Rusydi Fauzan
Fakultas Ekonomi Dan Bisnis Islam, Universitas Islam Negeri (UIN) Sjech M. Djamil Djambek Bukittinggi, Indonesia

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ANALISIS TINGKAT LITERASI KEUANGAN SYARIAH MASYARAKAT KECAMATAN PANTI Riska Khairani; Rusydi Fauzan
Jurnal Ekonomi dan Bisnis Vol. 1 No. 1 (2023): Juni
Publisher : ADISAM PUBLISHER

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This study aims to assess people's familiarity with sharia-compliant financial management in Kecamatan Panti.Aspects of syrian financial literature included in this study include syrian basic financial knowledge, syrian savings and loan, syrian insurance, and syrian investment. The research methods employed are quantitative in nature, with a focus on field research.In this study, we surveyed the population of Kecamatan Panti, which ranged in age from 20 to 39.A total of 84 people were sampled for this study using a solvin sampling technique.Data analysis was performed using a descriptive statistical method. This study's findings suggest that residents of Panti, Indonesia have an overall level of financial literacy somewhere around 74.64%, with 74.64% falling inside the "sturdy" category if measured against the criteria established by Chen and Volfe. The average score obtained for the syariah knowledge of basic finance was 81.92%; the syariah knowledge of large savings and loans was 65.04%; the syariah knowledge of insurance was 78.56%; and the syariah knowledge of investments was 76.68%.
ANALISIS DAMPAK PEMBIAYAAN MUDHARABAH PADA PERKEMBANGAN UMKM NASABAH BSI KCP LUBUK SIKAPING Febri Fadilla Putri; Rusydi Fauzan
JEBIMAN : Jurnal Ekonomi, Bisnis, Managemen dan Akuntansi Vol. 2 No. 1 (2024): Januari
Publisher : CV. ADIBA AISHA AMIRA

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Thesis with the title: "Analysis of the Impact of Mudharabah Financing on the Development of UMKM Customers of BSI KCP Lubuk Sikaping". compiled by Febri Fadilla Putri NIM 3319272. Thesis for a student of the Sharia Banking Study Program, Faculty of Islamic Economics and Business (FEBI), State Islamic University of Syeh M. Djamil Djambek Bukittinggi. The author's background in raising this title is because the author sees the problem faced by UMKM actors, namely the lack of financing in meeting capital needs so that they can develop their business, so in this case Bank Syariah Indonesia KCP Lubuk Sikaping is expected to carry out its role in helping customers meet their needs. capital through the provision of easy and fast financing. The research method used in this study is quantitative with the variable mudharabah financing (X) and the MSME development variable (Y). The data used are secondary data and primary data. The sample studied was 100 respondents, using the Slovin formula. Data collection techniques used observation techniques with instruments such as stationery to obtain data and survey techniques with research instruments using a Likert scale, the data analysis method used was (1) Research Instrument Test conducted using Validity Test, Reliability Test, (2) data analysis techniques using the Normality Test, Simple Linear Regression Analysis, t-test (partial), and the Coefficient of Determination (R Square). The results of this study conclude that Mudharabah Financing has a significant influence on the Development of UMKMs at the BSI KCP Lubuk Sikaping as evidenced by the results of a simple linear regression Y = 7.757+0.515X+ei where this figure shows a positive value. Based on the results of the t test, it is known that the significance value is 0.000, less than the value <? 0.05, then H0 is rejected and Ha is accepted. The results of the coefficient of determination (R-Square) of 43% have a weak effect because the value does not reach 50% while the remaining 57% is influenced by other variables outside this study.The purpose of this study is to learn how UMKM BSI KCP Lubuk Sikaping's funding crisis affected the company's growth. The data used are second- and first-level data. One hundred respondents were polled using the Slovin formula. Data collection methods using observational tools like writing implements for information gathering and surveying tools like the Likert scale for scientific inquiry. Simple linear regression analysis is the method used in data analysis techniques. This study's findings suggest that philanthropic giving has a significant impact on UMKM growth. At BSI KCP Lubuk Sikaping, as evidenced by the results of a straightforward linear regression analysis, Y = 7,757+0,515X+ei, where the positive numbers indicate a high value. If the significance level of the Uji t results is less than or equal to.00005, then H0 is rejected and Ha is accepted. The R-squared value from the analysis shows that only 43% of the variation in the dependent variable can be attributed to the independent variable. This value is low since the independent variable's value does not exceed 50%.