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All Journal Populer: Jurnal Penelitian Mahasiswa Jurnal Ekonomi, Manajemen, Akuntansi
Lailatul Fitriyah
Universitas Trunojoyo Madura
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Social Sciences Other

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Pengaruh Financial Literacy dan Digital Payment (QRIS) Terhadap Kinerja Berkelanjutan UMKM Madura Lailatul Fitriyah; Arie Setyo Purnomo; Prasetyo Nugroho
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5929

Abstract

MSMEs, as the main pillar of the Indonesian economy, have great potential to drive inclusive and sustainable economic growth. However, they face challenges, such as low financial literacy and lack of utilization of digital technology. This study analyzes the impact of financial literacy and adoption of digital payments (QRIS) on the sustainable performance of MSMEs in Pamekasan, Madura, using a causal quantitative method with purposive sampling and a 5-point Likert scale survey. The research procedure includes data instrument testing, classical assumption testing, and hypothesis testing. The results show that financial literacy and digital payments each have a significance value of 0.003 and 0.001, respectively, indicating a significant positive effect on MSME performance. Simultaneously, both also contribute significantly to the sustainable performance of MSMEs in Madura, with a significance value of F of 0.001. Business experience also plays an important role in the sustainability of MSMEs. The synergy between financial literacy, digital technology, and business experience creates conditions that support the sustainable performance of MSMEs, in line with the government's efforts to accelerate economic growth through creative MSME campaigns and encourage technology-based innovation.
Pengaruh Financial Literacy dan Digital Payment (QRIS) Terhadap Kinerja Berkelanjutan UMKM Madura Lailatul Fitriyah; Arie Setyo Purnomo; Prasetyo Nugroho
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 1: November 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i1.5929

Abstract

MSMEs, as the main pillar of the Indonesian economy, have great potential to drive inclusive and sustainable economic growth. However, they face challenges, such as low financial literacy and lack of utilization of digital technology. This study analyzes the impact of financial literacy and adoption of digital payments (QRIS) on the sustainable performance of MSMEs in Pamekasan, Madura, using a causal quantitative method with purposive sampling and a 5-point Likert scale survey. The research procedure includes data instrument testing, classical assumption testing, and hypothesis testing. The results show that financial literacy and digital payments each have a significance value of 0.003 and 0.001, respectively, indicating a significant positive effect on MSME performance. Simultaneously, both also contribute significantly to the sustainable performance of MSMEs in Madura, with a significance value of F of 0.001. Business experience also plays an important role in the sustainability of MSMEs. The synergy between financial literacy, digital technology, and business experience creates conditions that support the sustainable performance of MSMEs, in line with the government's efforts to accelerate economic growth through creative MSME campaigns and encourage technology-based innovation.
Literature Review Tranformational Leadership Intan Fajar Daratista; Lailatul Fitriyah; Mochammad Isa Anshori
Populer: Jurnal Penelitian Mahasiswa Vol. 2 No. 4 (2023): Desember : Jurnal Penelitian Mahasiswa
Publisher : Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/populer.v2i4.1440

Abstract

Human resource management must be carried out professionally in order to produce competent human resources to improve the performance of individuals and companies. The role of a leader is very important in improving employee performance, because effective leadership provides direction to the efforts of all workers in achieving organizational goals. One of the appropriate leadership styles in dealing with change and addressing the proactive nature of employees is a transformational leadership style that brings change through a clear vision by involving subordinates in every activity. The right leadership style will make employees respectful at work and willing to contribute their best. With the implementation of the transformation leadership style in the company, it will create maximum employee performance which will affect the company's progress.
Co-Authors Arie Setyo Purnomo Intan Fajar Daratista Prasetyo Nugroho