<![CDATA[ABSTRACT The existence of LPD in Bali is a process of an awareness and a shared willingness of the Indigenous people of Bali that has long existed and developed long before the independence of Indonesia, before the Republic of Indonesia was founded. One of the efforts undertaken by LPD is giving credit to the community. The granting of such credit is a major part of the LPD that contains the highest risk and can affect the health and sustainability of the money circulation of the LPD as the creditor, the need for legal protection against the guarantor in the credit agreement at Kerobokan Village Credit Institution. From the above background then the problem, Are the factors - factors that cause the debtor to default? What are the forms of legal protection of the guarantor of the object, if the debtor is defaulting? The purpose of this study is to determine the factors - factors causing debtors to default. To know the forms of legal protection of the guarantor of the object, if the debtor is defaulting. The research method is done empirically. And the source of legal material used is primary data source and secondary data source. Primary data is, data obtained from the first source (respondent / informant) this data obtained directly from the research site in LPD Kerobokan. Secondary data is data obtained from the source of the two legal materials used is through literature study in the form of books. Factors that cause the defaulted debtor are internal factors and external factors. Forms of legal protection against the guarantor of objects if the debtor performs a wanprestasi of preventive and repressive law protection. KEYWORDS: Legal Protection, Guarantor, Credit Agreement, LPD]]>
