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All Journal Jurnal Ilmiah Wahana Pendidikan Akuntansi'45 EKONOMIKA45
Yeni Winatasari
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Religion Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Peran Otoritas Jasa Keuangan (Ojk) Dalam Pengawasan Perlindungan Konsumen Terhadap Perkembangan Financial Technology: Peer To Peer Lending Adinda Alita Septiana; Anggun Sukma Putri; Yeni Winatasari; Endang Kartini Panggiarti
Jurnal Ilmiah Wahana Pendidikan Vol 9 No 11 (2023): Jurnal Ilmiah Wahana Pendidikan
Publisher : Peneliti.net

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.5281/zenodo.8062060

Abstract

Rapid technological developments have presented various innovations in the financial services sector, namely the presence of Financial Technology. One form of Financial Technology is Peer to Peers Lending, which is an online lending platform that appeared in 2016, was motivated by national economic growth to improve services in the financial sector. Behind the convenience provided by Peer to Peer Lending technology, there is a problem that arises, namely the existence of Financial Technology Peers to Illegal Peer Lending that makes people more interested because of easy access and procedures for making loans online but unnoticed by consumers and the public. Illegal Peer to Peer Lending causes a high risk of default for both parties. The role of the OJK as an independent institution is urgently needed because the legality of the Financial Technology business has high risks related to consumer protection. The research method used by the authors in this article is a qualitative description in which the data source for this research is secondary data with data collection techniques namely literature reviews , analyzing previous research on the topic of the role of the OJK in supervising consumer protection against the development of Financial Technology Peers to Peers lending . From the analysis that has been done, it can be concluded that in dealing with problems that arise as a result of Financial Technology Peers to Peers Illegal lending OJK issued POJK Number 77/POJK.01/2016 concerning information technology-based money lending services and in 2018 OJK issued POJK Number 13/POJK. 02/2018 concerning digital financial innovation in the financial services sector, but unfortunately the regulations issued by the OJK have not been fully able to handle cases of illegal Peer to Peer Lending because the enactment of the POJK does not necessarily make the entities administering the Financial Technology comply. Other steps taken by the OJK in an effort to prevent and supervise acts of fraud by financial technology lending entities are through preventive measures and during operations, as well as conducting selective checks on Peer to Peer Lending companies applying to open new accounts and blocking or closing Peer website applications. To illegal Peer Lending on a regular basis.
Analisis Evaluasi Strategi Bisnis: Rebranding Wisata TKL Ecopark dengan Metode Boston Consulting Group Matrix dan SWOT Yeni Winatasari; Martania Dwi Hapsari; Dyah Paramita; Khanin Naima; Yunita Setianingsih; Diah Agustina Prihastiwi
EKONOMIKA45 :  Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan Vol. 11 No. 2 (2024): Juni : Jurnal Ilmiah Manajemen, Ekonomi Bisnis, Kewirausahaan
Publisher : Fakultas Ekonomi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/ekonomika45.v11i2.2687

Abstract

The tourism sector is one of the sectors that has an important role in the growth of the regional and national economy so that development is currently being carried out very intensively. TKL Ecopark tourism is one of the tourist attractions that is developing business strategies by rebranding, where it used to have the name Kyai Langgeng Park to become TKL Ecopark. This research was conducted with the aim of evaluating the effectiveness of the new rebranding strategy in increasing revenue. The method used in this research is a quantitative and qualitative approach with data collection techniques using interviews and observation. Meanwhile, the data analysis technique uses the Boston Consulting Group Matrix (BCG Matrix) and SWOT analysis. The research results show that TKL Ecopark has strengths and opportunities in the market to support present and future prospects, but it also has several weaknesses and threats. In addition, the market growth rate increased drastically after the rebranding and relatively good market share. This means that the new business strategy (rebranding) implemented has been effective and efficient in supporting the TKL Ecopark tourist attraction in achieving its goals.
Fraud Hexagon Sebagai Pendeteksi Fraudulent Financial Statement Yeni Winatasari
AKUNTANSI 45 Vol. 4 No. 1 (2023): Jurnal Ilmiah Akuntansi
Publisher : Fakultas Ekonomi Program Studi Akuntansi Universitas 45 Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30640/akuntansi45.v4i1.780

Abstract

Artikel ini adalah artikel konseptual mengenai pendeteksian adanya kecurangan dalam laporan keuangan dimana menggunakan teori fraud hexagon. Tujuan dari penulisan ini yaitu memberikan konsep tentang fraud hexagon yang bisa diaplikasikan dalam mendeteksi kecurangan laporan keuangan dengan beberapa elemen di dalamnya. Konsep ini dibuat menggunakan metode literature review dari beberapa artikel terkait untuk mendapatkan kesimpulan konsep yang tepat. Fraud hexagon yang digunakan sebagai pendeteksi ini memiliki enam elemen yang merupakan perkembangan dan kompleksitas dari teori-teori yang sebelumnya telah muncul. Kecurangan terhadap laporan keuangan bisa timbul dengan beberapa indikasi yakni adanya tekanan, kapabilitas, kolusi, kesempatan, rasionalisasi, dan ego.
Co-Authors Adinda Alita Septiana Anggun Sukma Putri Diah Agustina Prihastiwi Dyah Paramita Endang Kartini Panggiarti Khanin Naima Martania Dwi Hapsari Yunita Setianingsih