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All Journal Jurnal TAM (Technology Acceptance Model) Jurnal TAM (Technology Acceptance Model)
Linda Yupita
Prodi Sistem Informasi Akuntansi STMIK Primakara, Bali
Computer Science & IT Control & Systems Engineering Electrical & Electronics Engineering

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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT PEMINJAM MENGGUNAKAN LAYANAN FINTECH PEER TO PEER LENDING KREDIVO PADA MASA PANDEMI COVID 19 DI WILAYAH KOTA DENPASAR Ida Ayu Gede Yuniari Santhika Putri; Ni Made Estiyanti; Linda Yupita
Jurnal TAM (Technology Acceptance Model) Vol 14, No 1 (2023): Jurnal TAM (Technology Acceptance Model) Preview Issue
Publisher : LPPM STMIK Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56327/jurnaltam.v14i1.1398

Abstract

Untuk mengetahui faktor-faktor yang mempengaruhi minat Masyarakat Kota Denpasar dalam penggunaan peer to peer lending Kredivo, pada masa pandemi covid-19. Dalam penelitian ini, akan menggunakan model Technology Acceptance Model (TAM), dengan menambahkan 2 variabel tambahan. Penelitian ini mengunakan teknik Convenience Sampling sebagai cara pengambilan sampel dan untuk Jumlah sampel dalam penelitian ini sebanyak 120 orang, dasar pengambilan jumlah sampel 120 orang berlandaskan pada teori Ferdinand (2014) dalam metode SEM yakni jumlah sampel yang dibutuhkan paling sedikit 5 kali jumlah variabel indikator. Untuk mengelola data yang telah didapat pada lapangan, maka menggunakan Partial Least Square (PLS) menggunakan software smartPLS 3.0. Hasil pengujian yang dilakukan memperoleh bahwa dari delapan hipotesis yang di uji, memiliki hubungan yang signifikan serta dapat di terima.  
ANALYSIS OF FACTORS AFFECTING BORROWERS' INTEREST IN USING KREDIVO FINTECH PEER-TO-PEER LENDING SERVICES DURING THE COVID-19 PANDEMIC IN DENPASAR CITY Ida Ayu Gede Yuniari Santhika Putri; Ni Made Estiyanti; Linda Yupita
Jurnal TAM (Technology Acceptance Model) Vol 14, No 1 (2023): Jurnal TAM (Technology Acceptance Model)
Publisher : LPPM STMIK Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56327/jurnaltam.v14i1.1398

Abstract

This study aims to determine the factors that influence people's interest in Kota Denpasar using Kredivo peer-to-peer lending during the CO-19 pandemic. The research uses the Technology Acceptance Model (TAM) model by adding two additional variables. This study uses the convenience sampling technique as a sampling method. The number of samples in this study was 120. The basis for taking a sample of 120 people is based on Ferdinand's (2014) theory that in the SEM method, the required number of samples is at least five times the number of indicator variables. To manage data that has been obtained in the field, researchers use Partial Least Squares (PLS) and smartPLS 3.0 software. The results obtained indicate that the eight hypotheses tested have a significant relationship and can be accepted.  
Co-Authors Ida Ayu Gede Yuniari Santhika Putri Ni Made Estiyanti