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All Journal DINAMIKA: Jurnal Kajian Pendidikan dan Keislaman Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Jurnal Akademik Pengabdian Masyarakat
Imam Mawardi
Universitas Sunan Giri Surabaya
Religion Humanities Computer Science & IT Economics, Econometrics & Finance Education Health Professions Industrial & Manufacturing Engineering Public Health Social Sciences

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KEBIJAKAN MONETER DAN BANK DALAM PERSPEKTIF EKONOMI SYARIAH DI INDONESIA Imam Mawardi
Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam Vol 6 No 01 (2023): Revenue : Jurnal Ekonomi Pembangunan dan Ekonomi Islam
Publisher : STIE Bakti Bangsa Pamekasan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56998/jr.v6i01.59

Abstract

This study aims to find out important questions about monetary policy, namely whether monetary policy influences output. Monetaryists argue that money is the most important factor affecting output, such as government spending.The methodology in this study, namely library research, this research approach uses normative research, with the type of library research. While the technique of data collection by conducting research on various relevant literature from this discussion through the study of books, journals, websites and expert opinion indirectly.The results of this study are that Islamic banks play an important role in transmitting monetary policy to the real sector. Then their study shows that monetary policy supports the real effect. Monetary policies funded by conventional banks and Islamic banks play a very important role in the economic sectors in manufacturing, hotels, business services, trade, restaurants, construction, social services, agriculture and construction. If the rupiah depreciates against the US dollar, the demand for loans by manufacturing companies will certainly fall. The central bank will not allow the rupiah to depreciate further, because this event will affect other companies, which have different characteristics. To avoid all of this, the central bank will raise interest rates by policy, so as to encourage consumption and investment. The goal is to strengthen the rupiah against the US dollar. Keyword: Monetary Policy, Conventional and Sharia, inflation.
Tinjauan Ekonomi Syariah Terhadap Praktik Jual Beli Borongan Ikan Bandeng: Studi Kasus di Desa kalanganyar kecamatan Sedati Kabupaten Sidoarjo Imam Mawardi
DINAMIKA : Jurnal Kajian Pendidikan dan Keislaman Vol. 8 No. 1 (2023): Juni
Publisher : Universitas KH. A. Wahab Hasbullah Tambakberas Jombang

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Abstract

In this study, the system of buying and selling milkfish in bulk in ponds is still carried out by the people of Kalanganyar Village, Sedati District, Sidoarjo Regency until now. Fish buying and selling transactions with the wholesale system can be said to be gharar transactions or there is an element of ambiguity in the form and quantity of goods. Because of that, buying and selling uses a system of guessing the quality and quantity of goods before knowing the actual quality and quantity of goods. To find out more about how Islamic economic law deals with buying and selling milkfish with a wholesale system that is still in the pond. So a study is needed that discusses in depth the details of the study of sharia economic law in this case. In this study the authors used a qualitative descriptive method and in the study the researchers obtained data that supported this research by means of observation and interviews as well as documentation. The results of the observations and interviews were then developed by the author to find a result or a way out of this case. In this study, it can be concluded that the practice of buying and selling milkfish using a wholesale system in fish ponds contains elements of gharar (obscurity), because the quality and quantity of goods is not visible before making a transaction. So from this study came a conclusion that buying and selling is not valid according to the view of Islamic economics.
MITIGASI PEMBIAYAAN BERMASALAH PADA BMT UGT SIDOGIRI CABANG LARANGAN SIDOARJO Imam Mawardi
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 5, No 2 (2023): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v5i2.29401

Abstract

Abstract This research has problematic financing implemented by Baitul Mal Wa Tamwil, so early prevention in financing can be effective and efficient. The positive impact operated by the Baitul Mal Wa Tamwil Institute in the welfare of the community and especially for small communities. This research method is descriptive qualitative. Data analysis techniques, namely from field studies and literature studies. The results of the research are to quantify problematic financing, it is carried out with preventive, detective, and curative mechanisms, there is problematic financing because the cause is an error on the part of the BMT Institution, then a lack of accuracy to conduct a survey in analyzing financing. There are other factors in the business that have been practiced by members due to factors from outside the BMT UGT Sidogiri Institute. The implementation in this research is that the financing supervision strategy implemented in the form of preventive, detective, and curative stages at the BMT UGT Sidogiri Sidoarjo Branch is effective enough to reduce problematic financing. Keywords: Mitigation, Problematic Financing, BMT UGT Sidogiri Sidoarjo Branch
PENGUATAN PENGELOLAAN USAHA SIMPAN PINJAM BUMDES DI DESA GAMPING KECAMATAN KRIAN KABUPATEN SIDOARJO Uswatun Chasanah; Riyadul Mubtadiah; Imam Mawardi; A.Afif Amrullah
Community Development Journal : Jurnal Pengabdian Masyarakat Vol. 5 No. 2 (2024): Volume 5 No. 2 Tahun 2024
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/cdj.v7i2.57297

