Misbakhul Khaer
Sekolah Tinggi Agama Islam (STAI) Muhammadiyah Tulungagung, Indonesia

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Encouraging Sustainability and Innovation: Green Banking Practices Growing in Indonesia Misbakhul Khaer; Saiful Anwar
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 9 No. 2 (2022): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v9i2.422

Abstract

This article examines developing green banking practices in Indonesia, intending to encourage sustainability and innovation in the banking sector. Green banking is an approach that integrates environmental and social factors in banking operations to reduce negative impacts on the environment and increase contribution to sustainable development. The method used is a library with a descriptive approach. The findings in this study indicate that green banking or environmentally friendly banking has a significant role in creating a clean and sustainable banking environment. By adopting green banking principles, banks can better manage environmental risks, increase environmentally friendly financing portfolios, and implement sustainable business practices. In addition to direct benefits such as reducing credit risk and improving asset quality, green banking can also potentially increase corporate value and bank reputation in the eyes of the public and investors. To encourage the implementation of green banking, banks in Indonesia need to comply with relevant regulations and continue to promote environmentally sound practices. Thus, green banking and green banking can become a potent symbol of ecological awareness worldwide.
Implementation of Buying and Selling Transactions in the Perspective of Islamic Economics : (Case Study of Traders at the Kauman People's Market, Tulungagung) Mei Santi; Misbakhul Khaer; Wahyu Firmansyah
EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam (e-Journal) Vol. 10 No. 1 (2023): EKSYAR : Jurnal Ekonomi Syari'ah & Bisnis Islam
Publisher : Study Program Ekonomi Syari'ah, Sekolah Tinggi Agama Islam Muhammadiyah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54956/eksyar.v10i1.425

Abstract

Trade is an economic activity that must be connected to the role of today's society in meeting their daily needs. This trading activity is marked by an agreement or agreement between two parties, namely between the trader and the buyer. In this study, the researcher wants to conduct research in the Pasar Rakyat Kauman Tulungagung with the formulation of the problem, namely how to implement the buying and selling transactions of traders in the Pasar Rakyat Kauman Tulungagung from a conventional perspective and an Islamic economic perspective. In this study, researchers used qualitative research methods. The data sources used by researchers are primary data and secondary data. Then the data collection techniques that researchers use are general interviews, passive participation observation, and documentation. The data analysis technique that the researcher uses is data reduction, while to check the data's validity, the researcher uses the observation extension technique. The results of this study indicate that buying and selling transactions carried out by traders at the Pasar Rakyat Kauman Tulungagung are under the perspective of Islamic economics, that they are also correlated with the Kitab Undang-Undang Hukum Perdata on Ketentuan-ketentuan Umum tentang Jual Beli issued by Jaringan Dokumentasi dan Informasi Hukum (JDIH) in Article 1457.