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All Journal Trending: Jurnal Manajemen dan Ekonomi Jurnal Sistem Informasi dan Ilmu Komputer
Embun Febryanti Panggabean
Universitas Islam Negeri Sumatra Utara
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analisis Keberadaan Unsur Ribawi pada Sistem Jual Beli Shopee Paylater Sucinta Tri Nurhayati; Embun Febryanti Panggabean; Arfi Andira Kirana; Hesty Ananta Yunas; Rizqa Amelia
Trending: Jurnal Manajemen dan Ekonomi Vol. 1 No. 3 (2023): Juli : Trending: Jurnal Manajemen dan Ekonomi
Publisher : Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (225.743 KB) | DOI: 10.30640/trending.v1i3.1137

Abstract

Paylater is widely used in carrying out sales and purchase transactions. This research aims to analyze the existence of ribawi elements in the context of the Shopee Paylater purchase system. Shopee Paylater is a service that allows users to purchase products online and pay later with a specified interest or additional fee. In Islam, there are principles that govern financial transactions, including the concept of riba or interest. Therefore, it is important to analyze whether the Shopee Paylater purchasing system involves a ribawi element or not.
Saling Ketergantungan Antara Data Governance Terhadap Data Manajemen Dan Pengaruhnya Terhadap Kinerja Lembaga Bank Mandiri Embun Febryanti Panggabean; Muhammad Irwan Padli Nasution
Jurnal Sistem Informasi dan Ilmu Komputer Vol. 1 No. 3 (2023): Agustus: Jurnal Sistem Informasi dan Ilmu Komputer
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jusiik-widyakarya.v1i3.886

Abstract

Effective data governance is critical for companies to ensure that the use of data in their operations has a positive impact on overall performance and enables the fulfillment of legal obligations regarding the use and management of data and regulatory requirements. Data services are a core business function of the agency, therefore it is very important for companies to give high priority to providing reliable data quality. By avoiding duplication, ensuring correctness, validity and ongoing accessibility, data governance is critical to obtaining high-quality data. Currently, financial institutions have not formally adopted an effective data governance policy. Therefore, a study was conducted to examine the relationship between data governance and data management and how this affects Bank Mandiri's performance. The research method used is qualitative and is based on an in-depth examination of the relevant literature, including books and journals. In addition to determining the influence of data governance on management practices and the overall performance of a bank, this study aims to gain insights into the relationships and dependencies between data governance and data management. The findings of this study indicate that despite having similar objectives, data management and data governance show interdependence and reciprocity in various aspects.
Co-Authors Arfi Andira Kirana Hesty Ananta Yunas Nasution, Muhammad Irwan Padli Rizqa Amelia Sucinta Tri Nurhayati