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All Journal Hita Akuntansi dan Keuangan
Ni Kadek Rika Evimalia
Universitas Hindu Indonesia
Economics, Econometrics & Finance

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PENGARUH PERSEPSI KEMUDAHAN PENGGUNAAN, RESIKO DAN REGULASI UNTUK MELAKUKAN TRANSAKSI PINJAMAN DANA MENGGUNAKAN PLATFORM FINANCIAL TECHNOLOGI (FINTECH) PEER TO PEER (P2P) LENDING DANAMAS DI KOTA DENPASAR Ni Kadek Rika Evimalia; Ni Wayan Alit Erlina Wati
Hita Akuntansi dan Keuangan Vol 3 No 1 (2022): Hita Akuntansi dan Keuangan
Publisher : UNHI Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32795/hak.v3i1.2279

Abstract

This study aims to determine "Perceptions of Ease of Use, Risk and Regulation on Decisions to Make Fund Transactions Using Financial Technology (Fintech) Peer to Peer (P2P) Lending Platforms". This research was conducted in the city of Denpasar with P2P lending users as research subjects. The sample in this study were 100 respondent with the sampling technique used was the Slovin formula. The data analysis technique used is multiple linear regression analysis techniques. The results of this study indicate that perceived ease of use has a positive effect on loan transactions using the Peer to Peer (P2P) Lending Platform FinancialTechnology (Fintech). Perception of risk has a positive effect on lending transactions using the Peer to Peer (P2P) Lending Platform Financial Technology (Fintech). The regulation has a positive effect on lending transactions using the Peer to Peer (P2P) Lending Platform Financial Technology (Fintech
Co-Authors Ni Wayan Alit Erlinawati