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All Journal International Research Journal of Management, IT & Social Sciences
Hauwa Daniyan Bagudu, Hauwa Daniyan
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Social Sciences

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The Effect of Mobile Banking on the Performance of Commercial Banks in Nigeria Bagudu, Hauwa Daniyan; Khan, Shazida Jan Mohd; Roslan, Abdul Hakim
International Research Journal of Management, IT & Social Sciences Vol 4 No 2: March 2017
Publisher : International Journal of College and University (IJCU)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21744/irjmis.v4i2.392

Abstract

Today, commercial banks are confronted with challenges that range from debt crises to the tight competition in the market. Customers’ impatience has increased considerably as they are more knowledgeable than before. Thus, the introduction of mobile services in the banking industry has added to the challenges facing commercial banks as they have to embrace the new technology or lose business. Mobile banking in Nigeria has completely transformed the banking industry and any commercial bank operating in Nigeria can only ignore that fact at its own risk. This study, therefore, aims to investigate the mobile banking effects on Commercial Banks financial performance in Nigeria. Simple random techniques were employed in this study in selecting 22 commercial banks.
The Impact of Microfinance Institution on Development of Small and Medium Enterprises: A Case Study of Lagos State Bagudu, Hauwa Daniyan; Khan, Shazida Jan Mohd; Roslan, Abdul Hakim
International Research Journal of Management, IT & Social Sciences (IRJMIS) Vol 3 No 9: September 2016
Publisher : IJCU

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21744/irjmis.v3i9.245

Abstract

The major target of this study is to evaluate the effect of Microfinance Institution (MFIs) on the development of SMEs (Small and medium enterprises) in Lagos state Nigeria. Simple random techniques of sampling were employed in this study in selecting 70 SMEs which constituted the size of the sample of the research. To facilitate the obtaining of relevant data that was used for analysis in this study, structured questionnaire was designed. Descriptive statistics involving simple graphical charts and tables was strategically applied in presentation and analysis of data. The outcome of the findings indicates that large number of SMEs are benefiting from the loans granted by the MFIs, despite the fact that few of them have sufficient ability to secure the needed amount. Interestingly, most of the SMEs admit positive MFIs loans contribution towards advancing their market share, the economic competitive advantage of the company and achieving market excellence through product innovation.
Co-Authors Abdul Hakim Roslan, Abdul Hakim Shazida Jan Mohd Khan, Shazida Jan Mohd