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All Journal Jurnal Ekonomi dan Manajemen (JEKMA) Jurnal Akuntan Publik Student Research Journal
Henny Saraswati
UIN Sultan Maulana Hasanuddin Banten
Religion Humanities Economics, Econometrics & Finance Education Social Sciences

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PENGARUH PERSEPSI MAHASISWA UIN SMH BANTEN TENTANG PERBANKAN SYARIAH TERHADAP MINAT MEMILIH PRODUK BANK SYARIAH Isti Adzah Haniefah Luthfiah; Siti Asyifah; Rian Hidayat Siregar; Wahyu Hidayat; Henny Saraswati
Jurnal Ekonomi dan Manajemen Vol. 2 No. 2 (2023): Juni : Jurnal Ekonomi dan Manajemen
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jekma.v2i2.659

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana presepsi mahasiswa tentang industri perbankan syariah mempengaruhi minat mereka untuk membeli barang dari bank syariah. Penelitian kuantitatif ini bertujuan untuk mengetahui seberapa besar opini mahasiswa terhadap industri perbankan syariah mempengaruhi minat mereka dalam memilih produk keuangan syariah. Untuk mengumpulkan informasi untuk penelitian, menggunakan 36 mahasiswa untuk mengisi kusioner. Analisis data meliputi uji validitas, uji reliabilitas, analisis deskriptif, analisis regresi linier dasar, dan uji T-score (uji parsial). Hasilnya menunjukkan korelasi yang menguntungkan antara presepsi mahasiswa tentang perbankan syariah dan pilihan mereka untuk menggunakan produk keuangan syariah, dengan tingkat signifikansi 0,000-0,005. Y = 1,177+ 0,714 X adalah rumus regresi yang digunakan.
Pengaruh Kualitas dalam Fitur Produk di Bank Syariah Indonesia (BSI) Terhadap Kepuasan Mahasiswa UIN SMH Banten Malda Komala; Melianah Anggreani; Nurbaeti Nurbaeti; Henny Saraswati; Wahyu Hidayat
Jurnal Akuntan Publik Vol. 1 No. 2 (2023): Juni : Jurnal Akuntan Publik
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jap-widyakarya.v1i2.422

Abstract

The purpose of this study was to determine the effect of the product quality characteristics of Bank BSI on student satisfaction at UIN SMH Banten. This study uses a quantitative approach and survey techniques. A total of 33 students from UIN SMH Banten received the question sheets. The analysis of the collected data was carried out using descriptive and inferential statistical methods. Product Features Bank Syariah Indonesia's digital product, BSI Mobile aims to facilitate customer transactions and provide information to customers through the features offered. The second most important factor is feature development because product features are undeniable product benefits and characteristics that customers can directly use. Simple linear regression tests, t-tests (individually), F-tests, and validity tests were used to demonstrate and analyze. These results indicate that since the corrected elemental overall correlation is greater than 0.3, the product characteristics related to student satisfaction have been accepted as valid. The BSI Mobile-Product Mark is known to have a significance value (Sig.) of 0.000, which indicates that the significance value of the BSI Mobile-Product Brand is less than 0.05 (= 5%). Therefore, this shows that H0 will be rejected and H2 will be accepted. The main result of this study is that there is a significant relationship between student satisfaction at UIN SMH Banten with product features of BSI Mobile.
Pengaruh Literasi Keuangan Terhadap Minat Menabung di Bank Syariah (BSI) Lucyana Widiawati; Imamah Hastiati Hajidah; Rani Ambar wati; Henny Saraswati; Wahyu Hidayat
Student Research Journal Vol. 1 No. 3 (2023): Juni : Student Research Journal
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/srjyappi.v1i3.315

Abstract

This study aims to analyze the effect of Islamic financial literacy on the intention to save in Islamic banks (BSI). This study uses a quantitative method with a questionnaire as a research instrument. The population in this study were undergraduate students and 31 respondentsl were takenl as samplesl using the quotal sampling technique. Thel data analysisl technique usedl is simplel linear lregression. So that the resultsl obtained in the study showed that Islamic financial literacy had a positive and significant effect on the intention to save in Islamic banks (BSI) with a significance value of 0.000 <0.005 with the regression equation Y = 0.616 + 0.857X + e . Basedl on thel results ofl research by Indonesian Islamicl banks (BSI), it emphasizes financial literacy of Islamicl banks andl their productsl so thatl they canl reach Indonesianl people, especiallyl students.
Analysis Of Interest In Saving In Sharia Bank Among Febi Students Of UIN SMH Banten Shiffa Aida M; Athiyya Rizky A; Luvita Azahra; Henny Saraswati; Budi Sudrajat; Wahyu Hidayat
Student Research Journal Vol. 1 No. 3 (2023): Juni : Student Research Journal
Publisher : Sekolah Tinggi Ilmu Administrasi (STIA) Yappi Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/srjyappi.v1i3.322

Abstract

This study aims to find out the students of UIN SMH Banten in Islamic Banks. Questionnaires were distributed to 32 FEBI students at UIN SMH Banten, Serang City. The collected data were analyzed using descriptive and inferential statistics. Based on the data obtained, it is known that the variables of bank reputation and beliefs influence the interest in saving for UIN SMH Banten students in Islamic banks. The purpose of this study is to analyze the interest of FEBI students at UIN SMH Banten in saving at Islamic banks. This research is quantitative descriptive research using primary data. The variables used in this study consist of bank reputation and trust as independent variables and interest in saving students as the dependent variable. The data collection method uses by providing questionnaires. The method used in this research is descriptive analysis.The results of the study show that the difference between men and interest in savings in Islamic banks is significantly different.
Co-Authors Athiyya Rizky A Budi Sudrajat Imamah Hastiati Hajidah Isti Adzah Haniefah Luthfiah Lucyana Widiawati Luvita Azahra Malda Komala Melianah Anggreani Nurbaeti Nurbaeti Rama Saputra Rani Ambar wati Rian Hidayat Siregar Serliani Fadhilah Shiffa Aida M Siti Asyifah Tazkiya Fairuz Salma Wahyu Hidayat Wahyu Hidayat