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All Journal ISTIKHLAF: Jurnal Ekonomi, Perbankan & Manajemen Syariah QISTINA: Jurnal Multidisiplin Indonesia Journal of Student Research Jurnal Publikasi Ilmu Manajemen Jurnal Ilmiah Ekonomi dan Manajemen Journal of Shariah Economics Al Itmamiy: Jurnal Hukum Ekonomi Syariah
Victor Diwantara
Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Nursing Public Health Social Sciences Other

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Pengaruh Kompetensi Karyawan, Etika Bisnis Islam Terhadap Kualitas Pelayanan Nasabah Bank Syariah Indonesia Di Kecamatan Rimbo Bujang Kab.Tebo Provinsi Jambi Dea Sriutami; Mohammad Orinaldi; Victor Diwantara
Journal of Student Research Vol 1 No 5 (2023): September: Journal of Student Research
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jsr.v1i5.1786

Abstract

Skripsi dengan judul “Pengaruh Kompetensi Karyawan dan Etika Bisnis Islam terhadap Kualitas Pelayanan Nasabah di Bank Syariah Indonesia Cabang Rimbo Bujang” ini ditulis oleh Dea Sriutami, NIM 501190265, Jurusan Ekonomi Syari’ah Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi 2023. Penelitian dalam skripsi ini dilatarbelakangi dari kualitas pelayanan yang diberikan Bank kepada nasabah. Ada banyak pengaruh yang menjadikan pelayanan BSI Cabang Rimbo Bujang dapat berkualitas, diantaranya dari segi kompetensi karyawan dan etika bisnis Islam yang dimiliki oleh Bank. Tujuan dari penelitian ini adalah untuk mengetahui seberapa besar pengaruh antara kompetensi karyawan dan etika bisnis Islam tehadap kualitas pelayanan nasabah BSI Cabang Rimbo Bujang. Metode penelitian yang digunakan adalah metode kuantitatif. Populasi yang digunakan dalam penelitian ini adalah nasabah aktif di BSI Cabang Rimbo Bujang dengan menggunakan teori slovin dengan batas kesalahan 5% didapatkan sampel sebesar 164 responden dengan uji coba sebanyak 30 responden melalui teknik random sampling dan sisanya 134 responden digunakan lagi sebagai uji instrumen penelitian. Teknik pengumpulan data yang digunakan peneliti adalah studi pustaka, observasi, wawancara dan angket. Berdasarkan hasil penelitian menunjukkan: pengaruh kompetensi karyawan terhadap kualitas pelayanan sebesar 34,2%, pengaruh etika bisnis Islam terhadap kualitas pelayanan sebesar 65,4%, dan secara simultan kompetensi karyawan dan etika bisnis Islam terhadap kualitas pelayanan berpengaruh sebesar 81,1%.
Pengaruh Pertumbuhan Usaha Mikro Kecil dan Menengah (UMKM) Terhadap Pertumbuhan Ekonomi Provinsi Jambi Tahun 2020-2022 As’ad Isma; Victor Diwantara; Fauzi Yudiyanto
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 3 (2023): November
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i3.175

Abstract

So far, the problems often faced by UMKM are funding problems, and most of their needs are obtained through funding. The development of micro, small and medium enterprises must be reviewed and improved so that problems can be monitored and resolved in a timely manner. Micro, small, and medium enterprises have a strategic role in national economic development, in addition to their role in economic growth and employment. UMKM can be a priority or pillar of a populist economic system that reduces poverty and unemployment, besides that UMKM also plays a role in equitable distribution of development results. So far, the problem that UMKM often face is the problem of funding, and most of their needs are obtained through funding. The development of micro, small and medium enterprises must be reviewed and improved so that if problems arise, they can be monitored and resolved in a timely manner. The problem that is often faced is the situation of entrepreneurs who generally lack working capital loans. This research aims to determine and analyze the effect of UMKM growth on economic growth in Jambi province. The research method used is quantitative. The sample used was 33 data. The results showed that the growth of UMKM had a positive and significant effect on economic growth. In testing the classical assumptions of this study, it is normally distributed, not.
PENGARUH PENGETAHUAN DAN PERSEPSI BAGI HASIL TERHADAP MINAT MENJADI NASABAH DI BANK SYARIAH : (Studi kasus di Desa Bukit Tigo Kecamatan Singkut Kabupaten Sarolangun) Amirul Mukminin; Ahmad Syahrizal; Victor Diwantara
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 1 No. 4 (2023): Desember
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v1i4.455

