument. Technology is always developing so that it changes people's daily lives and provides benefits for backers. Information provided via the internet makes it very easy to find information regarding how to invest online. Technological developments can also be a reference for backers in making investment decisions. Therefore, it is necessary to conduct research to study the new generation or known as Millennials as well as the complexity of the specializations shown by this generation to match the mindset of the previous generation's class. From the results of the research that has been conducted, it shows that the younger generation of students and employees invest due to external influences, this is due to external influences, namely following trends and following the actions or suggestions of other people. On the other hand, a lot of scientific capital has accumulated which is sufficient to make the millennial generation make an investment.]]>
