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All Journal International Journal of Business, Technology, and Organizational Behavior (IJBTOB)
Agus Kusmana
Universitas Pembangunan Nasional Veteran Jakarta, Indonesia
Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Industrial & Manufacturing Engineering Library & Information Science Social Sciences

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Determinants of Financial Management Behavior in MSME Actors in West Bandung Lembang District Agus Kusmana; Syarif Ali
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 3 No. 3 (2023): June | International Journal of Business, Technology and Organizational Behavio
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v3i3.273

Abstract

This study aims to determine the effect of Financial Literacy, Education Level and Income on Financial Management Behavior in micro, small and medium enterprises (MSMEs in Lembang West Bandung District. This research is a quantitative study. This study uses MSME actors in West Bandung Lembang District as the population. The method used is probability sampling, especially simple random sampling with a sample size of 90 respondents. Data collection was carried out by distributing questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method. The results of this study indicate that Financial Literacy, Education Level and Income have a significant influence on financial management behavior. Keywords: Financial Literacy, Education Level, and Income
Determinan Performance of People's Credit Bank (BPR) on the Provision of MSME Loans in Bogor District Agus Kusmana; Ardhiani Fadila; Anggi Angga Resti
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 2 No. 6 (2022): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v2i6.246

Abstract

This research is quantitative research whose aim is to determine the effect of v a r he b e l L D R, CAR, N P L and ROA te rh a d a p Lending Micro, Small and Medium Enterprises (SMEs) in Bogor . The population used in this study is Rural Banks (BPR) located in Bogor district, amounting to 22 BPRs. The method of determining the sample used is probability sampling, the number of selected BPRs is 18 BPR with a period of 2 years, so the number of samples is 36 data. The type of data used in this study is secondary data. Hypothesis testing in this study used panel data regression analysis using Microsoft Excel 2009 and E-Views version 10.0. The results of this study indicate that LDR, CAR, and BOPO have an influence on lending, whereas. NPL has no effect on lending
Determinants of Financial Management Behavior in MSME Actors in West Bandung Lembang District Agus Kusmana; Syarif Ali
International Journal of Business, Technology and Organizational Behavior (IJBTOB) Vol. 3 No. 3 (2023): International Journal of Business, Technology, and Organizational Behavior (IJB
Publisher : Garuda Prestasi Nusantara Consulting

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52218/ijbtob.v3i3.273

Abstract

This study aims to determine the effect of Financial Literacy, Education Level and Income on Financial Management Behavior in micro, small and medium enterprises (MSMEs in Lembang West Bandung District. This research is a quantitative study. This study uses MSME actors in West Bandung Lembang District as the population. The method used is probability sampling, especially simple random sampling with a sample size of 90 respondents. Data collection was carried out by distributing questionnaires. The analysis technique used is the PLS (Partial Least Square) analysis method. The results of this study indicate that Financial Literacy, Education Level and Income have a significant influence on financial management behavior. Keywords: Financial Literacy, Education Level, and Income
Co-Authors Anggi Angga Resti Ardhiani Fadila Syarif Ali