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MINAT INVESTASI PEKERJA MIGRAN INDONESIA DALAM MENINGKATKAN KETAHANAN EKONOMI KELUARGA DI LAMPUNG TIMUR Enny Puji Lestari; Nyimas Lidya Putri Pertiwi; Agus Alimuddin; Danil Asbihani
FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Vol 6 No 1 (2023): FINANSIA : Jurnal Akuntansi dan Perbankan Syariah
Publisher : Fakultas Ekonomi Dan Bisnis Islam IAIN Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/finansia.v6i1.6630

Abstract

This study is to determine the investment interest of former migrant workers in improving family resilience in East Lampung and the strategies carried out by former migrant workers in increasing family economic resilience in East Lampung. Data collection by observation and interviews, data analysis techniques by collecting data on migrant worker participants in East Lampung who returned from abroad in the last 5 years at the East Lampung Manpower Office, besides that the author also collected data on former migrant workers, then reduced data and presented data. East Lampung is the 5th largest migrant worker working abroad, the investment interest of former migrant workers in improving family resilience in East Lampung is quite high, income from work is used for positive needs. In addition, factors that influence the investment interest of former migrant workers are due to interest, desire and belief. The strategy in increasing family resilience carried out by former migrant workers in East Lampung utilizes the results of work to be managed by families properly and remain productive.
OPTIMALISASI DIGITAL BANKING: UPAYA MEMINIMALISIR RISIKO TEKNOLOGI INFORMASI Enny Puji; Enny Puji Lestari; Nyimas Lidya Putri Pertiwi,M.Sy; Siti Zulaikha
Journal Of Islamic Ekonomic and Business Vol 3 No 2 (2024): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v3i2.25059

Abstract

Technological advances in banking have begun to develop in line with the existence of digital technology to provide customer satisfaction level services so that economic stability increases. In this research, the author focuses on BPRS MAU syariah and BPRS Bandar Lampung, as for the purpose of this research to see the extent of digital banking optimization at BPRS Bandar Lampung and BPRS MAU Syariah, and efforts to minimize the occurrence of information technology risks at BPRS MAU Syariah and BPRS Bandar Lampung seen from the benefits of digitizing customer satisfaction, as well as the impact of trust for customers and banks. Research Results Optimization of BPRS MAU Syariah and BPRS Bandar Lampung, must continue to be improved on understanding and awareness of the importance of bank digitalization, which greatly affects the impact of trust for customers and banks. So that financial stability in BPRS is increased and the quality of service can have an impact on product loyalty as a sense of satisfaction, willingness to pay more and willingness to move to other products. The use of information technology whose operations experience risks is caused by; (i) weak governance of BPRS technology in the use of digital technology, (ii) the uncontrolled complexity of information technology assets in system and human resource needs where these needs of BPRS still have to be increased so that the value of needs attached to financial stability can have an impact on customer satisfaction.