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PENERAPAN PEMBIAYAAN MUDHARABAH DALAM MENINGKATKAN PENDAPATAN NASABAH BMT AMANAH SULTRA CABANG KENDARI Muhammad Anas Suhanri; Abdul Azis Muthalib; Nuddin Nuddin
JEP (Jurnal Ekonomi Pembangunan) Vol 8, No 2 (2018): JEP (Jurnal Ekonomi Pembangunan)
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (401.88 KB) | DOI: 10.57206/jep_uho.v8i2.6134

Abstract

This study aims to determine the application of mudharabah financing at BMT Amanah Southeast Sulawesi Kendari Branch. and find out the influence of easy financing on the cost of income of BMT Amanah Sultara Kendari Branch.The sampling technique used is snowball sampling so that the number of informants in this study is five people consisting of one person from BMT Amanah Sultra and four people from the customer. In this study qualitative descriptive analysis method was used. The results showed that the first, the application of mudharabah financing at the Amanah Southeast Sulawesi BMT was in accordance with the principles of sharia and mudaraba concept, because in the revenue sharing between customers and BMT that was done by BMT Amanah there was no compulsion in sharing this result that is only according to nasbah sajah sincerity and in it, there is also no element of riba and Gharar or lack of clarity about the nasbah effort that has been carried out.
PENERAPAN PEMBIAYAAN MUDHARABAH DALAM MENINGKATKAN PENDAPATAN NASABAH BMT AMANAH SULTRA CABANG KENDARI Muhammad Anas Suhanri; Abdul Azis Muthalib; Nuddin Nuddin
JEP (Jurnal Ekonomi Pembangunan) Vol 8, No 2 (2018): JEP (Jurnal Ekonomi Pembangunan)
Publisher : Universitas Halu Oleo

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (401.88 KB) | DOI: 10.57206/jep_uho.v8i2.6134

Abstract

This study aims to determine the application of mudharabah financing at BMT Amanah Southeast Sulawesi Kendari Branch. and find out the influence of easy financing on the cost of income of BMT Amanah Sultara Kendari Branch.The sampling technique used is snowball sampling so that the number of informants in this study is five people consisting of one person from BMT Amanah Sultra and four people from the customer. In this study qualitative descriptive analysis method was used. The results showed that the first, the application of mudharabah financing at the Amanah Southeast Sulawesi BMT was in accordance with the principles of sharia and mudaraba concept, because in the revenue sharing between customers and BMT that was done by BMT Amanah there was no compulsion in sharing this result that is only according to nasbah sajah sincerity and in it, there is also no element of riba and Gharar or lack of clarity about the nasbah effort that has been carried out.
ANALISIS PENGAMANAN DAN PEMELIHARAAN ASET KENDARAAN DINAS PADA SEKRETARIAT DAERAH KOTA KENDARI Ayu Lestari; Abdul Azis Muthalib; Nita Hasnita
Sigma: Journal of Economic and Business Vol 7 No 2 (2024): Sigma : Journal of Economic and Business
Publisher : STIE ENAM ENAM KENDARI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis pengamanan dan pemeliharaan aset kendaraan dinas pada Sekretariat Daerah Kota Kendari. Penelitian ini menggunakan metode deskriptif kualitatif dengan data yang digunakan bersumber dari data primer berupa wawancara dan data sekunder melalui dokumentasi. Hasil penelitian ini menunjukan bahwa pengimplementasian pengamanan aset kendaraan dinas di Sekretariat Daerah Kota Kendari telah dapat dikatakan baik, akan tetapi belum sepenuhnya sesuai dengan Permendagri Nomor 19 Tahun 2016 Tentang Pedoman Pengelolaan Barang Milik Daerah. Hal ini dikarenakan kurangnya kelengkapan data pada pencatatan BAST aset terkait nomor BPKB dan nomor polisi kendaraan dinas. Selain itu, dari 62 pembelian kendaraan dinas yang tercatat, terdapat 26 jenis kendaraan tidak memiliki BPKB. Sedangkan pada pengimplementasian pemeliharaan aset kendaraan dinas di Sekretariat Daerah Kota Kendari juga telah dapat dikatakan baik, akan tetapi belum sepenuhnya sesuai dengan Permendagri Nomor 19 Tahun 2016. Hal ini dikarenakan walaupun terdapat laporan realisasi belanja pemeliharaan, namun dengan tidak adanya kartu pemeliharaan yang dapat ditunjukkan sebagai bukti pelaksanaan pemeliharaan aset kendaraan dinas mengindikasikan kurangnya dokumentasi pemeliharaan aset sebagaimana diatur pada Permendagri Nomor 19 Tahun 2016.