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All Journal JSEH (Jurnal Sosial Ekonomi dan Humaniora)
Aris Munandar
Magister Ilmu Hukum, Fakultas Hukum Universitas Mataram, Kota Mataram, Nusa Tenggara Barat
Humanities Economics, Econometrics & Finance Education Social Sciences Other

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PERLINDUNGAN HUKUM TERHADAP DEBITUR DALAM PINJAM MEMINJAM UANG YANG BERBASIS ONLINE Ida Bagus Gilang Paramartha; Aris Munandar; Muhammad Sood
JURNAL SOSIAL EKONOMI DAN HUMANIORA Vol. 8 No. 1 (2022): JURNAL SOSIAL EKONOMI DAN HUMANIORA
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (200.009 KB) | DOI: 10.29303/jseh.v8i1.31

Abstract

The purpose of this research is to find out legal relationship regarding the rights and obligations of the parties in carrying out online-based lending and borrowing agreements and to find out the legal settlement in the event of a default in the online lending and borrowing implementation. The approaches used in this research are: the statute approach, the conceptual approach, the Historycal Approach, and all of the data were collected using literature study techniques and analyzed normatively. the provisions of the online-based lending and borrowing agreement cannot be separated from the legal terms of the agreement in Article 1320 of the Civil Code, besides that in practice the parties also adhere to Article 1338 of the Civil Code which makes the agreement a legal basis for them and POJK Number 77/POJK.01 /2016. Legal protection for parties in the implementation of online-based lending and borrowing includes preventive legal protection as well as repressive legal protection. In the legal relationship of the parties, if there is a default or dispute, the parties in the event of a default or dispute, the parties can resolve it in two ways, namely through litigation and non-litigation
Co-Authors Ida Bagus Gilang Paramartha Muhammad Sood