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All Journal JURNAL IQTISAD: Reconstruction of Justice and Welfare for Indonesia Jurnal Ekonomi
Fahri Eka Oktora
Sekolah Tinggi Ilmu Ekonomi Mujahidin
Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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PERFORMANCE OF LOCAL GOVERNMENT INSTITUTIONS. STUDY ON BUDGET REALIZATION AND ACHIEVEMENT OF MAIN PERFORMANCE INDICATORS OF THE ENVIRONMENT SERVICE OF TOLITOLI REGENCY IN 2022 Edi Yanto; Nurfitriana Nurfitriana; Fahri Eka Oktora
Jurnal Ekonomi Vol. 12 No. 02 (2023): Jurnal Ekonomi, Perode April - Juni 2023
Publisher : SEAN Institute

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Abstract

This research is a type of descriptive research with a quantitative data analysis approach to answer problems related to the performance achievements of local government agencies through budget realization and achievement of Key Performance Indicators (IKU) of the District Environmental Service. Tolitoli in 2022. In that year DLH implemented 9 programs which were implemented in 15 activities and 35 sub-activities. The performance of the Tolitoli Regency Environmental Office showed an average achievement of 106% for 4 (four) Key Performance Indicators (IKU), which is also the goal of the regional apparatus. Based on these performance targets, a budget of Rp. 10,122,941,188, - (budget after amendment) with realized funds of Rp. 9,941,536,170, - or 98.20%. Performance achievements in 2022 show that the DLH of Tolitoli Regency has succeeded in meeting the targeted strategic objectives. This shows that the achievement of the performance of the Environment Service strategic plan for the 2021-2026 period in the second year is quite good.
Pengaruh Financial Planning dan Managing Liability terhadap Financial Inclusion (Studi Kasus Shopee PayLater) Ela Elliyana; Nurhaedah Nurhaedah; Fahri Eka Oktora; Dony Oktariswan
Iqtisad: Reconstruction of Justice and Welfare for Indonesia Vol 10, No 2 (2023): Jurnal Iqtisad
Publisher : Universitas Wahid Hasyim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31942/iq.v10i2.9820

Abstract

The purpose of this study was to determine the effect of Financial planning and Managing liability on financial inclusion case study on active shopee paylater users in Indonesia. The research was conducted in Indonesia, the research period was July-September 2023.  The research population is active shopee paylater users in Indonesia whose exact number cannot be known. This study used Non-probability Purposive Sampling technique and for a sample of 116 respondents, but less than 100 complete questionnaires were considered usable.  The results showed that financial planning and managing liability affect financial inclusion access to shopee paylater financing, including through ease of administration and ease of use. Shopee PayLater is accessible to a wide range of users, including those in underserved or remote areas, and makes it available to individuals who may not have had access to similar financial services before.Keywords: Financial Planning; Financial Inclusion; Managing Liability; Buy Now PayLaterAbstrakTujuan dari penelitian ini adalah untuk mengetahui pengaruh Financial planning dan Managing liability terhadap financial inclusion study kasus pada pengguna aktif shopee paylater di Indonesia. Penelitian dilakukan di Indonesia, periode penelitian Juli - September 2023.  Populasi penelitian adalah pengguna aktif shopee payLater di Indonesia yang tidak dapat diketahui jumlah pastinya. Penelitian ini menggunakan teknik Non-probability Purposive Sampling dan untuk sampel sebanyak 116 responden, namun kurang dari 100 kuesioner yang lengkap dianggap dapat digunakan.  Hasil penelitian menunjukkan bahwa financial planning dan managing liability berpengaruh terhadap financial inclusion akses ke pembiayaan shopee paylater, diantaranya melalui kemudahan administrasi dan kemudahan penggunaan. Shopee PayLater dapat diakses oleh pengguna yang luas, termasuk mereka yang berada di daerah yang kurang terlayani atau terpencil, dan membuatnya tersedia untuk individu yang mungkin tidak memiliki akses ke layanan keuangan yang sejenis sebelumnya.
Co-Authors Dony Oktariswan Edi Yanto Ela Elliyana Nurfitriana Nurfitriana Nurhaedah Nurhaedah