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Problematika dan Perkembangan Perbankan Syariah di Indonesia dalam Era Globalisasi Wiwi Widia Argita; Neneng Fitriah; Abu Bakar Sidiq; Rasidah Novita Sari
SANTRI : Jurnal Ekonomi dan Keuangan Islam Vol. 1 No. 6 (2023): Desember : SANTRI : Jurnal Ekonomi dan Keuangan Islam
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/santri.v1i6.126

Abstract

This research aims to analyze the problems and development of sharia banking in Indonesia in the context of globalization. Sharia banking in Indonesia has experienced significant development during the era of globalization. Globalization is a process of international integration that occurs due to the exchange of world views, products, thoughts and other cultural aspects. The progress of transportation and telecommunications infrastructure, including the emergence of the telegraph and the Internet, is a major factor in globalization which increasingly encourages interdependence of economic and cultural activities. The era of globalization has brought changes to the world economic order and presented challenges and opportunities for sharia banking. However, with the development of sharia banking, various problems and challenges have arisen that need to be overcome, the central problem is the lack of socialization and education to the community, as well as competition with conventional institutions which is also a challenge for sharia banking in Indonesia. The analysis method used by the author is a qualitative approach. The results of the research in this journal are the innovation of Islamic banking products, developing digital banking and increasing human resources as a strategy for the development of Islamic banking in Indonesia in the era of globalisation.
Determinan Minat Mahasiswa Dalam Menabung Di Bank Syariah (Studi Kasus Mahasiswa Fakultas Ekonomi Dan Bisnin Islam UIN Sultan Maulana Hasanudin Banten Fadhila Meliyanti; Wiwi Widia Argita; Darul Arqom; Wahyu Hidayat
KOLONI Vol. 2 No. 2 (2023): JUNI 2023
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/koloni.v2i2.472

Abstract

This study aims to analyze the Determinants of Student Interest in the Faculty of Economics and Islamic Business in Using Islamic Banks. This study uses a quantitative approach by distributing anghket to respondents as many as 30 students of the Faculty of Economics and Islamic Business. Then the collected data were analyzed by descriptive and inferential statistical methods. The results showed that the factors that influence the interest of FEBI UIN SMH Banten students in saving at Islamic banks, which cannot be separated from two factors, namely service and product quality. The development of Islamic Banks can be seen clearly observing that the Bank operates by implementing a system based on sharia principles that is able to answer the needs of customers. The development of Islamic Bank itself is inseparable from this behavior, customers who believe in the quality and quantity of products offered by the bank. Behavior reflects the satisfaction received as a customer to the bank as a place to collect and manage their funds. Customer behavior is a reflection of customer behavior which expresses the feelings received by the services they receive as customers. Keywords: Knowledge, Service Quality and Interest in Saving