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All Journal Journal of Management and Bussines (JOMB) Dinasti International Journal of Economics, Finance & Accounting (DIJEFA)
Afrizal Elgi
Universitas Trisakti
Economics, Econometrics & Finance

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Faktor-Faktor yang Berpengaruh pada Profitabilitas Perbankan Afrizal Elgi; Tasya Sastrawati Bumantara; Winda Anggreni Br. Sembiring
Journal of Management and Bussines (JOMB) Vol 5 No 1 (2023): Journal of Management and Bussines (JOMB)
Publisher : IPM2KPE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/jomb.v5i1.5255

Abstract

This study aims to explain the effect of cost efficiency, non-interest income, capital adequacy, and credit risk on bank profitability. This research method is quantitative. The sample used in this research is conventional banking that is listed on the Indonesia Stock Exchange during the period 2017 to 2021 with a total sample of 37 banks and a total of 185 units of analysis. This study uses panel data regression to analyze the data. The results showed that the regression equation was ROAit = 0.041478 – 0.564734CEFit + 0.735051NIIit – 0.021278CARit + 0.038834CRit. The coefficient of determination is 38.79%, which means that the independent variable is able to explain the variation of the dependent variable by 38.79% and the remaining 61.21% is influenced by other factors not included in the research model. In conclusion, cost efficiency, non-interest income, and capital adequacy have a significant effect on bank profitability. Keywords: Cost Efficiency, Capital Adequacy, Non-interest Income, Profitability, Credit Risk
Analysis The Determinants Affecting Banking Performance Reniati Karnasi; Afrizal Elgi
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 6 (2025): Dinasti International Journal of Economics, Finance & Accounting (January - Feb
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i6.3691

Abstract

The research aims to test the effect of bank-specific and macroeconomic factors on bank performance in Indonesia. The research uses hypothetical testing to examine the determinants affecting bank performance. This study uses panel data regression to analyze the data. The samples are determined by purposive sampling method used 34 commercial banks listed on Bursa Efek Indonesia (BEI) with 238 unit-observed during the period 2017 to 2023. The results show bank size, bank capital, liquidity, and inflation rate have a positive effect on net interest margin. Furthermore, this study can be used as a reference for investors and banking management.
Co-Authors Reniati Karnasi Tasya Sastrawati Bumantara Winda Anggreni Br. Sembiring