Abstract

This research aims to determine the influence of knowledge and perception of profit sharing on interest in becoming a customer at a Sharia Bank in the community of Bukit Tigo Village, Singkut District, Sarolangun Regency. This research used a quantitative approach which was carried out by distributing questionnaires to 96 people in Bukit Tigo Village, Singkut District. The data analysis methods used in this research are instrument tests (validity and reliability tests), classical assumption tests (normality, multicollinearity and heteroscedasticity tests) and multiple linear regression analysis and statistical tests (t test, F test and coefficient of determination R2) . The results of this research show that knowledge has a positive and significant effect on interest in becoming a customer which can be determined using the t test with a significance value of 0.0039 < 0.05 and a tcount > ttable value of 2.092 > 1.98580. Perception of Profit Sharing has a positive and significant effect on interest in becoming a customer as evidenced by the significance value of 0.019 < 0.05 and the value and value of tcount > ttable, namely 2.397 > 1.98580. Simultaneously, knowledge and perception have a positive and significant effect on interest in becoming a public customer at Sharia Bank which can be seen from the F test, namely fcount > ftable or 5,329 > 3.09 and the resulting significance value is 0.006 < 0.005. The determinant coefficient value is 0.103 or 10.3% and the remaining 0.897 or 89.7% can be explained by other variables outside this research.
PENGARUH KUALITAS PRODUK DAN HARGA TERHADAP KEPUASAN KONSUMEN PADA USAHA PERCETAKAN ALFA STUDIO DI MERLUNG KABUPATEN TANJUNG JABUNG BARAT Victor Diwantara; Sissah Sissah; M.Redhoval Wahyu Saputra
JURNAL ILMIAH EKONOMI DAN MANAJEMEN Vol. 2 No. 2 (2024): Februari
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jiem.v2i2.1036

Abstract

Globalization currently means that human needs and desires continue to develop and are not limited along with the times. Competition in the business world is increasingly difficult in the era of globalization. Economic development causes an increase in product variety. Consumers are satisfied with good service quality, product quality that shows its function and prices that reflect quality. Alfa Studio is able to ensure product quality and customer satisfaction by providing professional photographer direction and training by Alfa Studio to attract market attention. Alfa Studio implements a pricing policy that has an impact on consumer satisfaction. This research aims to determine and analyze the influence of product quality and price on consumer satisfaction.The method used in this research is a quantitative method, and the data analysis method used is the coefficient of determination test. The sample in this study was 68 samples.Based on the results of the t test on the product quality variable, the significance value is 0.00 > 0.05. then the Price variable with a significance value of 0.002 > 0.05. The significance value for the product quality (X1) and price (X2) variables simultaneously on consumer satisfaction (Y) is 0.00 > 0.05. From the hypothesis test it can be concluded, Ha1, Ha2, Ha3 are accepted, thus all hypotheses are accepted. It is recommended that the people of Merlung, West Tanjung Jabung Regency better understand the influence of product quality and price on consumer satisfaction at the Alfa Studio printing business in Merlung, West Tanjung Jabung Regency. Then in future research, it is hoped that other variables will be added to influence consumer satisfaction.
Pengaruh Kemudahan Dan Kenyamanan Terhadap Keputusan Investasi Reksadana Saham Syariah oleh Investor Milenial Zara Azhana; Mohammad Orinaldi; Victor Diwantara; Hansen Rusliani; Hareastoma Hareastoma
QISTINA: Jurnal Multidisiplin Indonesia Vol. 5 No. 1 (2026): June 2026
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v5i1.8109

