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All Journal Journal of Islamic Economic and Business Research
Rofiul Wahyudi
Universitas Ahmad Dahlan, Indonesia
Religion Economics, Econometrics & Finance

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Islamic and Conventional Banking: A Comparison of Financial Performance During the Covid-19 Pandemic Resfauzi Norma Safarda; Rofiul Wahyudi; Ferry Khusnul Mubarok
Journal of Islamic Economic and Business Research Vol. 3 No. 1: June 2023
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v3i1.113

Abstract

The research aims to compare the financial performance of Islamic banks with conventional banks during the covid-19 pandemic. The sampling method was a purposive sampling technique and obtained 3 Islamic banks and 3 conventional banks. The data analysis technique is descriptive statistical analysis and to answer the proposed hypothesis using the technique of independent sample t-test and Mann Whitney. Meanwhile, the CAR, NPF/NPL, and FDR/LDR ratios have no difference. Analysis showed that Islamic banks performed better in Capital Adequacy Ratio and Financing to Deposit Ratio. Conventional banks had a better performance from Return on Asset, Return on Equity, Non-Performing Loan, Operating Costs, and Operating Income.
Co-Authors Mubarok, Ferry Khusnul Resfauzi Norma Safarda