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Journal : Journal of Development Economic and Social Studies (JDESS)

The Impact of Inflation, Economic Growth, Health, and Education on Unemployment in Java (2014-2023) Herdiwiguna, Randi; Fadli, Faishal
Journal of Development Economic and Social Studies Vol. 4 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2025.04.2.19

Abstract

This study examines the impact of inflation, economic growth, health, and education on unemployment in Java from 2014 to 2023. Using panel data from six provinces in Java, the research employs a mutiple linear regresion model to analyze the relationship between these variables. The results indicate that economic growth and health have a significant negative impact on unemployment, while education has a significant positive impact. Inflation, however, does not show a significant effect on unemployment. These findings suggest that improving economic growth and health conditions can reduce unemployment, while the mismatch between education and labor market needs may increase unemployment. The study provides insights for policymakers to address unemployment through targeted economic and social policies.
Determinants of Bad Loans at Bank KBMI IV: Credit Restructuring Policies Roro Rahajeng Kusumaningtyas; Fadli, Faishal
Journal of Development Economic and Social Studies Vol. 4 No. 4 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/jdess.2025.04.4.14

Abstract

This research aims to analyze the impact of GDP, interest rates, credit, LDR, ROA, restructuring policies, and the Covid-19 pandemic on NPL of KBMI IV banks in Indonesia during the periods before and after the implementation of credit restructuring policies. This study employs the Error Correction Model (ECM) method based on quarterly secondary data from Q1 2017 to Q4 2023. The results show that in the long term, GDP, LDR, ROA, and credit restructuring policies have a significant effect on NPL, while interest rates and the pandemic do not have a significant impact. In the short term, only LDR and ROA are proven to significantly affect NPL. These findings highlight the importance of internal banking policies and macroeconomic conditions in maintaining credit quality and the stability of the banking system, especially pandemic.