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kemudahan dan kenyamanan terhadap keputusan investasi Reksadana Saham Syariah oleh investor milenial. Metode penelitian yang digunakan adalah kuantitatif, dan analisis penelitian yang digunakan adalah regresi linear berganda. Hasil penelitian didapatkan variabel kemudahan berpengaruh signifikan terhadap keputusan berinvestasi  reksadana saham syariah dengan nilai signifikansi sebesar 0,000<0,05. Pada variabel kenyamanan berpengaruh signifikan terhadap keputusan berinvestasi  reksadana saham syariah dengan nilai signifikansi sebesar 0,044<0,05. Berdasarkan uji F variabel kemudahan dan kenyamanan secara bersama-sama berpengaruh positif dan signifikan terhadap keputusan berinvestasi reksadana saham syariah. Berdasarkan koefisien determinasi mengindifikasikan bahwa kemudahan dan kenyamanan (X2) dapat mempengaruhi keputusan berinvestasi  reksadana saham syariah sebesar 74,8%
Peran Usaha Mikro dalam Meningkatkan Pendapatan di Tempat Wisata Candi Muaro Jambi Hebriyanto; Victor Diwantara; Wilius Lizar
Al Itmamiy Jurnal Hukum Ekonomi Syariah (Muamalah) Vol. 8 No. 1 (2026): Al Itmamiy : Jurnal Hukum Ekonomi Syariah
Publisher : LP3M INSTITUT KH YAZID KARIMULLAH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/vk6scd45

Abstract

Usaha Mikro, Kecil, dan Menengah (UMKM) memiliki peran yang sangat penting dalam meningkatkan pertumbuhan ekonomi masyarakat. Keberadaan UMKM tidak hanya mampu menciptakan lapangan pekerjaan, tetapi juga menjadi salah satu sumber utama peningkatan pendapatan masyarakat. Dalam kondisi ekonomi yang tidak stabil, UMKM terbukti mampu bertahan dan menjadi penopang ekonomi masyarakat, terutama di daerah wisata. Penelitian ini bertujuan untuk mengetahui strategi pemasaran yang digunakan oleh usaha Souvenir Kedaton Shop dalam meningkatkan pendapatan Usaha Mikro Kecil dan Menengah (UMKM) di Desa Candi Muara Jambi. Metode penelitian yang digunakan adalah metode penelitian kualitatif dengan pendekatan deskriptif. Teknik pengumpulan data dilakukan melalui wawancara, observasi, dan dokumentasi.Informan dalam penelitian ini terdiri dari pemilik usaha, pembeli, dan masyarakat sekitar. Berdasarkan hasil penelitian dapat disimpulkan bahwa strategi pemasaran yang diterapkan oleh usaha Souvenir Kedaton Shop mampu meningkatkan pendapatan usaha secara bertahap. Hal ini terlihat dari meningkatnya jumlah pembeli serta bertambahnya variasi produk yang ditawarkan. Strategi pemasaran yang tepat serta pemanfaatan potensi wisata menjadi faktor penting dalam keberhasilan usaha souvenir Kedaton Shop.
Pengaruh Kompatibilitas, Persepsi Manfaat Dan Risiko Terhadap Keputusan Investasi Generasi Milenial Pada Tabungan Emas Digital Berbasis Syariah Di Kota Jambi Milda Damayanti; Ahsan Putra Hafiz; Victor Diwantara
ISTIKHLAF: Jurnal Ekonomi, Perbankan dan Manajemen Syariah Vol. 8 No. 1 (2026): (Maret 2026)
Publisher : Institut Agama Islam Yasni Bungo Jambi, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51311/istikhlaf.v8i1.1364

