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All Journal JISMA: Jurnal Ilmu Sosial, Manajemen, dan Akuntansi Manajemen Kreatif Jurnal
Arina Bunganingtyas
Universitas Tidar
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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PERAN OTORITAS JASA KEUANGAN DALAM PENGAWASAN PAY LATER PADA APLIKASI SHOPEE Shella Bunga Slamet Lantini; Rafli Akmal Maulana; Arina Bunganingtyas; Melisa Arinda Putri; Endang Kartini
JISMA: Jurnal Ilmu Sosial, Manajemen, dan Akuntansi Vol 2 No 2 (2023): Juni 2023
Publisher : Melati Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The Financial Services Authority (OJK) plays an important role in overseeing the Pay Later feature in the Shopee app. This feature allows users to purchase products on credit and pay the installments within a certain period of time. OJK ensures that the use of this feature is done fairly and transparently. Pay Later is one of the features offered by e-commerce applications such as Shopee as an alternative payment for consumers. Although it has significant benefits for consumers, the use of Pay Later also carries risks related to personal financial management and can have an impact on financial system stability. Therefore, the role of the Financial Services Authority (OJK) in overseeing the use of Pay Later on the Shopee application is very important. This article also discusses OJK's role in emphasizing supervision of consumers so that they can use the Pay Later feature wisely. That way, the Pay Later feature can provide positive benefits for all parties involved.
Penilaian Kinerja APBDES Desa Purwodadi Dengan Menggunakan Analisis Rasio Keuangan Arina Bunganingtyas; Erisma Adi Natalian; Herlina Manurung
Manajemen Kreatif Jurnal Vol 1 No 3 (2023): Agustus: Manajemen Kreatif Jurnal
Publisher : Sekolah Tinggi Ilmu Ekonomi Trianandra

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v1i3.1598

Abstract

The village is a unit of legal society which has territorial boundaries and regulates its own government affairs. The village government, one of the element of the village government, has full authority to carry out planned village activity programs. The implementation of village authority to carry out village activity programs funded by the Village Revenue and Expenditure Budget (APBDes) where village revenue comes from various sources. The research object used is the realization report on the implementation of the village revenue and expenditure budget of the Purwodadi village government for the 2020 and 2021 fiscal years. The type of data used is unit count. The data collection technique used is the document study technique and the research method used is descriptive method, data analysis using the independence ratio, compatibility ratio, growth ratio, efficiency ratio, and effectiveness ratio.
Penilaian Kinerja APBDES Desa Purwodadi Dengan Menggunakan Analisis Rasio Keuangan Arina Bunganingtyas; Erisma Adi Natalian; Herlina Manurung
Manajemen Kreatif Jurnal Vol. 1 No. 3 (2023): Agustus: Manajemen Kreatif Jurnal
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/makreju.v1i3.1598

Abstract

The village is a unit of legal society which has territorial boundaries and regulates its own government affairs. The village government, one of the element of the village government, has full authority to carry out planned village activity programs. The implementation of village authority to carry out village activity programs funded by the Village Revenue and Expenditure Budget (APBDes) where village revenue comes from various sources. The research object used is the realization report on the implementation of the village revenue and expenditure budget of the Purwodadi village government for the 2020 and 2021 fiscal years. The type of data used is unit count. The data collection technique used is the document study technique and the research method used is descriptive method, data analysis using the independence ratio, compatibility ratio, growth ratio, efficiency ratio, and effectiveness ratio.
Co-Authors Endang Kartini Erisma Adi Natalian Manurung, Herlina Melisa Arinda Putri Rafli Akmal Maulana Shella Bunga Slamet Lantini