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PENYELESAIAN SENGKETA PASAR MODAL MELALUI NEGOSIASI Muhammad Nurhadi; Abdul Mujib; Adet Tamula Anugrah
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 1 (2023): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i1.7018

Abstract

The role of the capital market for development is very important. But on the other hand, potential legal problems are inevitable. Disputes become potential cases of lawlessness in the capital market. Therefore, the focus of this study is to examine the settlement of capital market disputes through negotiations. This research uses the library research method with a content analysis approach. Data collection is obtained from books and journals. Data analysis is carried out through the stages of data reduction, data presentation, and data verification. The results of this study show that negotiation is an alternative to resolving dispute cases carried out by parties to disputes by discussing settlements without the involvement of third parties. The advantages of capital market dispute resolution are that it is not costly, is informal, prevents hostilities, and has a quick resolution time.
ANALISIS POJK No.1/POJK.07/2013 TERKAIT PERLINDUNGAN KONSUMEN DALAM ASPEK JASA KEUANGAN TERHADAP TELEMARKETING ASURANSI DI BNI LIFE SYARIAH Sifak Saifuddin Ahmad; Abdul Mujib
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 2 (2023): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i2.7377

Abstract

The digital era continues to develop following its times, this is no exception for insurance institutions at BNI Life Syari'ah. The presence of telemarketing innovation is proof that insurance at BNI Life Syari'ah has grown rapidly in cooperating with technology. This research is a type of literature research that utilizes essential and tertiary information dissected with a descriptive approach. The results of the research are first, the telemarketing strategy carried out by BNI Life Syari'ah is mostly in accordance with the regulations in the OJK because the practice has been considered according to the standards in the POJK, despite the fact that there are some things that are not in accordance with OJK rules no. 1 / POJK.07 / 2013, Second, there are still many statements from customers that they are often contacted by telemarketers outside working hours, So many customers feel upset. In accordance with the conclusions above, it is hoped that BNI Life Syari'ah can streamline its telemarketing strategy. In addition, more efforts are made to pay attention to the marketing point of view because this system will be considered bad if it is felt that many of the customers feel aggrieved and even deceived.
Reksadana: Penyelesaian Sengeketa Di Badan Arbitrase Pasar Modal Indonesia (BAPMI) Fauzan Nur; Abdul Mujib
Jurnal Hukum Ekonomi Syariah Vol 7, No 01 (2023): Juni 2023
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/j-hes.v7i01.11019

Abstract

Reksadana merupakan wadah yang digunakan untuk menghimpun dana dari masyarakat pemodal untuk diinvestasikan dalam portofolio efek oleh manajer investasi yang telah mendapatkan izin dari Bapepam-LK. Dalam interaksi antara konsumen dengan lembaga jasa keuangan (LJK) yang dinamis, ditambah dengan jumlah produk dan layanan jasa keuangan yang selalu berkembang, kemungkinan terjadinya sengketa tidak terhindarkan. Hal tersebut disebabkan oleh beberapa faktor. Diantaranya adalah perbedaan pemahaman antara konsumen dengan LJK mengenai suatu produk atau layanan jasa keuangan terkait. Sengketa juga dapat disebabkan kelalaian dari konsumen atau LJK dalam melaksanakan kewajiban perjanjian terkait produk atau layanan yang dimaksud. Dalam penulisan ini menggunakan metode normatif-deskriptif  bermotifkan data sekunder yang menunjukkan, terkait kasus persengketaan antara konsumen dengan pihak lembaga jasa keuangan, Penyelesaian sengketa harus dilakukan di LJK terlebih dahulu. Dalam Peraturan OJK tentang Perlindungan Konsumen Sektor Jasa Keuangan diatur bahwa setiap LJK wajib memiliki unit kerja dan atau fungsi serta mekanisme pelayanan dan penyelesaian pengaduan bagi konsumen. Jika penyelesaian sengketa di LJK tidak mencapai kesepakatan, konsumen dapat melakukan penyelesaian sengketa di luar pengadilan atau melalui pengadilan. Penyelesaian sengketa di luar pengadilan dilakukan melalui Lembaga Alternatif Penyelesaian Sengketa (LAPS).