Abstract

Investasi emas berbasis syariah menjadi pilihan menarik bagi generasi milenial karena dinilai aman, stabil, serta mampu menjaga nilai aset, terlebih dengan hadirnya tabungan emas digital yang memudahkan transaksi secara praktis dan sesuai prinsip syariah. Namun, keputusan untuk berinvestasi tidak terlepas dari faktor kompatibilitas, persepsi manfaat, dan risiko yang dirasakan. Penelitian ini bertujuan untuk menganalisis pengaruh kompatibilitas, persepsi manfaat, dan risiko terhadap keputusan investasi generasi milenial pada tabungan emas digital berbasis syariah di Kota Jambi, baik secara parsial maupun simultan. Penelitian ini menggunakan metode kuantitatif dengan 100 responden generasi milenial yang dipilih melalui teknik purposive sampling, kemudian dianalisis menggunakan regresi linier berganda. Hasil penelitian menunjukkan bahwa kompatibilitas berpengaruh positif terhadap keputusan investasi. Persepsi manfaat juga berpengaruh positif terhadap keputusan investasi. Secara simultan, ketiga variabel tersebut berpengaruh positif signifikan terhadap keputusan investasi dengan kontribusi sebesar 77,1%. Kesimpulannya, kompatibilitas, persepsi manfaat, dan risiko merupakan faktor dominan yang secara kolektif membentuk keputusan generasi milenial dalam memilih tabungan emas digital berbasis syariah di Kota Jambi. Ketiganya berperan dalam memperkuat keyakinan dan preferensi investor muda terhadap instrumen investasi berbasis syariah yang dinilai aman dan relevan dengan kebutuhan mereka. Saran dari penelitian ini adalah agar penyedia layanan tabungan emas digital berbasis syariah memperkuat fitur yang meningkatkan kesesuaian layanan dengan gaya hidup pengguna, memperjelas manfaat serta nilai tambah investasi, dan memberikan edukasi risiko secara transparan agar investor semakin percaya dan terdorong untuk berinvestasi
Analisis Manajemen Keuangan Syariah Pada Koperasi Syariah Studi Kasus Bmt Al Ishlah Tahun 2021-2022 Kota Jambi Nurwiji Asih; Efni Anita; Victor Diwantara
Jurnal Publikasi Ilmu Manajemen Vol. 2 No. 2 (2023): Juni: Jurnal Publikasi Ilmu Manajemen
Publisher : Lembaga Pengembangan Kinerja Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/jupiman.v2i2.1673

Abstract

This study aims to find out how the Islamic financial management system is at the BMT Al Iishlah Sharia Cooperative, Jambi City, what are the constraints faced in managing Islamic finance at the BMT Al Iishlah Sharia Cooperative, Jambi City.This research is a type of field research that uses a qualitative descriptive approach. Data collection methods used in this research are observation, interviews, and documentation. The data analysis technique used is data reduction, data presentation, verification, and drawing conclusions.Based on the results of research on the manager or managers of BMT Al-Iishlah Jambi City and members of the financing, it shows that the borrower is incompetent, the management is not good or neat, the financial reports are incomplete, the use of funds is not in accordance with planning. , planning is immature, and funds are not sufficient, efforts to anticipate the causes of problematic financing of BMT Al-Ishlah are quite good. The BMT Al-Ishlah Cooperative complies with Islamic guidelines, and complies with the provisions of the Kopeirasii and Peirleimei laws. The management system at BMT Al-Ishlah uses a profit sharing system or mudharabah ratio at the end of each month, so that its financial management activities do not contain elements of usury.
Pengaruh Literasi Keuangan dan Persepsi Keamanan Terhadap Minat Menggunakan Dompet Digital Dana Pada UMKM Di Kelurahan Talang Bakung Kota Jambi M.Iqbal Fradana; Novi Mubyanto; Victor Diwantara
JOURNAL OF SHARIA ECONOMICS Vol 6 No 1 (2024): Journal of Sharia Economics
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam, Universitas Al Hikmah Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35896/jse.v6i1.1405

Abstract

This study aims to determine the effect of financial literacy and perceived security on the intention to use the DANA digital wallet among MSMEs in Talang Bakung Village, Jambi City. This study used a quantitative approach with a survey method. The population and sample size for this study were 60 MSMEs, using total sampling, meaning the entire population was sampled. Data were collected through a Likert-scale questionnaire and analyzed using validity tests, reliability tests, classical assumption tests, multiple linear regression, t-tests, F-tests, and the coefficient of determination. The results showed that financial literacy partially had a positive and significant effect on the intention to use the DANA digital wallet, while perceived security had a positive but insignificant effect. Simultaneously, financial literacy and perceived security had a positive and significant effect on the intention to use the DANA digital wallet. The coefficient of determination showed that financial literacy and perceived security explained 10.7% of the variation in intention to use, while 89.3% was influenced by factors outside this study. Thus, financial literacy is a more dominant factor in the interest in using in this study, while the perception of security has not been a partial determining factor in the context of MSMEs in Talang Bakung sub-district, Jambi city.
Co-Authors Ahmad Syahrizal Ahsan Putra Hafiz Amirul Mukminin Al Anwari As’ad Isma Dea Sriutami Efni Anita Fauzi Yudiyanto Hansen Rusliani Hareastoma Hareastoma Hebriyanto M.Iqbal Fradana M.Redhoval Wahyu Saputra Milda Damayanti Mohammad Orinaldi Novi Mubyanto Nurwiji Asih Sissah Sissah Wilius Lizar Zara Azhana