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All Journal Jurnal Relasi Publik Law Research Review Quarterly
Nazwa Hawwa Audica
Universitas Negeri Semarang
Education Law, Crime, Criminology & Criminal Justice

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Analisis Hak Asasi Manusia Dan Konstitusionalitas Putusan Mahkamah Konstitusi Eva Naura Maharani; Akmal Haris; Nazwa Hawwa Audica; Febriyana Nur Aziza Sagita Sari
Jurnal Relasi Publik Vol. 1 No. 2 (2023): Mei : Jurnal Relasi Publik
Publisher : Universitas Katolik Widya Karya Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59581/jrp-widyakarya.v1i2.326

Abstract

This research uses three (three) different approach models, namely statutory approach, case method, and conceptual approach. The constitution contains a number of concepts and standards, as well as provisions that defend and uphold human rights, according to das soll. However, the rules outlined in das sollen do not correspond to reality. Surprisingly, the authorities often ignore backwardness, poverty, and even oppression. Two main objectives that are interesting to be researched by the author in this regard are: to find out the interpretation of the Constitutional Court at stipulation column 28J clause (2) 1945 Composition concerning limitation about human rights and under what circumstances limitation about human rights may be declared unconstitutional by a Constitutional Court.
PERSONAL DATA PROTECTION FOR DEBTORS BY OTORITAS JASA KEUANGAN (OJK) AGAINTS ILLEGAL ONLINE LOANS IN INDONESIA Nazwa Hawwa Audica
Law Research Review Quarterly Vol. 12 No. 5 (2026): Special Edition Part 1
Publisher : Universitas Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15294/lrrq.v12i5.47598

Abstract

Alongside the quick advancement of financial technology, protecting debtors' personal information in illicit internet lending activities has emerged as a critical legal concern in Indonesia. The primary problem lies in the widespread abuse of personal information and transgressions of consumer rights, the methodology Normative legal research using conceptual and statutory methodologies is employed. The purpose of this study is to assess how debtors' personal data is protected and to look at Otoritas Jasa Keuangan's (OJK) place in the current legal system. Statutory and conceptual methods for normative legal study is the methodology employed, analyzed descriptively through a literature study. The results indicate that. Normatively, personal data and consumer protection are regulated under various laws and regulations; however, inconsistencies between regulations remain, along with the limited authority of Otoritas Jasa Keuangan in reaching illegal online lending providers operating outside the formal supervisory system. This condition creates a gap between legal norms (das sollen) and field practices (das sein), resulting in suboptimal legal protection for debtors. These findings emphasize the need to strengthen an integrative legal approach through cross sector coordination, optimized supervision, and enhanced law enforcement to ensure legal certainty and protection for debtors within the digital financial services sector.
Co-Authors Akmal Haris Eva Naura Maharani Febriyana Nur Aziza Sagita Sari