Salma Utiya Hikmah
Universitas Trunojoyo Madura

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Sharia Compliance On Rewards In Sharia Saving At BMT NU Ngasem Salma Utiya Hikmah; Galuh Widitya Qomaro
International Conference on Islamic Economic (ICIE) Vol 1 No 1 (2022): April
Publisher : Sekolah Tinggi Ilmu Bahasa Arab Darul Ulum Banyuanyar Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58223/icie.v1i1.112

Abstract

Wadi’ah Yad adh-Dhomanah is a conract for safekeeping of goods where the recipient of the deposit with or without the permission of the owner of the goods can take advantage of the goods that are deposited and must be responsible for the loss or damage of the goods. All profits obtained by the use of the goods become the right of the recipient of the deposit. This study aims to review the aspects of sharia compliance with the Wadi’ah Yad adh-Dhomanah contract and reward giving to savings products at BMT NU NGASEM. The sharia reference used in this study is the DSN MUI Fatwa NO. 86/DSNMUI/XII/2012 about rewards in Islamic Financial Institution Funds This is a descriptive qualitative research with interview data collection methods and documentation studies. The analysis tool uses a comparative approach. The results of the study found that the majority of Wadi’ah Yad adh-Dhomanah contracts and reward giving to savings products at BMT NU NGASEM have met sharia compliance but there are some points in giving reward s that are not in accordance with the rules of the DSN MUI Fatwa NO. 86/DSNMUI/XII/2012.
Analysis of Halal Assurance System Implementation and Maslahah on Processed Products in Gus Dur Cemetery Salma Utiya Hikmah; Muhamad Ali Hisyam; Zainuddin Zainuddin
Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah Vol. 9 No. 2 (2024)
Publisher : UIN Siber Syekh Nurjati Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24235/jm.v9i2.17611

Abstract

The obligation for Muslims to consume halal food is mandated in Surah Al-Baqarah verse 168. To ensure halal products, the Indonesian government enacted Law Number 33 of 2014 concerning the Halal Product Assurance System (SJPH). In the Gus Dur Cemetery Area, a popular pilgrimage site, the availability of halal-certified processed products is limited, raising questions about compliance with SJPH principles and their alignment with maslahah al-ammah (public benefit). This qualitative study uses an empirical approach to evaluate SJPH practices and their alignment with maslahah al-ammah. Data were collected through interviews, observations, and documentation, supported by secondary sources. Analysis followed Miles and Huberman's interactive model. The findings reveal that most processed product traders in the Gus Dur Cemetery Area have not implemented SJPH. Only two out of 53 outlets, Segere Dawet and Fruit Thai, have adopted halal certification, with others misusing halal logos without proper certification. Consequently, the maslahah al-ammah of halal food consumption is not achieved due to the incomplete implementation of halal assurance. While halal food consumption is essential for maslahah, incomplete SJPH implementation impedes its realization. Limited trader awareness and inadequate regulatory enforcement are significant challenges. The halal assurance system in the Gus Dur Cemetery Area remains insufficient, falling short of achieving maslahah al-ammah due to systemic and compliance issues.Keywords: Halal Assurance System, Maslahah, Gus Dur Cemetery, Processed Products