M. Abdul Jamal, M. Abdul
The New College (Autonomous), Chennai

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IMPACT OF MICROFINANCE ON WOMEN EMPOWERMENT THROUGH POVERTY ALLEVIATION: AN ASSESSMENT OF SOCIO- ECONOMIC CONDITIONS IN CHENNAI CITY OF TAMIL NADU Sultana, H. Yasmeen; Jamal, M. Abdul; Najaf, Dur-E
ASIAN JOURNAL FOR POVERTY STUDIES (AJPS) Vol 3, No 2 (2017)
Publisher : Regional Network on Poverty Eradication

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Abstract

The empowerment of women is one of the central issues in the process of development of countries all over the world. Poverty is one of the major reasons of women’s disempowerment. Different micro and macro level strategies are being used by government agencies and NGOs for poverty alleviation of women as a way to empower them. Microfinance has become an important component of development, poverty reduction and economic regeneration strategy around the world. In India, Microfinance programme are implemented through Self Help Groups (SHGs). The SHG is an association of people belonging to similar socio-economic characteristic, residing in same locality. The SHGs are voluntary associations of people formed to attain some common goals. These are groups have similar social identity, heritage, caste or traditional occupations. The present study is analyses the role of microfinance in empowering Muslim women as well as non-Muslim women in a comparative perspective and a comparison between members of SHGs and non-members to gain better insights into the working of SHGs. The concept of microfinance is analysed by using the size of loan received, recovery of loan, and period of loan and the economic, social and knowledge empowerment is used to analyse the empowerment. The results were tabulated by using of logistic regression model. Finally, it is concluded that that microfinance brought knowledge and social empowerment than economic empowerment. Impact of micro finance is appreciable in bringing confidence, courage, skill development and empowerment.
Rasch Model Analysis for IoT-based PJBL Hybrid Learning Design in MBKM Curriculum Risdianto, Eko; Barjesteh, Hamed; Sanmugam, Mageswaran; Jamal, M. Abdul
JENTIK : Jurnal Pendidikan Teknologi Informasi dan Komunikasi Vol. 4 No. 2 (2025): Jurnal Pendidikan Teknologi Informasi dan Komunikasi
Publisher : CV Media Inti Teknologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58723/jentik.v4i2.605

Abstract

Background of study: Even though the use of Project-Based Learning (PjBL) and the Internet of Things (IoT) in education is still growing, the integration of these two technologies in high-level education is still being explored, particularly in the use of the Merdeka Belajar Kampus Merdeka (MBKM) curriculum and the Indikator Kinerja Utama (IKU). This kesenjangan highlights the need for innovative teaching methods that integrate pedagogy and technology to meet the challenges of the digital age.Aims: The purpose of this study is to analyze the need for developing collaborative hibrida learning designs that integrate PjBL and IoT technology in order to execute MBKM curricula and reach IKU pendidikan tinggi.Methods: This study employs a survey methodology in which data is collected by a survey consisting of eighteen questions posed to university professors. Model Rasch with Winstep lunak perangkat is used for data analysis to assess the validity and reliability of research instruments.Result: Results indicate a strong demand for a hybrid learning system that effectively combines PjBL with IoT to support collaborative and interactive learning. The instrument reliability achieved a Cronbach Alpha of 0.95, indicating excellent reliability, while the Person Reliability and Item Reliability were measured at 0.90 and 0.46, respectively. The findings suggest that all questionnaire items were fit for assessing the critical thinking capabilities of students across different institutions.Conclusion: These results highlight the necessity of developing hybrid learning models to address educational challenges in the digital era, ensuring curriculum alignment and facilitating the achievement of MBKM goals. This study contributes to advancing higher education by providing actionable insights into learning design development that integrates cutting-edge technologies.