Claim Missing Document
Check
Articles

Found 27 Documents
Search

Consumer Behavior in the Era of Digital Transformation: A Global Research Perspective Vicky Dzaky Cahaya Putra; Ifan Wicaksana Siregar
International Journal of Economics Accounting and Management Vol. 2 No. 5 (2026): IJEAM - January 2026
Publisher : PT. INOVASI TEKNOLOGI KOMPUTER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60076/ijeam.v2i5.1786

Abstract

The objective of this study is to examine consumer behavior in the context of the digital era using a bibliometric methodology. The advent of the digital age has brought about a profound transformation in the manner in which customers engage with products, companies, and information. Within this particular context, the utilization of bibliometric research has emerged as a pertinent approach for discerning patterns, areas of research emphasis, influential contributors, and advancements pertaining to consumer behavior within the digital realm. This research methodology involves the acquisition of data from scholarly articles that are indexed in the Scopus database. The data is subsequently subjected to examination by bibliometric methods, including citation analysis, keyword analysis, and data visualization employing VOS Viewer. The anticipated outcomes of this investigation are poised to unveil evolutionary patterns in consumer behavior research within the context of the digital era, ascertain the most often discussed topics, and identify the principal contributors within this domain. The results obtained from this research can offer significant contributions to scholars, professionals in the business sector, and legislators in understanding the most recent advancements in consumer behavior inside the digital realm. The anticipated outcomes of this study are likely to contribute to an enhanced comprehension of the transformation in consumer contact within the digital era. Furthermore, these findings are predicted to have significant strategic consequences for businesses and marketing practices in this dynamic and evolving landscape
Business Process Re-Engineering of Direct Cash Drug Inventory at Private General Hospital X, Bandung City Uga, Azka Yasfa; Putra, Vicky Dzaky Cahaya
Amkop Management Accounting Review (AMAR) Vol. 6 No. 1 (2026): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v6i1.3578

Abstract

One of the main components of the health services is the provision of medications. Although the drug procurement procedure at RSU X Bandung is well implemented, certain obstacles remain, such as lengthy and time-consuming processes. This study aims to comprehensively redesign the drug procurement procedure at RSU X Bandung using the BPR method to enhance efficiency. The research was conducted through several stages of BPR implementation. Throughput efficiency was measured using ASME standards in the direct cash drug procurement process. The initial results indicated an efficiency rate of 68,96%. After process improvements and the elimination of non-value-added activities, efficiency rose to 90,50%, demonstrating a significant improvement in both the effectiveness and the speed of the procurement process.
The Influence of Information System Quality and Service Quality on User Satisfaction with the BCA Mobile Banking Application among Generation Z Harsono, Khaerunisa; Dzaky Cahaya Putra, Vicky
International Journal of Business, Economics, and Social Development Vol. 7 No. 1 (2026): International Journal of Business, Economics, and Social Development (IJBESD)
Publisher : Rescollacom (Research Collaborations Community)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46336/ijbesd.v7i1.1157

Abstract

The development of information technology has encouraged the banking sector to provide digital services, one of which is through mobile banking applications. BCA Mobile Banking serves as a solution to facilitate fast, secure, and flexible financial transactions, particularly for Generation Z, who have a high dependency on digital technology. However, in practice, various user complaints are still found, such as application errors, login failures, OTP system disruptions, and transaction issues that may potentially reduce user satisfaction. This study aims to analyze the influence of information system quality and service quality on user satisfaction with the BCA Mobile Banking application among Generation Z. The research method employed is a quantitative approach using a survey method. Data were collected through questionnaires distributed to 100 Generation Z respondents who are active users of BCA Mobile Banking, selected using a non-probability sampling technique with quota sampling. Data analysis was conducted using validity tests, reliability tests, classical assumption tests, and multiple linear regression analysis with the assistance of SPSS version 26 software. The results indicate that information system quality and service quality have a positive and significant effect on user satisfaction, both partially and simultaneously. Partially, information system quality and service quality each have a significant effect on user satisfaction. Simultaneously, these two variables are able to explain 53% of user satisfaction, while the remaining percentage is influenced by other factors beyond the scope of this study. These findings emphasize that improving information system quality and service quality is an important factor in enhancing user satisfaction with the BCA Mobile Banking application among Generation Z.
Analisis Pengelolaan Rasio Keuangan Berdasarkan Implementasi UU Nomor 1 Tahun 2022 pada Pemerintah Kabupaten Sukabumi Zulkifly Salman, Ahmad; Cahaya Putra, Vicky Dzaky
Reslaj: Religion Education Social Laa Roiba Journal Vol. 8 No. 4 (2026): RESLAJ: Religion Education Social Laa Roiba Journal
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/reslaj.v8i4.11605

