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All Journal SEIKO : Journal of Management & Business Literacy : International Scientific Journals of Social, Education, Humanities
Tommy Pusriadi
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Humanities Education Social Sciences

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Financial Literacy, Financial Technology, Financial Self-Efficacy, Income, Lifestyle, And Emotional Intelligence On Financial Management Bowo Lestono; Lasnoto Lasnoto; Tommy Pusriadi
SEIKO : Journal of Management & Business Vol 6, No 1 (2023): January - Juny
Publisher : Program Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/sejaman.v6i1.3935

Abstract

To ascertain the impact of financial self-efficacy, financial self-awareness, financial technology, income, lifestyle, and emotional intelligence on financial management behavior, this study used quantitative research methods. Teenagers at the Bandung Regency served as the study's subject population. In this study, non-probability purposive sampling was used to select a sample of 2022 respondents. Purposive and non-probability sampling were used to create a sample of 220 respondents for the study. Multiple linear regression was the method of data analysis in this investigation. This study's conclusion suggests that financial management behavior is highly influenced by financial literacy, financial technology, financial self-efficacy, income, lifestyle, and emotional intelligence. The expectation is that teenagers will understand the value of financial literacy and work to develop their understanding of investments and insurance so that they will be able to make sound financial decisions in the future. Kata Kunci: Financial Literacy; Financial Technology; Financial Self-Efficacy
Human Resource Management Strategy to Improve Company Competitiveness at PT. Agro Niaga Eternal City of Bandung Muh. Alvianto Putra Arizandi Sadarrudin; Tommy Pusriadi; Lasnoto Lasnoto
LITERACY : International Scientific Journals of Social, Education, Humanities Vol. 4 No. 1 (2025): April : International Scientific Journals of Social, Education, Humanities
Publisher : Badan Penerbit STIEPARI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56910/literacy.v4i1.2747

Abstract

This study aims to analyze the effect of Human Resource Management (HRM) Strategy on Company Competitiveness, by considering the role of Employee Performance and Employee Innovation as mediating and moderating variables. The research was conducted at PT Agro Niaga Abadi Bandung City by involving 100 respondents as research samples. The method used is quantitative with multiple linear regression approaches, including testing moderation interaction variables. The results showed that HRM Strategy has a significant effect on Company Competitiveness, with a significant value of 0.000 and a coefficient of determination (R²) of 0.972. Employee Performance and Employee Innovation are also proven to have a positive and significant influence on competitiveness, with a significance level of 0.045 and 0.037, respectively. In addition, the interaction between Employee Innovation and Employee Performance shows a significant effect on the company's competitiveness (significance 0.029), which proves that Employee Innovation can positively moderate the relationship between Performance and Competitiveness. These findings confirm that effective HR management strategies, optimal employee performance, and a strong culture of innovation are key factors in building a company's competitive advantage.
Co-Authors Bowo Lestono Lasnoto Lasnoto Muh. Alvianto Putra Arizandi Sadarrudin