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Analisis Common Size Statement Pada PT. Asuransi Jiwasraya (Persero) Cabang Manado Kota Billy Monok; Johny Montolalu; Henny S. Taroreh
JURNAL ADMINISTRASI BISNIS Vol. 6 No. 003 (2018): JURNAL ADMINISTRASI BISNIS
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v6.i003.%p

Abstract

This study aims to determine and assess the company's financial performance is assessed by common size analysis techniques, comparison and profitability ratios through financial statements. Analysis of financial performance of insurance companies is important to review, in order to assess whether the insurer is always able and in a position to always pay every sentence proposed by the policyholder. This study was conducted to determine the development of financial performance, health level and financial ratings of insurance companies PT. Asuransi jiwasraya (Persero) from 2014 to 2015 common size analysis method used is the analysis of insurance-specific financial ratios of RBC, liquidity, mandatory reserve deposit ratio, total investment ratio per technical reserve, total investment ratio per technical reserve and debt of kalim, the ratio of fixed assets to equity, the ratio of net investment income per investment average, the ratio of expenses (claims + business + commissions) per net premium income, and the ratio of income before tax per average equity to standard benchmark set by the finance ministry; trend; and common size statement. This study aims to benjwab two formulation of the problem, based on the results of analysis and discussion based on data analysis of financial statements balance sheet using the method of common size in the company 2014 and 2015 that the company's financial performance in sufficient data data balance sheet that has increased there 13 while the contents of the report profit loss based on the analysis of common size that has been done, it can be seen that there are 26 posts that have increased Keywords: analysis, common size, financial statement
Pengaruh Konflik Terhadap Kinerja Karyawan Pada PT. Pegadaian (Persero) Manado Andri Ramadhan Walangantu; Harry J. Sumampouw; Henny S. Taroreh
JURNAL ADMINISTRASI BISNIS Vol. 6 No. 003 (2018): JURNAL ADMINISTRASI BISNIS
Publisher : Universitas Sam Ratulangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35797/jab.v6.i003.%p

Abstract

Conflict comes from the Latin verb configere which means to hit each other. Sociologically, conflict is defined as a social process between two or more people (or groups) where one party attempts to remove the other by destroying it or making it powerless. The purpose of this study is to determine the effect of conflicts that occur in the performance of employees at PT. Pegadaian (Persero) Manado samples taken as many as 30 respondents. Data collection methods used are questionnaires, interviews, and documentation. Data were analyzed using descriptive research method of research that is research which combine between qualitative and quantitative method. In this research, the result of simple correlation shows strong correlation or influence between conflict variable and performance equal to 0,87% and based on that calculation hence sought the amount of contribution of conflict to performance with result of 75,69%. And in this research the authors get the result of conflict impact terhadapa employee performance that has a positive impact. The conclusion of this research result shows the reality of Manado Pegadaian employees handling and managing employees conflicts done efficiently and effectively then positive impact will arise through the behavior that is seen by employees as potential human resources with various consequences such as improving order, discipline in using work time, increasing productive cooperative relationship, work motivation. And suggestions to try to improve or sustain the application of existing conflicts through the application of a conscious presence of role conflict, accepting the conditions and stressful situations in work caused by the conflict, trying to be able to tolerate conflict, will have an impact on the improvement of employee performance. Keywords : Conflict, Employee Performance