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Junaidi Junaidi
Universitas Negeri Malang, Malang, Indonesia
Economics, Econometrics & Finance

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The Effect of Financial Literacy, Access to Capital, and Interest in Using E-Commerce on SMEs Performance (Study of SMEs in Blitar) Junaidi Junaidi
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 2 (2023): Sharia Economic: July, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i2.3453

Abstract

This study aims to determine the effect of financial literacy, access to capital, and interest in using e-commerce on the performance of SMEs in Blitar City. This research is quantitative research with a correlational research approach. The population in this study were SMEs registered at the Blitar SMEs Office, and the sample in this study was 75 respondents with a sampling technique using purposive sampling. The data used in this study is primary data in the form of questionnaires distributed to respondents and measured using a Likert scale. The analysis used in this study is multiple linear regression analysis. The results of this study indicate that (1) financial literacy has a positive and significant effect on SMEs’ performance, (2) access to capital has a positive and significant effect on SMEs’ performance, and (3) interest in using e-commerce has a positive and significant effect on SMEs’ performance.
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