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All Journal UNISKA LAW REVIEW Proceeding International Annual Conference Economics, Management, Business, and Accounting
Annisa Sayyid
Universitas Islam Negeri Antasari Banjarmasin
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Customers Mal Wa Tamwil in The Event of Dissolution of The Body Law Annisa Sayyid
UNISKA LAW REVIEW Vol 4 No 1 (2023): Uniska Law Review
Publisher : Faculty of Law, Kadiri Islamic University (UNISKA) Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/ulr.v4i1.3746

Abstract

This study aims to identify and analyze the application of legal protection for depositors when a legal entity is disbanded with obstacles that hinder the fulfillment of the rights and obligations of the parties. The analysis utilizes a statutory and conceptual approach. The legal basis for protection for BMT customers is Law no. 1 of 2013 concerning Microfinance Institutions (LKM), specifically articles 24 and 25, which regulates the prevention of disputes or revocation of permits. Article 26 states that the Financial Services Authority (OJK) provides depository complaint services if it causes them to suffer losses. However, if the BMT is a cooperative legal entity, then it uses the basis of Law No. 25 of 1992, specifically article 54 concerning settlement. This difference in rules is one of the factors in the slow resolution of the problems of liquidated BMT customers. The government should provide clear rules regarding the institutional status of BMTs, so that the settlement of the legal protection of its customers becomes clear However, if the BMT is a cooperative legal entity, then it uses the basis of Law No. 25 of 1992, specifically article 54 concerning settlement. This difference in rules is one of the factors in the slow resolution of the problems of liquidated BMT customers. The government should provide clear rules regarding the institutional status of BMTs, so that the settlement of the legal protection of its customers becomes clear However, if the BMT is a cooperative legal entity, then it uses the basis of Law No. 25 of 1992, specifically article 54 concerning settlement. This difference in rules is one of the factors in the slow resolution of the problems of liquidated BMT customers. The government should provide clear rules regarding the institutional status of BMTs, so that the settlement of the legal protection of its customers becomes clear.
Does The Paylater Usage In E-commerce Influence Gen Z’s Impulse Buying Behavior In Banjarmasin Fatimah Azzahra; Annisa Sayyid
Proceeding International Annual Conference Economics, Management, Business, and Accounting Vol. 1 (2023): Proceeding International Annual Conference Economics, Management, Business, and Accou
Publisher : IAEI

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Payment methods that were previously limited to cash, paper-based, and card-based transactions are starting to be replaced by electronic payment systems as a result of the growth of e-commerce. Paylater is an electronic-based payment method on credit. Paylater is one of the triggers for impulse buying behavior.This study aims to determine the effect of using pay later on the impulse buying behavior of Gen Z’s who use e-commerce in Banjarmasin City. This research uses quantitative descriptive analysis and simple linear regression tests. The results of this study state that pay later affects the impulse buying behavior of Gen Z’s in Banjarmasin city. From this research, Gen Z should be wiser in using paylater. This study contributes to the literature about Gen’s impulse buying behavior in Banjarmasin.
Co-Authors Fatimah Azzahra