Abstract

Badan Usaha Milik Desa (BUMDes) memiliki peran strategis dalam mendorong kemandirian ekonomi desa. Salah satu unit usaha yang banyak dikembangkan adalah usaha simpan pinjam yang bertujuan meningkatkan akses permodalan masyarakat. Namun, pengelolaan usaha simpan pinjam BUMDes masih menghadapi berbagai kendala, terutama terkait pemahaman tata kelola, manajemen risiko, dan prinsip kehati-hatian. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk melakukan sosialisasi untuk penguatan pengelolaan usaha simpan pinjam BUMDes di Desa Gamping, Kecamatan Krian, Kabupaten Sidoarjo. Metode pelaksanaan meliputi sosialisasi, diskusi interaktif, dan evaluasi. Hasil kegiatan menunjukkan adanya peningkatan pemahaman pengelola BUMDes dan masyarakat mengenai mekanisme usaha simpan pinjam, pentingnya tata kelola yang transparan, serta upaya menjaga keberlanjutan usaha. Kegiatan ini diharapkan dapat mendukung pengembangan usaha simpan pinjam BUMDes yang lebih akuntabel dan berkelanjutan.
Tinjauan Ekonomi Syariah terhadap Risiko Riba dalam Skema Investasi Emas Imam Mawardi; Dila Istianah
SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah Vol 8 No 2 (2026): SAUJANA : Jurnal Perbankan Syariah dan Ekonomi Syariah
Publisher : STEI Kanjeng Sepuh Gresik Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59636/saujana.v8i2.471

Abstract

This study aims to analyze the level of compliance with sharia economic principles and evaluate the potential risk of usury (riba) in gold investment schemes at Pegadaian Syariah (Islamic Pawnshop). Gold investment is a popular financial instrument due to its characteristics as a hedge against inflation. However, from a fiqh muamalah perspective, gold transactions fall into the category of usurious goods, requiring the fulfillment of specific provisions to avoid usury practices. This study uses a qualitative approach with a case study method, as well as a normative analysis of operational practices, types of contracts applied, and transaction mechanisms for gold savings and gold installment products. The results show that gold investment practices at Pegadaian Syariah generally comply with sharia principles through the implementation of murabahah, rahn, and wadiah contracts, as well as supervision by the Sharia Supervisory Board. However, potential risks of usury (riba) can still arise in aspects of administrative costs, late payment penalties, and customer understanding of the concept of sharia-compliant gold ownership. This study emphasizes the importance of strengthening sharia financial literacy and information transparency to ensure gold investment practices remain consistent with the objectives of maqashid sharia.
Pemberdayaan UMKM Melalui Workshop Digital Marketing Di Desa Gamping, Kecamatan Krian, Kabupaten Sidoarjo Uswatun Chasanah; Riyadul Mubtadiah; Rofiq Abidin; Nihro Afandi; Imam Mawardi
JURNAL AKADEMIK PENGABDIAN MASYARAKAT Vol. 1 No. 1 (2023): November: Jurnal Akademik Pengabdian Masyarakat
Publisher : CV. KAMPUS AKADEMIK PUBLISING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/japm.v1i1.10833

Abstract

Pemberdayaan usaha mikro, kecil, dan menengah (UMKM) menjadi salah satu strategi penting dalam meningkatkan kesejahteraan masyarakat desa. Namun, keterbatasan literasi digital masih menjadi kendala dalam pengembangan usaha, khususnya dalam aspek pemasaran. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan kapasitas pelaku UMKM melalui workshop digital marketing di Desa Gamping, Kecamatan Krian, Kabupaten Sidoarjo. Metode pelaksanaan meliputi sosialisasi, pelatihan praktik, dan pendampingan penggunaan media digital seperti media sosial dan marketplace. Hasil kegiatan menunjukkan adanya peningkatan pemahaman dan keterampilan peserta dalam memanfaatkan platform digital untuk pemasaran produk. Selain itu, peserta mulai mampu membuat konten promosi sederhana serta mengelola akun bisnis secara mandiri. Kegiatan ini berkontribusi dalam meningkatkan daya saing UMKM dan memperluas akses pasar secara berkelanjutan.
Co-Authors A.Afif Amrullah Dila Istianah Nihro Afandi Riyadul Mubtadiah Rofiq Abidin Uswatun Chasanah