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All Journal Jurnal Dimamu Jurnal Maps (Manajemen Perbankan Syariah)
Ika Rarawahyuni
STEI Al-Ishlah Cirebon
Agriculture, Biological Sciences & Forestry Computer Science & IT Economics, Econometrics & Finance Education Other

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Pengaruh Pelatihan dan Motivasi Kerja terhadap Kinerja Karyawan di Bank BSI Kantor Cabang Suniaraja Bandung Adi Indradi Wazdi; Ika Rarawahyuni; Ghea Tasya Firsttantia
Jurnal Dimamu Vol. 2 No. 2 (2023)
Publisher : Ma'soem University

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Based on the results of observations, that the background of this research is the lack of training and low work motivation applied, causing not optimal employee performance at BSI KC Suniaraja Bandung. This study aims to determine how the influence of training and work motivation at Bank BSI Suniaraja Bandung partially or simultaneously. The object of research in this report is to measure the performance of employees at BSI KC Suniaraja Bandung. The type of research is quantitative associative with primary data types and uses data collection techniques in the form of observations, interviews, questionnaires, and literature studies. While the sample collection technique is non-probability sampling with saturated sample type. The population is all employees at BSI KC Suniaraja Bandung, amounting to 32 people with the same sample as the total population of 32 people. The results showed that there was a significant influence between training on employee performance with the results of the t test where the value of tcount > ttable (10.317 > 2.042), there was a significant influence between work motivation on employee performance with the test results t where t table (5,161 > 2,042), and simultaneously there is a significant influence between training and work motivation on employee performance at BSI KC Suniaraja Bandung with F test results where fcount > ftable (104.512 > 3,34).
Analisis Peer to Peer Lending dan CrowdFunding pada Fintech Syariah Ditinjau dari Fatwa DSN MUI dan Pendekatan Maqashid Syariah Ika Rarawahyuni; Via Rismaya
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 5 No. 2 (2022)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v5i2.466

Abstract

Peer to peer lending and crowdfunding is a type of fintech used by sharia fintechs that utilize technology services. The purpose of this study (1) Analyzing the suitability of peer to peer lending and crowdfunding mechanisms in sharia fintech with the provisions of the Fatwa DSN MUI No: 117 / DSN-MUI / II / 2018 concerning information technology-based financing services based on sharia principles (2) Analyzing peer to mechanism peer lending and crowdfunding with maqashid sharia approach. The method used in this research is a qualitative library with 3 stages of orientation, exploration and focused study. The results of this study indicate that the mechanism used by peer to peer lending in sharia fintech is in accordance with Fatwa DSN MUI No: 117 / DSN-MUI / II / 2018 about information technology-based financing services based on sharia principles and if it is appropriate then maqashid is achieved so that it is achieved prosperous life in the world and the hereafter. For crowdfunding researchers did not find a mechanism on fintech registered with OJK, the researchers found a mechanism that can be used corwdfunding on sharia fintech, after analysis is in accordance with the Fatwa DSN MUI. However, there is one financing model that does not comply with the Fatwa DSN MUI because it still determines the margin determined unilaterally.
Strategi Optimalisasi Peran Perbankan Syariah terhadap Industri Fashion Halal di Kabupaten Cirebon M.Sopyan Fadillah; Ika Rarawahyuni; Adi Indradi Wazdi
Jurnal Maps (Manajemen Perbankan Syariah) Vol. 6 No. 2 (2023)
Publisher : Masoem University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32627/maps.v6i2.693

Abstract

The purpose of this study was to determine the role and achievement of working capital financing bank BSI KCP. Plered to the halal fashion industry through SWOT analysis and optimize the strategies applied in optimizing the role of Islamic banking to the halal fashion industry. The method used is Mix method. This study was conducted by collecting data from interviews and questionnaires with a population of 10 samples, using primary and secondary data that can strengthen the research. Then perform the processing of data obtained by the SWOT Matrix and internal-external Matrix. From the results obtained is the role of bank BSI KCP. Plered against the halal fashion industry as a facilitator in strengthening business capital by providing working capital financing products. But the achievement of bank BSI KCP. Plered against the financing of 30% per month of November from the allocation of 20% of the overall financing. Of course, this is still not optimal in performing its role. Then when viewed from internal and external factors that the bank BSI KCP. Plered is in a very advantageous position, because it has the power and opportunities that can be utilized to the maximum. Further position of the company bank BSI KCP. Plered is in Quadrant I means that it can use aggressive strategies by using factors of Strenght-Opportunity (S-O) as a strategy to optimize and implement its business.
Co-Authors Adi Indradi Wazdi Adi Indradi Wazdi Ghea Tasya Firsttantia M.Sopyan Fadillah Via Rismaya