Abstract

This study aims to analyze financial ratio management based on the implementation of Law Number 1 of 2022 concerning Financial Relations between the Central Government and Regional Governments (HKPD Law) in the Sukabumi Regency Government. The implementation of the HKPD Law has brought significant changes to the structure of the Regional Revenue and Expenditure Budget (APBD), particularly in the regional transfer mechanism such as the General Allocation Fund (DAU), which is divided into block grants and specific grants. These changes have implications for regional financial management patterns and fiscal performance as reflected in financial ratios. This research employs a descriptive method with a qualitative approach. The data consist of primary data obtained through interviews with officials of the Regional Financial and Asset Management Agency (BPKAD) of Sukabumi Regency and secondary data in the form of APBD realization reports for the fiscal years 2021–2024. The analysis uses financial ratio indicators, including the independence ratio, effectiveness ratio, efficiency ratio, expenditure harmony ratio, and Regional Original Revenue (PAD) growth ratio. The results indicate that the implementation of the HKPD Law affects the structure of regional revenues and expenditures and requires adjustments in fiscal management. Changes in the DAU mechanism and strengthened regulation of regional taxation present both challenges and opportunities to enhance fiscal capacity and regional independence. Therefore, adaptive financial management strategies are needed to ensure that the objectives of fiscal decentralization are optimally achieved.
Pengaruh ESG, Intellectual Capital, dan Leverage terhadap Kinerja Perusahaan (Studi Kasus pada Perusahaan Sektor Infrastruktur yang Terdaftar di BEI Periode 2019-2023) Rania Haulah; Vicky Dzaky Cahaya Putra
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.6896

Abstract

This study was conducted to test and analyze the effect of Environmental Social Governance (ESG), intellectual capital, and leverage on company performance in infrastructure sector companies listed on the Indonesia Stock Exchange (IDX) during the 2019-2023 period. The performance of companies in this sector shows significant fluctuations due to global uncertainties, such as the Covid-19 pandemic and domestic economic dynamics. The data shows that Return on Assets (ROA) in some companies in this sector tends to be below average, reflecting suboptimal financial performance. The population used in this study was 69 companies. Sampling using purposive sampling technique which resulted in a sample of 11 companies over a five-year period. The data analysis technique used is multiple linear regression analysis using IBM SPSS Statistics 25 software. The test results reveal that partially, ESG and intellectual capital have no significant effect on company performance, while leverage has a significant negative effect on company performance. But together, ESG, intellectual capital, and leverage can affect the performance of companies in the infrastructure sector listed on the IDX in the 2019-2023 period. These findings emphasize the importance of better leverage management as well as optimizing the application of ESG and intellectual capital to improve the competitiveness and sustainability of the company.
Pengaruh Return On Investment, Rasio Aktivitas, dan Ukuran Perusahaan Terhadap Kinerja Keuangan: Studi Kasus pada Sektor Industri Tekstil yang Terdaftar di Bursa Efek Indonesia Periode 2019-2023 Mitta Viriyanti; Vicky Dzaky Cahaya Putra
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 4 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i4.6897

Abstract

The purpose of this study is to determine the effect of return on investment, activity ratio, and company size on financial performance (case study in the textile industry sector listed on the Indonesia Stock Exchange for the period 2019-2023. This research uses a quantitative approach. The data analyzed is secondary data taken from annual financial reports. The sampling technique used in this study was to use the Non-Probability Sampling method with Purposive Sampling. The population in this study were all textile industry sectors listed on the IDX for the 2019-2023 period consisting of 19 companies. The samples used in this study were 6 textile companies. Return on Investment (ROI) partially has a positive effect on financial performance, while the activity ratio partially has no significant effect on financial performance, and company size partially has no significant effect on financial performance. Return on Investment, activity ratio and company size simultaneously have a significant positive effect on financial performance.
Analisis Rasio Keuangan untuk Menilai Kinerja Keuangan Perusahaan Subsektor Farmasi yang Terdaftar di Bursa Efek Indonesia Periode 2021-2023 Dimas Martama, Dwiki; Cahaya Putra, Vicky Dzaky
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 8 No. 3 (2026): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v8i3.11362

Abstract

This study aims to analyze the financial performance of pharmaceutical subsector companies listed on the Indonesia Stock Exchange (IDX) during the 2021–2023 period using financial ratio analysis, particularly liquidity and solvency ratios. This research employs a quantitative approach with a descriptive method. The data used are secondary data in the form of annual financial statements of pharmaceutical companies obtained from the Indonesia Stock Exchange. Liquidity is measured using the Current Ratio (CR), solvency is proxied by the Debt to Asset Ratio (DAR), and financial performance is measured by Return on Assets (ROA). The data analysis techniques include multiple linear regression analysis, t-test, F-test, and coefficient of determination. The results show that liquidity does not have a significant effect on the financial performance of pharmaceutical companies. In contrast, solvency has a negative and significant effect on financial performance. Simultaneously, liquidity and solvency have a significant effect on the financial performance of pharmaceutical companies listed on the IDX during the 2021–2023 period. These findings indicate that effective capital structure management and a balance between current assets and debt utilization play a crucial role in improving the profitability of pharmaceutical companies.