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All Journal Journal of Tourism Economics and Policy
Ni Kadek Dhella Indri PUTRI
Warmadewa University, Indonesia
Economics, Econometrics & Finance Public Health Social Sciences

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The Influence of Perceived Ease and Risk of Use and Financial Literacy on Decisions to Make Transactions Using QRIS in SMES in South Denpasar Ni Kadek Dhella Indri PUTRI; Putu Gede Wisnu Permana KAWISANA; I Nyoman SUTAPA
Journal of Tourism Economics and Policy Vol. 3 No. 1 (2023): Journal of Tourism Economics and Policy (January - March 2023)
Publisher : PT Keberlanjutan Strategis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38142/jtep.v3i1.583

Abstract

This study aims to determine the influence of perceived ease of use and risk of use, and financial literacy on the decision to transact using QRIS on MSME (Micro small and Medium Enterprises) in South Denpasar. The population in this study is all MSME (Micro small and Medium Enterprises) in South Denpasar. The sample was determined using the Slovin formula, which obtained a sample of 99 MSME (Micro small and Medium Enterprises). The data analysis technique in this study used multiple linear regression analysis. The results of this study indicate that perceived ease of use has a positive and significant effect on the decision to transact using QRIS on MSME (Micro Small And Medium Enterprises)  in South Denpasar, the risk of use has a positive and significant effect on the decision to transact using QRIS on MSME (Micro small and Medium Enterprises) in South Denpasar and financial literacy has a positive and significant effect on the decision to transact using QRIS on MSME (Micro Small And Medium Enterprises) in South Denpasar.
Co-Authors I Nyoman SUTAPA Putu Gede Wisnu Permana KAWISANA